# Composer by SoFi — user reviews > 56 indexed App Store user reviews of Composer by SoFi by Composer Technologies Inc., rated 4.40/5 from 632 ratings. - Source: https://appshunter.io/ios/app/composer-by-sofi/id6471564746/reviews - App overview in markdown: https://appshunter.io/ios/app/composer-by-sofi/id6471564746.md - Rating breakdown: 5★ 503 · 4★ 36 · 3★ 20 · 2★ 6 · 1★ 67 ## What do users think of Composer by SoFi? Overall sentiment: negative **Pros** - 🚀 Game changer - 👍 Simple to use - 👍 Great crowd sourcing of ideas - 🚀 Bringing algo trade to retail investors - 👍 Excellent app - 👍 Quality app - 👍 Great design - 🚀 Powerful financial tool **Cons** - 💰 Expensive fees - 🐛 Bugs and glitches - 🔒 Lack of transparency - 🔒 Difficult to withdraw money - 🔒 Untrustworthy - 🔒 Scam - 🔒 Steals money **Commonly reported bugs** - App stopped working - Unable to set up 2-factor verification - Unable to login - Incompatible with location **Most requested features** - Add iPad app support - Add widgets - Improve customer support ## Newest reviews (13 of 56) ### 2/5 — Long time to get my money back *2026-02-17, version 1.22.1* Not happy with their policy of withdrawing my own money. It will take 10 business days to get my money back. ### 1/5 — Can’t see my investments?!? *2026-01-09, version 1.21* This app just stopped working about 15 mins ago, right before market close on Jan 9th. Unbelievable! Apps like these need to be DEPENDABLE, at the least! ### 1/5 — Can’t setup 2-factor verification *2025-10-31, version 1.17.1* Support is unavailable. There’s no one to respond. I’ve pinged using the app atleast 3-4 times. They don’t have phone support. How is one to reach the company? (Presuming there is one) ### 1/5 — Really bad app *2025-07-29, version 1.14.5* Many glitches ### 1/5 — too little transparency *2025-07-25, version 1.14.5* Interesting idea but the lack of transparency is borderline scammy. No actual user yield, No AUM, no user rating or comment. ### 1/5 — Don’t join. Worst app ever *2025-07-07, version 1.14.3* Lost money everyday. Buy high sell low. It was terrible. Stay away. Much better places invest ### 1/5 — NOT READY YET *2025-05-10, version 1.12* BAD ### 1/5 — Worst customer service for a Brokerage *2025-04-21* It is impossible to get in touch with them. They just make you chat to a chatbot that is useless and then you get a message that a customer service person will contact you that never happens. **Developer response:** Hello Tabish Baloch! Thank you for taking the time to leave a review. We offer several options to contact our team, including a direct option to email us. There is an AI Answers chat function you can choose, but it is entirely optional. Please don't hesitate to reach out to our team directly at help@composer.trade and we are happy to help. ### 1/5 — Need iPad app *2025-04-01, version 1.9.1* The current iPad app is horrible. ### 1/5 — Steals your money *2025-03-06* I just downloaded the app and like any investing app it asks for a deposit, but now I can’t actually invest into anything because I need to pay for a subscription to actually use the app. Once I found that out, I tried withdrawing my money from the account but I can’t since it’s not in any stocks. How can I withdraw my money back into my back account so I can delete this app? **Developer response:** Hello EyesAboveUs - Thank you for taking the time to leave a review. We require a subscription to unlock automated trading and do offer a 14-day free trial where you can try it out without strings attached and cancel anytime. Our clearing firms require recent deposits to settle for 6 business days before they can be withdrawn. Please get in touch with our team at help@composer.trade if you have any questions. We are standing by, ready to help! ### 2/5 — APP IS A FRAUD AND WILL STEAL YOUR MONEY!! *2025-03-04, version 1.8.1* I downloaded this app and it prompted me to add funds during the account creation process. I did so and added $40 to the account. However, a few days later, the Composer account showed that it had a balance of $0 because the transfer had been “cancelled” according to the app. I went into my bank account and found the external transfer of $40 which had executed successfully but no equivalent transfer of $40 back into my account. That initially transfer was 15 days ago and I waited this long in case the return was possibly still being executed but it turns out there was no return transfer and furthermore I haven’t been about to find any support contact info for Composer. I reported this app to Apple as fraudulent and I would avoid setting up an account at all costs unless you like giving away money. ### 1/5 — Do not download for crypto *2025-01-18, version 1.7* This has to be the worst app for crypto because we are in the best bull run of the Crypto market ever and my account is negative by more than 55%. Do not join this app , its garbage ### 2/5 — Tread lightly? *2025-01-10* Most of the time when you make a new account, you get an email right away. I have yet to receive any sort of email plus, I also sent a message that I’m backing out already before I proceed. I still have not received an email. Beware unless you got plenty of money to lose cause I’m not about to start mine. Read the reviews before you start filling out the information to make sure it’s gonna be right for you. **Developer response:** Hi Me mr j - Thank you for reaching out and telling us about your experience. Please contact our team at help@composer.trade and we will be happy to assist you. We send an email upon sign-up, and throughout the onboarding process keeping our members informed. Sometimes these emails may go to your junk/spam folder so it is important to check there. We are standing by and ready to assist you! ## Most critical reviews (10 lowest-rated) ### 1/5 — Avoid - skips trades routinely *2026-07-10* Traded less than 10 times over the course of a month after transferring $30k into it. 2 times composer did not execute the change in the next change window (which is already a lag since it only happens at the end of the day). It cost me $100s. The lack of control you have over trade timing is genuinely concerning. Support is terrible and took days to reply after confirming they skipped trades. I immediately liquidated my funds and transferred out. I recommend you stay away. Too many other options out there to deal with this trash. ### 1/5 — Deceptive practices *2026-06-08* I thought it was 40$ to try but the app charged me like 250 for a year membership even after I cancelled. There is no assistance either so I could not get my money back, everything is ai. Zero real human customer service. Even responding to their response just takes me to generic faq. Doesn’t seem to perform any better than traditional avenues, stay away from this scam . I can’t imagine how much I’d lost . I only put 500 in and I’m down to 319. Figured I’d keep my money in and see if it grows since they would refund me. lol just keeps shrinking. This apps a joke and no support/ docs or community behind it **Developer response:** Hi Finmatic - Thank you for taking the time to leave a review. We offer a 14-day free trial, and you may choose to subscribe to the Trading pass on a monthly or annual basis. You can cancel at any time. Please contact our team at help@composer.trade, and we would be happy to investigate this further! ### 1/5 — Shady *2026-06-04* Like some of the other feedback, they bait you by depositing $50 THEN tell you to pay $32 a month to use their service and your money is trapped in limbo for 6 business days before you can think about withdrawing it. Then when you go to pull it out, it’s not functional and you have to contact support. ### 1/5 — Deceptive practices *2026-05-31* I thought it was 40$ to try but the app charged me like 250 for a year membership even after I cancelled. Doesn’t seem to perform any better than traditional avenues ### 1/5 — Ridiculous *2026-05-26, version 1.29.1* Complete waste of time and money ### 1/5 — Shady *2026-04-30* When there are subscriptions required in order to use an app, the app should NOT make you deposit before mentioning the cost. I deposited $50 to try this out and didn’t find out there was a $32/mo subscription required until after the deposit. That is a shady practice and it should be (likely is) not legal. Now I have to wait for six business days to withdraw my deposit. I know $50 is not much but just imagine how many people are falling into this trap and giving this company free money on their books for a week at a time for absolutely nothing. Steer clear of apps like this in my opinion. ### 1/5 — Fraud *2026-04-19, version 1.27.2* Fraudulent service, doesn’t respond to service question wont allow me to with draw or close account… Do not use! ### 1/5 — Don’t get your hopes up! *2026-03-25* There was no advantage using this app over the other regular investment apps. They do charge $30-40 a month and have a long listed fee sheet. Once you decide Composer isn’t worth it and you want to close your account, they make it extremely difficult. I eventually contacted my bank to close the auto-draft option because I was getting the runaround with the app. **Developer response:** Hello happyfrush - We appreciate you taking the time to leave a review about your experience. We offer commission-free trading, and the only fee related to automated trading is our Trading Pass. You can cancel at any time and withdraw your funds. Please contact our team directly at help@composer.trade, and we can assist further! ### 1/5 — Scam *2026-01-31, version 1.22.1* Scam ### 1/5 — Keep your money *2026-01-20, version 1.22* If this is AI, we are all in trouble ## Most praised reviews (10 highest-rated) ### 5/5 — Casual investor *2026-06-25* I don’t gamble often but when I do it’s poker not day trading. (More fun). Composer offers a place for me where I (the casual long investor) can do copycat or easily utilize AI with my own parameters, instead of institutional research departments and the fees associated with managed accounts. I m trying it for a bit to see how it goes. Lots of etf going on by AI here. ### 5/5 — Overall very nice app *2026-06-23* Easy to signup and onboard. Pretty simple to use and already up money 👍. Very trustworthy now that they are affiliated with SoFi ### 5/5 — Best thing to ever happen to me *2026-03-10, version 1.24.2* This platform is a game changer. ### 5/5 — Great crowd sourcing of ideas *2026-01-21, version 1.22* Excellent ### 5/5 — Best app *2025-10-07, version 1.15.2* This is bringing the algo trade to retail investors ### 5/5 — Simple to use *2025-08-20* I have never been all that good at investing and keeping up with market trends. I was skeptical at first because the yearly subscription is a bit of an investment but I made my money back within the first 2 weeks. This does make sense if you are circulating larger amount of funds. I think if youre investing less than 2k then it may not be worth it but anything over than that is easy money. I just choose the newer symphonies that have ratios that I can agree with and thats it, I have never lost and its been 6months. With 8 k I have made 1.9k in the 6 months. I tell everyone about this app. **Developer response:** Hello DomocoJCS - Thank you for leaving a review, and we sincerely appreciate you sharing your experience. It's amazing to hear that you find the platform simple to navigate and use. Please don't hesitate to reach out to our team at help@composer.trade if you have any additional feedback! ### 5/5 — Almost great! *2024-12-17, version 1.6.2* Please add widgets! ### 5/5 — Support Team Is Strong *2024-10-21* As my entrance into algorithmic trading continues, it is nice to know there is a great support team available. They are fast to respond on administrative questions and equally fast on technical questions. Thank you for welcoming me into algorithmic trading Composer Team ! ### 5/5 — Make trading simple *2024-10-18, version 1.5.3* Lots of flexibility to do what you’d like and can copy others algorithms as well. Use my referral code if you’d like - fU4Pjc5-TRADE ### 5/5 — unable to withdraw the money *2024-10-10* i am trying to withdraw my money and it is telling me there is an error and to contact support - on trying to contact support, it is showing another error - neither email not chat option are working - i need this cash urgently and there is no way to withdraw my money. **Developer response:** Hey Max_99991! Thank you for reaching out. I'm sorry to hear you are encountering issues. Could you please contact our team at help@composer.trade directly from your email instead of the app so we can assist right away? We look forward to hearing from you! --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*