# Connective Smart Options

> Real-time mobile access to financial accounts with transaction management and card services. (iPhone/iPad app by Macquarie Bank Limited.)

- Source: https://appshunter.io/ios/app/connective-smart-options/id1250674335 (this page in markdown: same URL + `.md`)
- Developer: [Macquarie Bank Limited](https://appshunter.io/developer/455148996)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 12.0 · 144 MB
- Languages: American English
- Released: 2017-09-19
- Data updated: 2026-08-25
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/connective-smart-options/id1250674335/reviews.md

## What is Connective Smart Options?

Connective's new app is the exciting and easy way for you to access your accounts in real time and on-the-go!  

Smarter features include:
• 4-digit login, or TouchID (on compatible devices) for even faster access to your accounts
• View the balances of accounts you choose without needing to log in
• Real time balances and transaction records for each of your supported Connective accounts
• Find nearby rediATMs
• Immediate payments to BPAY Billers and Funds Transfer payees, or set up someone new from within the app
• Easily retrieve account information
• Added security with real time notifications whenever a transaction is processed
• Temporarily block your credit or debit card, giving you peace of mind if you leave your card behind
• Activate and change the PIN for your debit and credit cards inside the app (please note this feature is currently only available for some customers)

* For further details about the Connective app, please contact us on 1300 65 66 37

The app requests the following permissions:
• Push notifications: Receive push notifications for transactions and activity on your account. 
• Location services: Find nearby ATMs

## Key features

- Real-time account access
- Quick login (4-digit/TouchID)
- View balances without logging in
- Immediate payments and transfers
- Transaction notifications
- Temporary card blocking
- ATM locator

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/connective-smart-options/id1250674335/reviews.md

### 5/5 — Maurice

*2021-09-01*

The best mobile banking I have used. Simple clean and neat. The kind of app that “Apple”would recommend I think based on the simplicity, easy of use, great user interface and intuitive.

### 5/5 — Best banking app I’ve used

*2018-05-16*

Well done team!! Easy, clean navigation and lots of great features. Love the push notifications that tell me when money has been received into the account. Would be another great addition if I could activate an option to receive additional push notifications for when automated deductions have been made (ie. loan payments, direct debits, transfers).

## Frequently asked questions about Connective Smart Options

### What security features does Connective Smart Options offer?

Connective Smart Options provides enhanced security with a 4-digit login or TouchID for faster access. It also offers real-time transaction notifications and the ability to temporarily block credit or debit cards for peace of mind.

### Can I view my account balances instantly with Connective Smart Options?

Yes, you can view real-time balances and transaction records for your supported Connective accounts. You can even choose to view balances without needing to log in for quick checks.

### How does Connective Smart Options handle payments and transfers?

The app allows for immediate payments to BPAY Billers and Funds Transfer payees. You can also easily set up new payees directly within the application.

### Does Connective Smart Options support card activation and PIN changes?

Yes, you can activate and change the PIN for your debit and credit cards directly within the app. Please note that this feature is currently available for select customers.

### How often is Connective Smart Options updated?

The latest version of Connective Smart Options is 7.7, last updated on August 13, 2025. Updates typically occur to introduce new features, improve performance, and ensure security.

### What devices are compatible with Connective Smart Options?

Connective Smart Options is available for iPhone, iPad, and iPod devices, indicated by its support for iOS platforms.

### Is Connective Smart Options suitable for younger users?

The app has an age rating of 4+, suggesting it is suitable for a wide range of users. Its financial management features are designed for responsible use.

### Does Connective Smart Options have ads?

No, Connective Smart Options does not contain advertisements. The application is free to download and use without any ad interruptions.

## Version history (last 5 releases)

### 7.7 — 2025-08-13

We have made some small improvements and bug fixes.

### 7.6 — 2024-09-12

We have made some small improvements and bug fixes.

### 7.4 — 2023-03-10

We have made some small improvements and bug fixes.

### 7.3 — 2023-02-14

We have made some small improvements and bug fixes.

### 6.19 — 2022-08-11

We have listened to your feedback and are excited to share that Osko is now enabled for incoming payments.

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## More apps by Macquarie Bank Limited

- [Macquarie Little Black Book](https://appshunter.io/ios/app/macquarie-little-black-book/id455148993)
- [Macquarie Mobile Banking](https://appshunter.io/ios/app/macquarie-mobile-banking/id942349750)
- [YBR Empower Mobile Account](https://appshunter.io/ios/app/ybr-empower-mobile-account/id1240045950)
- [Mortgage Choice Accounts](https://appshunter.io/ios/app/mortgage-choice-accounts/id1240061726)
- [Mortgage Asset Services](https://appshunter.io/ios/app/mortgage-asset-services/id1240063543)
- [AFG](https://appshunter.io/ios/app/afg/id1250668932)

All apps by Macquarie Bank Limited: https://appshunter.io/developer/455148996

## Related topics

[connective smart options](https://appshunter.io/ios/topics/connective-smart-options) · [connective](https://appshunter.io/ios/topics/connective)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*
