# Complex Community FCU — user reviews

> 23 indexed App Store user reviews of Complex Community FCU by Complex Community Federal Credit Union, rated 4.84/5 from 3,606 ratings.

- Source: https://appshunter.io/ios/app/complex-community-fcu/id1021735872/reviews
- App overview in markdown: https://appshunter.io/ios/app/complex-community-fcu/id1021735872.md
- Rating breakdown: 5★ 3,163 · 4★ 186 · 3★ 51 · 2★ 14 · 1★ 48

## What do users think of Complex Community FCU?

Overall sentiment: negative

**Pros**

- 🚀 Fast and responsive
- 👍 Helpful and informative
- 🥰 Loved by long-time users

**Cons**

- 🐛 Frequent login issues
- ⏱️ Slow processing of funds
- 🔒 Security concerns
- 🤯 Frustrating user experience

**Commonly reported bugs**

- App crashes or freezes
- Inability to access account information
- Links and reset options not working

**Most requested features**

- Apple Pay integration
- Card locking/blocking feature
- Improved password management

## Newest reviews (3 of 23)

### 3/5 — App doesn’t load “My cards”

*2022-08-03, version 21.3.50*

Sounds like a good feature. But I’ve tried 4 times with the newest update, and it still doesn’t open. Do that makes the feature worthless. 
The rest of the app features have worked well.

### 3/5 — Good until it’s not.

*2021-02-25, version 20.2.50*

The app was awesome until it wouldn’t open for me, just a plain white screen. Called a few times and just was told to reinstall the app and reboot my phone, which was done several times on several days. 

Been a whole month that I haven’t been able to access the app and they won’t help nor do they care.

### 3/5 — Great app

*2017-11-08, version 17.2.57*

Love the app itself but I wish they would work on getting Apple Pay with the cards. I have been trying to get it but it says this bank hasn’t give the rights to it yet

## Most critical reviews (10 lowest-rated)

### 1/5 — Password

*2026-05-18, version 25.2.100*

They make you change your password so much that I don’t even know it !!!! 
If I want to change my password I will, I don’t need anyone telling me to change it!!!!

### 1/5 — Bad app

*2024-11-30*

App use to work but I can no longer log in.   Garbage!

### 1/5 — Delay

*2024-01-11, version 23.1.70*

Funds take to long to clear account in my opinion

### 1/5 — Transfers

*2023-09-01, version 23.1.70*

The app IS getting so much better over time.  If we don’t have to type in a password in Chrome on a computer again to do a transfer, we shouldn’t have to again on the app.  It’s very annoying.  Again, however the app has had many improvements over the last year or so.

### 1/5 — Really bad

*2023-02-09, version 22.2.80*

Often has issues where it makes you reset password or just doesn’t let you long in for days at a time, takes forever to load, bad customer service, the links the key send you to reset information doesn’t work half the time. 

Worst bank I’ve had and honestly worse app. You would think that something dealing with money that greatly effects people life’s would just be slightly reliable, but if you expect that from this app then you are in for a horrendous time, 

RUN WHILE YOU CAN

### 1/5 — The bank and APP absolute trashcan dogwater trashcan

*2022-03-27, version 21.2.70*

App makes me reset my password way too many times. Apple saves my password using apples super strong security and it still says password wrong or to call 1800. Worst bank to have. Literally get what you pay for. Super cheap equals super cheap service. Even when I go to the bank the tellers be little you. Smh . Worst bank ever. I hope you read this

### 1/5 — Worst app

*2019-05-05, version 18.3.81*

Ever since they switched their servers complex website and app have went down hill and for that My family and myself are in the process of switching banks. This bank has not even done anything for me so I’m not missing out on anything the since First Basin credit union has more to offer me.

### 1/5 — Touch ID not working!

*2019-04-09, version 18.3.81*

Touch ID not working since the update!!

### 1/5 — Horrible app

*2017-08-25, version 17.1.104*

Most of the time it says my account isn't available. Am not the only one who has had problems with this app.

### 2/5 — Unsatisfactory

*2017-03-09, version 8.0.236*

Half the time app does not work says my account balance is unavailable please fix

## Most praised reviews (10 highest-rated)

### 5/5 — Jaquan

*2026-05-21, version 25.2.100*

I Ike it alot 😏

### 5/5 — Great APP!

*2025-08-26, version 25.1.30*

I love this app because of the ability it gives me to keep my account usable!

### 5/5 — Me encanta gracias de verdad por un excelente servicio

*2024-08-25, version 24.1.71*

De verdad me encanta mucho porque es muy rápido para encontrar todo información agradecida ya tengo años estar en este banco y me encanta de verdad

### 5/5 — Me encanta

*2023-03-25*

De verdad me encanta mucho porque es muy rápido para encontrar todo información agradecida ya tengo años estar en este banco y me encanta de verdad

### 5/5 — Great App!

*2023-01-13, version 22.1.101*

Thank you so much!!

### 5/5 — Wonderful tool

*2022-08-18, version 21.3.50*

It’s wonderful to have this app at your fingertips where u can make transfers and have a statement right in front of you thank you for making it simple for us old school generation ❤️

### 5/5 — Long Time Member

*2022-08-15, version 21.3.50*

We have been a member since 1981 ooowee long time.  Service gets better and better!  I really appreciate Johnny, Juanita both are Loan officers also Sharon we watched her grow and grow.  
Thanks

### 5/5 — Me encanta 🥰 siempre me ayuda

*2021-05-14, version 20.2.80*

Muy útil

### 4/5 — It’s good could be great

*2022-06-26, version 21.3.40*

Needs more features like ability to use in apple pay

### 4/5 — Improve

*2021-11-05, version 21.2.70*

It would be a plus if we can block or lock are card through the app in case we lose it .

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*
