# Composer by SoFi — AI for automated stock trading

> AI-powered automated trading platform for stocks and ETFs. (iPhone/iPad app by Composer Technologies Inc..)

- Source: https://appshunter.io/ios/app/composer-by-sofi/id6471564746 (this page in markdown: same URL + `.md`)
- Developer: [Composer Technologies Inc.](https://appshunter.io/developer/1715622582)
- Category: Finance
- Price: Free
- Rating: 4.40/5 from 632 App Store ratings · 56 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 93 MB
- Languages: American English
- Released: 2024-05-02
- Data updated: 2026-08-22
- Monetization: subscription
- User reviews in markdown: https://appshunter.io/ios/app/composer-by-sofi/id6471564746/reviews.md

## What is Composer by SoFi?

Join thousands using AI to automate their trading. With Composer by SoFi, AI curates or creates automated trading strategies for you from a few simple clicks or a request in plain English—no coding required. Backtest, customize, and automate in minutes.

AI-POWERED STRATEGY DISCOVERY
- Tell AI your trading ideas and preferences and it creates custom strategies, instantly
- AI surfaces the best performing picks from 3000+ community-built trading strategies
- Works with stocks and ETFs

BACKTEST BEFORE YOU INVEST
- See how strategies would have performed using historical data
- Compare performance against benchmarks like the S&P 500
- Understand risk metrics before committing real money

FULLY AUTOMATED TRADE EXECUTION
- Start trading with as little as $50
- Your strategies trade automatically based on the rules you set
- Get alerts when trades execute
- Pause, edit, or liquidate anytime—you're always in control

ALL-ACCESS TRADING PASS
- 14-day free trial to explore automated trading
- Plans starting at $32/month (billed annually)

BEST-IN-CLASS SECURITY
- Two-factor authentication
- Bank-level encryption
- Composer Securities is a member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Explanatory brochure available upon request or at www.sipc.org. SIPC does not protect against market losses.

Please see our Commissions and Fees: https://composer.trade/commissions-fees

Online trading has inherent risk due to system response, execution price, speed, liquidity, market data and access times that may vary due to market conditions, system performance, market volatility, size and type of order and other factors. An investor should understand these and additional risks before trading. Past performance not representative of future results.

Please read important legal disclosures: https://www.composer.trade/disclosures

Securities products and services are offered through Composer Securities LLC and Alpaca Securities LLC, Member FINRA / SIPC. Composer Securities LLC and Composer Technologies Inc. are separate but affiliated companies. Alpaca Securities is a wholly-owned subsidiary of AlpacaDB, Inc. Technology and services are offered by AlpacaDB, Inc. Check the background of Composer Securities LLC and Alpaca Securities LLC on FINRA BrokerCheck.

Securities products are: Not FDIC insured. Not bank guaranteed. May lose value.

FINRA BrokerCheck reports for Composer Securities LLC: https://brokercheck.finra.org/

Trademarks and logos are the property of their respective owners and do not represent endorsements of any kind. Unless otherwise noted, Composer Technologies Inc. and its affiliates are not partners, affiliates, or licensees of these companies.

## Key features

- AI-powered strategy discovery
- Automated trade execution
- Backtesting with historical data
- Direct trading for stocks, ETFs, options
- Customizable trading rules
- Portfolio management

## What do users think of Composer by SoFi?

Overall sentiment: negative

**Pros**

- 🚀 Game changer
- 👍 Simple to use
- 👍 Great crowd sourcing of ideas
- 🚀 Bringing algo trade to retail investors
- 👍 Excellent app
- 👍 Quality app
- 👍 Great design
- 🚀 Powerful financial tool

**Cons**

- 💰 Expensive fees
- 🐛 Bugs and glitches
- 🔒 Lack of transparency
- 🔒 Difficult to withdraw money
- 🔒 Untrustworthy
- 🔒 Scam
- 🔒 Steals money

**Commonly reported bugs**

- App stopped working
- Unable to set up 2-factor verification
- Unable to login
- Incompatible with location

**Most requested features**

- Add iPad app support
- Add widgets
- Improve customer support

## Recent user reviews (10 of 56)

All indexed reviews: https://appshunter.io/ios/app/composer-by-sofi/id6471564746/reviews.md

### 1/5 — Avoid - skips trades routinely

*2026-07-10*

Traded less than 10 times over the course of a month after transferring $30k into it. 2 times composer did not execute the change in the next change window (which is already a lag since it only happens at the end of the day). It cost me $100s. The lack of control you have over trade timing is genuinely concerning. Support is terrible and took days to reply after confirming they skipped trades. I immediately liquidated my funds and transferred out. I recommend you stay away. Too many other options out there to deal with this trash.

### 5/5 — Casual investor

*2026-06-25*

I don’t gamble often but when I do it’s poker not day trading. (More fun). Composer offers a place for me where I (the casual long investor) can do copycat or easily utilize AI with my own parameters, instead of institutional research departments and the fees associated with managed accounts. I m trying it for a bit to see how it goes. Lots of etf going on by AI here.

### 5/5 — Overall very nice app

*2026-06-23*

Easy to signup and onboard. Pretty simple to use and already up money 👍. Very trustworthy now that they are affiliated with SoFi

### 1/5 — Deceptive practices

*2026-06-08*

I thought it was 40$ to try but the app charged me like 250 for a year membership even after I cancelled.  There is no assistance either so I could not get my money back, everything is ai. Zero real human customer service. Even responding to their response just takes me to generic faq. Doesn’t seem to perform any better than traditional avenues, stay away from this scam . I can’t imagine how much I’d lost . I only put 500 in and I’m down to 319. Figured I’d keep my money in and see if it grows since they would refund me. lol just keeps shrinking. This apps a joke and no support/ docs or community behind it

**Developer response:** Hi Finmatic - Thank you for taking the time to leave a review. We offer a 14-day free trial, and you may choose to subscribe to the Trading pass on a monthly or annual basis. You can cancel at any time. Please contact our team at help@composer.trade, and we would be happy to investigate this further!

### 1/5 — Shady

*2026-06-04*

Like some of the other feedback, they bait you by depositing $50 THEN tell you to pay $32 a month to use their service and your money is trapped in limbo for 6 business days before you can think about withdrawing it. Then when you go to pull it out, it’s not functional and you have to contact support.

### 1/5 — Deceptive practices

*2026-05-31*

I thought it was 40$ to try but the app charged me like 250 for a year membership even after I cancelled. Doesn’t seem to perform any better than traditional avenues

### 1/5 — Ridiculous

*2026-05-26, version 1.29.1*

Complete waste of time and money

### 1/5 — Shady

*2026-04-30*

When there are subscriptions required in order to use an app, the app should NOT make you deposit before mentioning the cost.  I deposited $50 to try this out and didn’t find out there was a $32/mo subscription required until after the deposit.  That is a shady practice and it should be (likely is) not legal.

Now I have to wait for six business days to withdraw my deposit.  I know $50 is not much but just imagine how many people are falling into this trap and giving this company free money on their books for a week at a time for absolutely nothing.

Steer clear of apps like this in my opinion.

### 1/5 — Fraud

*2026-04-19, version 1.27.2*

Fraudulent service, doesn’t respond to service question wont allow me to with draw or close account… Do not use!

### 1/5 — Don’t get your hopes up!

*2026-03-25*

There was no advantage using this app over the other regular investment apps. They do charge $30-40 a month and have a long listed fee sheet. Once you decide Composer isn’t worth it and you want to close your account, they make it extremely difficult. I eventually contacted my bank to close the auto-draft option because I was getting the runaround with the app.

**Developer response:** Hello happyfrush - We appreciate you taking the time to leave a review about your experience. We offer commission-free trading, and the only fee related to automated trading is our Trading Pass. You can cancel at any time and withdraw your funds. Please contact our team directly at help@composer.trade, and we can assist further!

## Frequently asked questions about Composer by SoFi

### What does the Composer: AI Trading app do?

This app uses artificial intelligence to help users automate their stock and ETF trading. It allows you to create custom trading strategies by describing your ideas in plain English, backtest their historical performance, and then automate their execution. You can also mix automated strategies with direct, instant trades.

### How can AI help me trade stocks with this app?

The AI can generate custom trading strategies based on your specific ideas and preferences, or it can surface high-performing strategies from a community of users. This eliminates the need for manual strategy creation or coding, making automated trading more accessible.

### What are the costs associated with using this app?

The app offers a 14-day free trial for its automated trading features. Following the trial, subscription plans start at $32 per month when billed annually. Specific details on commissions and fees can be found on their website.

### Is my money safe when using this trading app?

Yes, the app employs best-in-class security measures including two-factor authentication and bank-level encryption. Composer Securities is also a member of SIPC, which protects customer securities up to $500,000. However, SIPC does not protect against market losses.

### Can I start trading with a small amount of money?

Yes, you can begin automated trading with as little as $50. The platform allows your chosen strategies to trade automatically based on the rules you set, and you can pause, edit, or liquidate your positions at any time.

## Version history (last 5 releases)

### 1.32 — 2026-07-29

Thank you for using Composer by SoFi! Here’s what’s new in this version:

• Smaller fixes and improvements

### 1.31.4 — 2026-07-09

Thank you for using Composer by SoFi! Here’s what’s new in this version:

• Smaller fixes and improvements

### 1.31.3 — 2026-06-30

Thank you for using Composer by SoFi! Here’s what’s new in this version:

• Smaller fixes and improvements

### 1.31.2 — 2026-06-23

Thank you for using Composer by SoFi! Here’s what’s new in this version:

• Smaller fixes and improvements

### 1.31.1 — 2026-06-23

Thank you for using Composer iOS! Here’s what’s new in this version:

• Composer has been acquired by SoFi!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*