# Coinova — Budget & Savings > Personal finance app for tracking expenses, budgeting, and saving with privacy focus. (iPhone/iPad app by Rishadul Islam.) - Source: https://appshunter.io/ios/app/coinova/id6762043129 (this page in markdown: same URL + `.md`) - Developer: [Rishadul Islam](https://appshunter.io/developer/6801911936) - Category: Finance, Productivity - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 15.0 · 7 MB - Languages: American English - Released: 2026-04-14 - Data updated: 2026-08-16 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/coinova/id6762043129/reviews.md ## What is Coinova? Stop wondering where your money went. Coinova is the modern personal finance app for people who want to actually understand their spending, hit savings goals, and travel without blowing the budget. Built for everyday humans, not accountants. WHAT YOU CAN DO • TRACK every expense and income with one tap. Recurring bills auto-generate so you never forget a subscription. • BUDGET monthly per category. The Smart Insights widget tells you exactly when you've overspent and forecasts the rest of the month. • SAVE toward goals — vacation, emergency fund, new laptop. Coinova celebrates milestones at 25%, 50%, 75%, and 100%. • TRAVEL TRACKER for trips abroad. Each trip gets its own currency, budget, and expense book — no more mental math at the hotel front desk. • CARDS WALLET stores your credit and debit card details, fully encrypted on device. Face ID or Touch ID required to reveal. The clipboard wipes itself after 30 seconds. • BUDGET ALERTS, BILL REMINDERS, AND WEEKLY SUMMARIES delivered as gentle notifications, only when you actually need them. • OFFLINE FIRST. Add transactions on a plane, in a tunnel, anywhere. Everything syncs the moment you're back online. • MULTI-DEVICE SYNC. Sign in on your iPhone and iPad — entries appear instantly across both. PRIVACY YOU CAN TRUST • Card numbers and CVVs are encrypted on your device with AES-256-GCM. Encryption keys live in the iOS Keychain — they never leave your phone, and we never see them. • Optional backups can be password-protected with PBKDF2 + AES-256. Forget the password and not even we can recover it. • Lock the entire app behind a 4-digit PIN and Face ID / Touch ID. • No ads. No data sales. No third-party tracking SDKs. Just you and your money. GLOBAL READY • 60+ currencies supported • Configurable week start (Sunday, Monday, or Saturday — auto-detected from your region) • Custom categories and tags • Localized number and date formatting WHY COINOVA? Most finance apps are either bloated banking aggregators that demand read-access to your bank accounts, or stripped-down trackers that miss the features you actually need. Coinova is the middle ground — powerful enough to replace your spreadsheet, simple enough to use every day, private enough that you don't have to think twice. No subscriptions. No paywalls. No upsells. Built by indie developers at Adverge Studio. Questions, feedback, or feature requests: hello@advergestudio.com Privacy policy: https://advergestudio.com/coinova/privacy/ Terms of service: https://advergestudio.com/coinova/terms/ ## Key features - Expense and income tracking - Monthly budgeting by category - Savings goal tracking - Travel budgeting with multiple currencies - Encrypted card wallet - Offline access and multi-device sync - Privacy-focused with no ads or data sales ## Frequently asked questions about Coinova ### How secure is Coinova? Coinova prioritizes your privacy with AES-256-GCM encryption for card details stored on your device. Encryption keys are managed by the iOS Keychain and never leave your phone. The app can also be locked with a 4-digit PIN and Face ID/Touch ID for added security. ### Does Coinova have ads? No, Coinova is completely ad-free. The developers state there are no ads, no data sales, and no third-party tracking SDKs, ensuring a private user experience. ### Can I use Coinova offline? Yes, Coinova is designed with an 'offline first' approach. You can add transactions even without an internet connection, and everything will sync automatically once you are back online. ### What devices does Coinova support? Coinova is available for iPhone and iPod devices. It supports multi-device sync, so your entries will appear instantly across your signed-in devices. ### How often is Coinova updated? The latest version of Coinova is 1.3.1, last updated on May 6, 2026. While specific update frequency isn't detailed, this indicates ongoing development and support. ### What currencies does Coinova support? Coinova is globally ready, supporting over 60 currencies. This makes it ideal for tracking expenses and budgets for international travel or diverse financial needs. ### What are the main benefits of using Coinova? Users appreciate Coinova for its ability to help them understand where their money goes, hit savings goals, and manage travel budgets without complex accounting. Its privacy features and user-friendly interface are also highlighted as key advantages. ### Is Coinova free to use? Yes, Coinova is completely free to download and use. The developers explicitly state there are no subscriptions, paywalls, or upsells. ## Version history (last 4 releases) ### 1.3.1 — 2026-05-06 Updated screenshots and store listing. ### 1.3 — 2026-04-30 Critical offline-sync fix. New: silent-fail feedback on Quick Add, daily expense reminder, improved iOS keyboard for amount entry, larger touch targets, better dark-mode contrast, custom-category sheet now respects iPhone home indicator. ### 1.2 — 2026-04-27 • Major sync overhaul — entries you make on one device now appear on your other devices instantly • Smart Insights widget redesigned with swipeable pages • New "Week starts on" preference (auto-detected from your country, override in Profile) • Fixed offline trip creation in Travel Tracker — entries no longer disappear after going online • Card secrets now stored in Android Keystore for stronger device-level encryption • Bill reminders now fire reliably; weekly summary lines up with your week-start preference • Removed the in-app rate sheet — "Rate Coinova" now opens the Play Store directly • Trimmed FAQs from 44 to 17 — only the questions users actually ask • Many performance, animation, and reliability fixes ### 1.0 — 2026-04-14 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-16.*