# Compound Interest Calc — Plan \| Invest \| Retire

> Compound interest calculator for investment growth and retirement planning. (iPhone/iPad app by Dane Hankamer.)

- Source: https://appshunter.io/ios/app/compound-interest-calc/id1509212588 (this page in markdown: same URL + `.md`)
- Developer: [Dane Hankamer](https://appshunter.io/developer/1509095396)
- Category: Finance, Business
- Price: Free with in-app purchases
- Rating: 4.80/5 from 6,530 App Store ratings · 149 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 16 MB
- Languages: American English
- Released: 2020-04-23
- Data updated: 2026-08-27
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/compound-interest-calc/id1509212588/reviews.md

## What is Compound Interest Calc?

Compound Interest Calculator - Your Financial Planning Companion

Plan your financial future with precision using our powerful compound interest calculator. Whether you're saving for retirement or planning investment growth, this app provides the tools you need.

KEY FEATURES:

Growth Mode
• Calculate investment growth with periodic contributions
• See how your money grows over time
• Adjust contribution frequency (Yearly, Quarterly, Monthly, Weekly)
• View detailed year-by-year breakdowns
• Visualize growth with interactive charts

Withdrawal Mode
• Plan retirement withdrawals with inflation adjustments
• Calculate how long your savings will last
• Account for inflation in your planning
• See time to zero calculations
• Understand total withdrawal amounts

Powerful Visualizations
• Interactive line charts showing growth or depletion
• Year-by-year tables with detailed breakdowns
• Easy-to-read currency formatting
• Touch points on charts to see exact values

Beautiful Material Design
• Clean, modern interface
• Smooth animations and transitions
• Intuitive navigation
• Accessible design for all users

Smart Features
• Real-time calculations as you type
• Input validation to prevent errors
• Handles edge cases gracefully
• Optimized for performance
• Works offline - no internet required

PERFECT FOR:
• Retirement planning
• Investment strategy
• Savings goals
• Financial education
• Wealth building

GROWTH MODE CALCULATIONS:
Enter your starting balance, expected annual return rate, investment duration, and periodic contributions. The app calculates your final investment value, total contributions, and profit using the compound interest formula.

WITHDRAWAL MODE CALCULATIONS:
Plan your retirement by entering your starting balance, expected return rate, withdrawal amount, and inflation rate. See how long your money will last and plan accordingly.

WHY CHOOSE THIS CALCULATOR?
• Accurate compound interest formulas
• Beautiful, easy-to-use interface
• Fast and responsive

Whether you're a financial professional, student, or someone planning for the future, this calculator provides the insights you need to make informed decisions.

Download now and take control of your financial future!

---

Note: This calculator is for educational and planning purposes. Actual investment returns may vary. Consult with a financial advisor for personalized advice.

## Key features

- Calculate investment growth with contributions
- Plan retirement withdrawals with inflation
- Interactive growth and depletion charts
- Year-by-year detailed breakdowns
- Real-time calculations
- Works offline

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Remove Ads | $1.99 | one-time |


## What do users think of Compound Interest Calc?

Overall sentiment: positive

**Pros**

- 🚀 Easy to use
- 🚀 Visually appealing
- 🚀 Helpful for financial planning
- 🚀 Powerful compound interest calculations
- 🚀 Intuitive interface
- 🚀 Useful for retirement planning
- 🚀 Great visualization of investment growth

**Cons**

- 🐛 Scaling issues on smaller devices
- 🐛 Inaccurate calculations in certain scenarios
- 🐛 Frequent ads disrupting user experience
- 🐛 Crashing and compatibility issues
- 🐛 Lack of customization options

**Commonly reported bugs**

- Withdrawal calculations showing incorrect results
- App crashing on certain device models
- Scaling issues on iPad devices
- Compound interest calculations not accurate for weekly/monthly contributions

**Most requested features**

- Add dividend calculation option
- Allow for daily compound interest calculations
- Implement a save/load feature to retain user inputs
- Add ability to input one-time lump sum contributions
- Provide inflation-adjusted withdrawal calculations

## Recent user reviews (10 of 149)

All indexed reviews: https://appshunter.io/ios/app/compound-interest-calc/id1509212588/reviews.md

### 5/5 — A Must For Financial Planning

*2026-06-08, version 3.0.4*

This app is essential to provide guidance on managing your nest egg.  The app has the essentials needed for planning as well!  Growth calculator, illustrative graphs and Tables…best of all….a withdrawal calculator for critical retirement planning and solidifying your retirement decision.

### 5/5 — Great app.

*2026-05-31, version 3.0.4*

Simple and clear to use.

### 2/5 — Used to be amazing!

*2026-04-30, version 3.0.3*

This app was amazing when it was simple. The new update made this app absolutely atrocious and unusable practically with so many bugs. I paid to get rid of ads and it used to be a core part of my financial planning and now it’s absolute garbage. Please revert back to the old version or let us go back!

### 1/5 — It WAS the best

*2026-04-26, version 3.0.3*

Not accurate for withdrawal mode.

### 1/5 — Used to be great

*2026-04-15, version 3.0.3*

I can no longer use this new version. The fonts are too big and the data is cramped. And it is buggy now: when hitting the Back link to leave the graph or yearly views, it crashes the entire app and I have to input all of my data again. The old version was perfect and worked flawlessly. Why must developers change what doesn’t need to be changed at all to make a product that is worse than it was? I will never understand this.

### 5/5 — Shuts down unexpectedly

*2026-04-09, version 3.0.3*

Working well for 2 year. Now in 2026 it’s shuts down every time you try to return from graph to main screen. Very annoying.

### 1/5 — Had a great product

*2026-03-08, version 3.0.3*

Had a great product until they revamped it.

### 2/5 — Bad ads

*2026-02-27, version 3.0.3*

Watch out for in appropriate adds

### 3/5 — Needs refinement.

*2026-02-25, version 3.0.3*

The chart itself looks compressed and funky on iOS. It needs to be changed in some way - almost looks like it was designed on a desktop design environment. 

Otherwise decent app! Congrats on getting so many downloads. 

All the best.

### 5/5 — Love this calculator

*2026-02-03, version 3.0.3*

So handy to calculate different scenarios. Simple to use, ads are not annoying.

## Frequently asked questions about Compound Interest Calc

### What does the Compound Interest Calculator app do?

This app is a financial planning companion that helps you calculate compound interest for investment growth and plan retirement withdrawals. It provides tools to visualize how your money grows over time with periodic contributions and how long your savings will last when accounting for inflation.

### What are the key features of this compound interest calculator?

Key features include a Growth Mode to calculate investment growth with periodic contributions and visualize it with interactive charts, and a Withdrawal Mode to plan retirement withdrawals with inflation adjustments and calculate how long savings will last. It also offers detailed year-by-year breakdowns and real-time calculations.

### Is this app free to use?

The app is free to download and use, but it offers in-app purchases. This means some features or functionalities might require a purchase to unlock, while the core calculator functions are likely available for free.

### What kind of financial planning can I do with this app?

You can use this app for various financial planning needs, including retirement planning, investment strategy development, setting and tracking savings goals, financial education, and general wealth building. It helps you make informed decisions by providing clear visualizations and detailed calculations.

### Does the app require an internet connection to work?

No, the app is designed to work offline. This means you can perform your financial calculations and planning without needing an active internet connection, making it convenient for use anywhere, anytime.

## Version history (last 5 releases)

### 3.0.4 — 2026-05-28

• Bug fixes
• Latest iOS 26.5+ updates

### 3.0.3 — 2026-01-05

• Dark Mode improvements
• Partial year calculations enabled
• Landscape orientation support
• Improved graph and table views
• Restore purchases bug fix
• Latest iOS 26+ updates

### 3.0.2 — 2025-12-23

• Dark Mode enabled
• Landscape orientation support
• Improved interactive chart and table views
• New accessibility support
• Bug fixes
• Latest iOS 26+ updates

### 3.0.1 — 2025-12-15

• Landscape orientation support
• Improved interactive chart and table views
• New accessibility support
• Bug fixes
• Latest iOS 26+ updates

### 3.0.0 — 2025-12-12

• Landscape orientation support
• Precise autoscaling across all iOS devices
• Updated user interface
• Improved interactive chart and table views
• New accessibility support
• Optimized calculation engine
• Better non-intrusive ad experience
• Cleaner ad removal purchase flow
• Bug fixes
• Latest iOS 26+ updates

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*