# CompounderHQ — Find quality. Keep more.

> Find quality. Keep more. (iPhone/iPad app by Atchutarao Killamsetty.)

- Source: https://appshunter.io/ios/app/compounderhq/id6763212593 (this page in markdown: same URL + `.md`)
- Developer: [Atchutarao Killamsetty](https://appshunter.io/developer/1881064294)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 21 MB
- Languages: American English
- Released: 2026-05-21
- Data updated: 2026-09-04
- User reviews in markdown: https://appshunter.io/ios/app/compounderhq/id6763212593/reviews.md

## What is CompounderHQ?

Find quality compounders with the screener, Guru Consensus across 20 tracked 13F investors, and Signal Zones across US-listed securities. Judge them with the Compounder Score and its quality gate, a 2-stage DCF fair value estimate, F-Score and Z-Score checks, and covered-call payout verdicts from distribution coverage, consistency, and NAV trend. Track what they pay with a 365-day dividend calendar, a received ledger, and a per-month, per-account income forecast with FIRE goals. Keep the record straight across every account: specific-lot cost basis, real tax wrappers, and an after-tax view for 9 residencies. Your 1099 is the authority, and entering it replaces our estimates for that fund and year.

CORE CAPABILITIES

• Multi-account, specific-lot tax accounting: Taxable, Trad IRA, Roth, 401(k), HSA plus 17 international wrappers (including NISA, ISA, SIPP, SRS, MPF, IRP, NPS, PPF) are real entities, not labels. Lots track FIFO, LIFO, min-tax, max-tax, or average cost.

• Forward 12-month after-tax income, per residency: dividends projected after domestic tax and treaty withholding, with the Foreign Tax Credit modelled. Tax-advantaged accounts shelter domestic tax only; US withholding still applies.

BUILT FOR THE COMPOUNDER
• Compounder Score 0 to 10: an umbrella over three lenses (Income, Growth, Value) anchored by a Quality gate; drill into each lens per holding
• Signal Zones and technical alerts: Accumulate, Hold, and Reduce reads from RSI-14, MACD, 50/200-day crosses, and distance from the 52-week high, with a confidence score and rationale. Set your own RSI, yield, P/E, or Compounder Score thresholds. Informational context, not trade signals.
• 13F guru ownership: which of 20 tracked investors own a stock, plus Guru Consensus
• Quality-Growth screener with lens filters and a Margin-of-Safety view
• Capital allocation: owner earnings and buyback yield net of SBC dilution
• Income Goal and FIRE date: year-by-year income projection with flat-growth and dividend-cut scenarios
• Portfolio X-Ray: the underlying exposure behind ETFs you hold
• Face ID app lock plus a Lock Screen and Dynamic Island ticker
• Dividend Calendar with inline distribution detail
• Withdrawal sequencing plus a year-end tax-harvest view
• CSV import: 7 brokers, 11 formats (Fidelity, Schwab, Vanguard, IBKR, SBI, Rakuten, Monex, generic)
• Ex-dividend and earnings alerts, widgets, deep links

PRIVACY FIRST
On-device by default (SwiftData). Optional iCloud sync stays in your private database, which we can't read. No analytics, no advertising IDs, no third-party SDKs.

PRICING
Start with 2 weeks of full access free, no payment required and no feature held back. CompounderHQ Pro is then $39.99 per year.

Pro is an auto-renewable annual subscription. Nothing is charged unless you choose to subscribe. Once subscribed, the price is charged to your Apple Account and renews annually unless cancelled at least 24 hours before the period ends. Manage or cancel in iOS Settings.

CompounderHQ is an information and analytics tool for US-listed securities only. It is not financial, tax, or investment advice.

Terms of Use (EULA): https://marsstudio.app/compounderhq/terms
Privacy Policy: https://marsstudio.app/compounderhq/privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| CompounderHQ | $39.99 | per year |



## Version history (last 5 releases)

### 1.4.2 — 2026-09-01

Compounder HQ can now tell you when your own records do not add up.

A duplicated holding, a share count that disagrees with your transaction history, or one tax lot sold twice used to be invisible. Every figure on screen is built from those records, so when they are wrong, everything else quietly is too.

• Accounts now leads with anything that does not reconcile, before any suggestion about your portfolio. If the same symbol appears twice in one account it says so and gives both share counts, so you can check against your broker

• If a holding's share count disagrees with the sum of its own buys and sells, both figures are shown. Compounder HQ never picks one for you: which is right depends on your statement, not on arithmetic

• If more shares have been sold against a tax lot than it ever held, that is reported too. It overstates a realized gain, and realized gains reach your tax figures

• Nothing is ever merged or deleted automatically. Deleting a holding removes its dividends and moves cost basis, so those stay your decision

Recording a trade you have already recorded now asks first.

• Entering a buy or sell that matches one already on the holding, same day, same shares, about the same price, brings up a confirmation naming what is already there. Two real fills at one price in a day are ordinary, so it asks rather than refuses

• A sale can no longer exceed the shares you actually held on the date of the sale. The check used to compare against today's holding, so a back dated sell could quietly exceed what you owned then

• Adding a holding to an account that already holds that symbol under a different tax wrapper now confirms first. Two wrappers in one account is normal in Japan, and it is also how a duplicate gets in

The account and holding screens open on your money.

Your holdings used to be the sixth thing on an account screen. A holding screen led with its tax wrapper and account, with market value seven rows down.

• Each leads with market value and total return, then unrealized, realized, dividends received and yield on cost

• On a holding, the tax wrapper stays at the top. It is not a statistic, it changes how every future dividend and sale is taxed

• When a list shows the same symbol twice, the shares and cost basis take the emphasis, because the price is identical on both rows and cannot tell them apart

• How many shares you hold now reads at the top of a holding screen, next to the account it sits in. It was there before, but only on the Position tab, behind the price and the business reads. On an account screen the share count and cost basis are no longer the faintest text on the row

Portfolio X-Ray no longer calls an index fund a single stock.

Look through can only see a fund's ten largest holdings, and the rest was counted as if the fund itself were a company. A portfolio holding nothing but an S&P 500 fund was told it had a 65% single stock concentration.

• Concentration flags now fire on companies only. Any fund CompounderHQ recognises is never counted as a single stock, including the part of a fund the look through cannot see into

• The look through says how old its figures are. Fund weights are a snapshot and drift every quarter

Smaller things.

• A holding screen no longer goes blank when a price fails to load. It says whether it is still waiting or the fetch failed

• The comparison of your income growth against inflation used to disappear without a word when the published CPI series had a gap. It now explains why, and looks back a few months for readings it can honestly compare

• Alerts, the Accounts panel and the Watch tab no longer show an all clear before they have finished checking

### 1.4.1 — 2026-08-29

The referral program has been removed.

Invite codes can no longer be shared or redeemed, and the code entry screens are gone from onboarding, the paywall, and Settings.

If you already earned free months by referring someone, you keep them. Those months stay applied to your free access period exactly as before. Nothing you earned has been taken away.

Everything else is unchanged: new installs still get 2 weeks of full access with no payment required, and Pro is still one annual subscription that unlocks every feature.

Also in this release:

• Price alerts and the margin-of-safety alert now work during your free access period. They were incorrectly showing as locked, which was a bug: your free access period includes every feature, and these two were the only ones that did not honour it.

• Corrected an in-app tip that described a Section 1256 breakdown on the distribution chips. A 1099-DIV carries no Section 1256 line, so that class never appears; the chips show qualified, ordinary, return of capital, and capital gain.

We also refreshed the supported funds and coverage pages on marsstudio.app. The finalized year-end 1099 list now shows all 135 funds, and there is a new section covering the five funds where we apply the issuer's return of capital to your cost basis, so you do not adjust it a second time yourself.

### 1.4.0 — 2026-08-11

Your FIRE date shows its assumptions, and several screens now answer questions the app left open.

FIRE. Your income goal has always assumed your distributions get reinvested. That assumption is now a control you can see, and switch off, and it says plainly that your broker performs the reinvestment, not the app. Your existing projection is unchanged. Alongside the headline year the screen shows what happens if things go differently: a decade of flat dividend growth, or a one off cut like 2008. A target out of reach in a scenario says so, instead of printing a large number of years.

SINCE INCEPTION. The question a 12% yield actually raises is whether it is income or your own capital handed back on a schedule. Covered-call holdings now show distributions paid since launch, the change in the fund's value, the two together, and the same for a reference index over the identical window.

YOUR INCOME AGAINST INFLATION. Income growth alone cannot tell you whether the strategy is working: 6% against 3% inflation is working, against 7% you are falling behind while the number goes up. Your trailing income growth now sits beside CPI, and declines to compare when the rise is larger than dividends can explain, because that is money you added rather than income that grew.

SINCE YOU BOUGHT. Each holding reports which of the reasons it scored well on have weakened since you bought. A measure that dipped and recovered is not counted.

DEPLOY CASH. Distributions land and the question is where they go. A new mode on the rebalance plan works from idle cash alone: nothing is sold, so no realized gain and no tax consequence. Act gains a row that appears only when a holding is genuinely below target, and a purchase that would disallow a loss you already harvested says so, with the date it clears.

RAISES IN. A payer with a regular raise cadence now shows the month and a typical size. It sits beside the forecast and is deliberately not folded into it, because a projection that anticipates raises can be wrong in the flattering direction.

DISTRIBUTION COVERAGE, BY STRUCTURE. REITs are now measured on funds from operations and business development companies on net investment income, rather than one cash-flow proxy that misreads both. Partnerships now show no coverage figure at all: distributable cash flow is defined by each partnership and disclosed in its filings rather than in structured data, and the figure shown before charged growth spending against the distribution, so a partnership funding expansion read as overpaying. Better to say nothing than estimate it.

DURABILITY. A new Income view puts coverage, return-of-capital share and fund NAV trend in one place, so "will this payout continue" is one screen instead of three.

Dividend reinvestment itself is left to your broker, which is where it happens. The app no longer creates reinvestment purchases of its own. Shares already reinvested are unchanged, and your cash and cost basis stay exactly as they were.

A rebuilt layout. Act separates what needs doing today from the standing conditions of your book. X-Ray splits into Composition and Risk. Alerts reads as a feed of what happened, with the conditions that inform a decision moved next to them. Forecast went from fifteen sections to six, the detail folded into drawers that carry the number you came for. Anything that moved leaves a pointer to its new home, and every dense screen opens with one plain sentence.

Faster. Accounts and Alerts no longer rebuild your whole book while you scroll, and the score and zone change lists show the latest few with the full history one tap away.

Fixes: a growth rate is no longer reported against a year in which the account was still being funded, so a young book stops showing an implausible percentage. Market context tells you when a reading is behind rather than presenting it as current. The positions export renames its reinvestment column to say it is historical.

### 1.3.21 — 2026-08-04

This update is about trust: dates that never shift, totals that react instantly, and tax figures that say exactly what they are.

• Trade and lot dates are now anchored to the calendar day you picked, in every time zone. A year end sale recorded in the evening can no longer land in the wrong tax year.
• Ex dividend countdowns, pay dates and market days now follow the US market clock, so investors outside the US see the same dates the exchange does.
• Buying or selling now updates the account total, forward income, charts and projections immediately, on every screen.
• Your 1099 style summary reports taxable accounts only. Dividends in IRA, Roth, 401(k) and similar accounts are shown separately and clearly marked not reportable, with Section 199A REIT income disclosed as its own line.
• The withdrawal planner now drains taxable accounts first, then tax deferred, then tax free, and shows the modeled tax honestly even when it is higher.
• Wash sale checks now look across all your accounts when you plan a harvest, including replacement buys in an IRA or Roth.
• The sell preview and the saved sell now always use the same lot plan and the same tax rates.
• Stock splits and spin offs apply once and only once, only to the shares you held on the effective date, and every skipped lot is shown before you confirm.
• Portfolio X-Ray now leads with a clear concentration verdict, and income ETFs answer "is the payout real income?" right on the Decision tab.
• Total return now includes lifetime dividends, with the basis labelled everywhere.
• When data cannot be loaded, screens now say so instead of showing a zero.
• Faster Accounts screens and smoother scrolling on large portfolios.
• Improved VoiceOver support across charts, widgets and the app lock.

### 1.3.20 — 2026-07-29

This update sharpens the numbers you rely on and makes iCloud sync more dependable.

• Exact corrections: when a covered call fund revises a distribution, your cost basis and realized gain are now restored to the cent on single lot holdings, even after you have sold shares.
• Revised distributions now credit the gain you realized on the shares you held on the ex date, including positions you have since sold out.
• iCloud sync reliability: saved screens, year end tax entries, corporate action records, and return of capital gain figures now sync dependably across your devices.
• Faster screens: smarter batch loading and on device caching across Accounts, Income, and Insights.
• Better alerts: ex dividend coverage for watched names, income arrival notices on the actual pay date, and notification taps that open the right screen.
• After tax projections for REIT income now reflect the Section 199A qualified business income deduction.

## More apps by Atchutarao Killamsetty

- [Horizon Market Compass](https://appshunter.io/ios/app/horizon-market-compass/id6759833761)
- [DhyanaMala](https://appshunter.io/ios/app/dhyanamala/id6761330149)
- [Bharat PropVault](https://appshunter.io/ios/app/bharat-propvault/id6761752525)
- [CloudSweep](https://appshunter.io/ios/app/cloudsweep/id6762711039)
- [AlphaBlanc](https://appshunter.io/ios/app/alphablanc/id6763230642)

All apps by Atchutarao Killamsetty: https://appshunter.io/developer/1881064294

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*