# CommonWealth One FCU — user reviews > 17 indexed App Store user reviews of CommonWealth One FCU by CommonWealth One Federal Credit Union, rated 4.80/5 from 2,028 ratings. - Source: https://appshunter.io/ios/app/commonwealth-one-fcu/id1590572024/reviews - App overview in markdown: https://appshunter.io/ios/app/commonwealth-one-fcu/id1590572024.md - Rating breakdown: 5★ 1,782 · 4★ 164 · 3★ 32 · 2★ 11 · 1★ 37 ## What do users think of CommonWealth One FCU? Overall sentiment: positive **Pros** - 🥳 Trusted banking for 30+ years - 👍 Easy and user-friendly app - 🔒 Safest bank to open account **Cons** - 🐛 Inability to pay bills from the app - 🐛 Difficulty accessing legal documents - 🤔 Can't link account to Zelle or Cash App **Commonly reported bugs** - Inability to see pending debit card transactions **Most requested features** - Include account holder notes in search feature - Provide more details in account activity notifications ## Most critical reviews (10 lowest-rated) ### 1/5 — Very difficult to use *2026-08-06, version 4.42.89* It is nearly impossible to make a payment using this app or the online portal. It’s like they don’t want me to pay my bill ### 1/5 — App is terrible *2024-01-21, version 4.41.114* I can’t pay a bill because every time I am required to go accept a legal document that can’t be accessed on the app. So I have to find a computer to log in and then locate where this document is because it is not clearly placed under any of the links. ### 2/5 — Zelle transfer or cash app…? *2023-07-05, version 4.41.110* Why I can’t link my account to Zelle transfer or cash app…? ### 2/5 — Updated but still outdated *2022-06-06, version 4.41.95* The new app is nicer than the previous one. However, I was hoping we would gain the possibility of seeing pending check card transactions. But nope, still not an option. Not sure why considering most modern financial institutions have had this capability for over 20 years. ### 3/5 — I need Zelle *2025-03-25, version 4.42.89* I need Zelle ### 3/5 — A very nice update overall, with a few needed adjustments. *2022-02-10, version 4.41.95* This new COFCU app was a much needed update. Overall, I’m very happy that this app functions properly and looks a bit nicer than the previous app. Just a few suggestions: - I wish there was a way to size down the text (perhaps 1 font size down to make room for more information). - I thought there was going to be a way to transfer money to an external account, but apparently there isn’t. Or maybe I’m seeing it wrong??? Correct me if I am. ### 4/5 — Improvements have made things better *2024-09-28, version 4.42.89* Recent updates have made the app pretty comprehensive. Bill pay stuff is still not as user friendly as the website, but acceptable. Having the “search” feature include account holder notes would be helpful for the next update. (Example- I do a transfer and “add a note” of “for vacation fund”, I would like to be able to search “vacation fund,” “vacation,” or “fund” and have my transfers show up instead of “no results.”) ### 4/5 — Notifications *2024-08-06, version 4.41.114* I would like more information when notified about account activity instead of having to log on and search to determine what the notification refers to! ### 4/5 — Paying Bills *2024-05-10, version 4.41.114* I used to pay my bills from this account but the last few times/years I haven’t been able to do that. What’s going on. ### 4/5 — Up With The Times *2022-12-17, version 4.41.110* I’m very happy with the update now I can receive text messages when I make purchases. Now we’re in the big leagues like all the other banks and credit card companies. Keep up the good work. ## Most praised reviews (7 highest-rated) ### 5/5 — Trusted Banking! 💯 *2025-11-05, version 4.42.89* I’ve been with you from the very beginning of my career; and now I’m happily retired; 🥳 a total of 30yrs having my finances trusted in your hands.😍 COFCU you are the most trusted banker on the planet!!! ### 5/5 — Easy and user friendly *2024-08-17, version 4.41.114* Great app- easy to use. I use alerts and the message center instead of calling. Always great service. ### 5/5 — Safest bank to open account *2024-07-12, version 4.41.114* Particularly I feel safe and secured having my account there ### 5/5 — Trusted Banking! 💯 *2024-03-20* I ### 5/5 — Easy to use and functional! *2024-01-11, version 4.41.114* Love the app. ### 5/5 — Easy to use and functional! *2023-10-18* Love the app. I move money and it is quick and easy. ### 5/5 — Great work! *2022-02-10, version 4.41.95* Love the update! 💕 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-09.*