# Commerce Bank for iPhone — Challenge Accepted®

> Mobile banking app for managing accounts, payments, and cards. (iPhone/iPad app by Commerce Bank.)

- Source: https://appshunter.io/ios/app/commerce-bank-for-iphone/id535981874 (this page in markdown: same URL + `.md`)
- Developer: [Commerce Bank](https://appshunter.io/developer/535981877)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.70/5 from 147,013 App Store ratings · 302 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 71 MB
- Languages: American English, French (France), European Spanish
- Released: 2012-07-02
- Data updated: 2026-08-29
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/commerce-bank-for-iphone/id535981874/reviews.md

## What is Commerce Bank for iPhone?

The Commerce Bank Mobile App is designed to help you manage your finances on the go.



- Log in quickly with biometric authentication
- Deposit checks, transfer funds and pay bills
- Manage push notifications
- Lock and unlock cards
- Find the nearest Commerce branch
- Get help when you need it
- And so much more!

Mobile Banking from Commerce Bank. Challenge Accepted.(R)


To help protect the privacy of your account information, access to your account utilizes SSL technology. Our Online Banking Guarantee for personal accounts applies to the Commerce Bank Mobile App. (see Online Banking Terms and Conditions for full details).


You must be a Commerce Bank Online Banking or Small Business Online Banking user. To activate Online Banking, visit commercebank.com. Commerce Bank serves Missouri, Kansas, Illinois, Oklahoma and Colorado. Accounts held with Commerce Trust Company are not accessible via the application. Message and data usage fees may apply; check with your wireless or VoIP provider for more information.

See Mobile Banking Terms and Conditions for full details. Copyright © 2026 Commerce Bancshares, Inc.


All rights reserved. Commerce Bank: Member FDIC.

## Key features

- Biometric login
- Mobile check deposit
- Fund transfers
- Bill payment
- Card lock/unlock
- Branch locator

## What do users think of Commerce Bank for iPhone?

Overall sentiment: neutral

**Pros**

- 💻 Easy to use
- 📱 Convenient mobile banking
- 🏦 Reliable banking services
- 🔒 Secure app and transactions
- 🚀 Quick mobile deposits

**Cons**

- 🐛 Buggy app updates
- ⏱️ Slow customer service response times
- 🔍 Lack of transparency in account activity
- 💰 Overdraft fees and account issues
- 🤖 Impersonal digital banking experience

**Commonly reported bugs**

- App crashes and freezes during use
- Inconsistent account balance display
- Mobile deposit issues with check endorsements
- Login problems and account access restrictions
- Sync issues between app and online banking

**Most requested features**

- Ability to transfer funds between external accounts
- More detailed transaction history and reporting
- Improved mobile check deposit functionality
- Integration with personal finance management tools
- Seamless login experience across devices

## Recent user reviews (10 of 302)

All indexed reviews: https://appshunter.io/ios/app/commerce-bank-for-iphone/id535981874/reviews.md

### 1/5 — Not working

*2026-08-13, version 3.65*

Application is not working 8/13/26.

### 1/5 — Error

*2026-07-26, version 3.65*

Last month or so every time I open the app it throws an error saying something went wrong.  It used to just open using face id after I clicked OK but now it fails to open at all.

### 4/5 — Glitch when opening

*2026-07-23, version 3.65*

Every time I open the app now, I get an error message that says something went wrong, try again. This is using face recognition. When I try it again, it works.

### 2/5 — App don’t work on my phone

*2026-07-15, version 3.65*

About a week ago the app stopped working on my AT&T iPhone XR. Don’t know if they trying to say the phone is old or what but when I go to the website is say web address can’t be found!?!

### 1/5 — Embarrassing

*2026-06-29, version 3.64*

Mobile App and the automated phone system is a complete joke. Explain to me how I cannot Unlock my account outside of normal business hours in the ripe year of 2026. There is no option to Unlock in the app or by calling the automated line. Have to wait for normal business hours to reach my own financial information. How embarrassing for Commerce Bank. Will never use them in the future. Get your loans/etc elsewhere.

### 5/5 — Great service

*2026-06-07, version 3.64*

Thank you for all your service! Been with commerce since 1998! Great bank!

### 5/5 — Love the no interest

*2026-06-06, version 3.64*

It’s my favorite card! App is very easy to navigate!

### 5/5 — Great

*2026-06-06, version 3.64*

Had for 3 years now every time I open it it asks me to rate it, I do, please stop asking if I like the app I do.

### 5/5 — Yeah

*2026-06-04, version 3.64*

I use it pretty much daily. Easy to use. Thanks for letting me use. Hope this review helps other people want to use the app. Also hope it stops asking me to make a review every time I use it.

### 5/5 — Easy breezy

*2026-06-04, version 3.64*

Love this app.  Very user friendly and dependable.

## Frequently asked questions about Commerce Bank for iPhone

### What can I do with the Commerce Bank mobile app?

The app allows you to manage your finances on the go. You can log in quickly using biometric authentication, deposit checks, transfer funds between accounts, and pay bills. It also enables you to manage push notifications, lock or unlock your cards, and find the nearest Commerce branch.

### Is the Commerce Bank mobile app free to use?

Yes, the Commerce Bank Mobile App is free to download and use. However, message and data usage fees may apply from your wireless or VoIP provider, so it's advisable to check with them for more information.

### Who is eligible to use the Commerce Bank mobile app?

To use the Commerce Bank Mobile App, you must be a Commerce Bank Online Banking or Small Business Online Banking user. If you haven't already, you can activate your Online Banking by visiting commercebank.com.

### What security features does the app offer?

The app is designed to protect your account information with SSL technology. It also offers quick and secure logins through biometric authentication. The Online Banking Guarantee for personal accounts also applies to the Commerce Bank Mobile App.

### What if I need help while using the app?

The app provides access to help when you need it. You can also find the nearest Commerce branch using the app's locator feature if you prefer in-person assistance.

## Version history (last 5 releases)

### 3.66 — 2026-08-24

- Bug Fixes and Improvements

### 3.65 — 2026-07-13

- Customers with eligible Online Banking profiles can now link profiles in Online Banking and switch between them in Online Banking or the Commerce Bank Mobile App. 
- The next recurring and one-time payment is now visible on account activity for credit cards and loan accounts. AutoPay and Bill Pay are excluded. 
- Use "View Scheduled Payments” in account activity to show scheduled payments in one place.
- Bug Fixes and Improvements

### 3.64 — 2026-05-18

- Bug Fixes and Improvements

### 3.63 — 2026-04-27

- Set up direct deposit digitally with Direct Deposit ConnectTM, now available in the Commerce Bank Mobile App.
- A refreshed payments layout is now available for credit cards and loan accounts, making key actions easier to find in account activity.
- Various accessibility improvements

### 3.62 — 2026-03-09

- "Profile, Alerts & Settings" are now in the top-right menu under your profile monogram. 
-  Linked Commerce accounts are now managed in “Transfers,” and other financial institutions in “Payments.”

## Apps similar to Commerce Bank for iPhone

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| [Monzo Bank - Mobile Banking](https://appshunter.io/ios/app/monzo-bank-mobile-banking/id1052238659) | 4.7 (5,643) | Free | Finance |

## More apps by Commerce Bank

- [Velocity Pay](https://appshunter.io/ios/app/velocity-pay/id1474130052)
- [Commerce Bank CONNECT®](https://appshunter.io/ios/app/commerce-bank-connect/id1515519700)

All apps by Commerce Bank: https://appshunter.io/developer/535981877

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*
