# Contingency Zero — Safeguard Your Family's Future > Secure digital estate planning and emergency preparedness app for families. (iPhone/iPad app by NULIA.US Corp..) - Source: https://appshunter.io/ios/app/contingency-zero/id6738165385 (this page in markdown: same URL + `.md`) - Developer: [NULIA.US Corp.](https://appshunter.io/developer/1779666239) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 5.00/5 from 2 App Store ratings - Age rating: 17+ - Requires: iOS 16.6 · 67 MB - Languages: American English, Ukrainian - Released: 2025-04-07 - Data updated: 2026-08-03 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/contingency-zero/id6738165385/reviews.md ## What is Contingency Zero? Contingency Zero: My Emergency Preparedness App If something happened to you today, would your loved ones know how to access your important information? Contingency Zero gives you and your family peace of mind by solving one of life's most overlooked challenges. THE PROBLEM WE SOLVE In today's unpredictable world, unexpected events can strike without warning. When the unthinkable happens, families are often left dealing with emotional trauma while facing the overwhelming task of piecing together financial and legal information. Most people understand the importance of having a plan, yet few take action until it's too late. Traditional estate planning methods are often cumbersome, outdated, and fail to address the digital nature of our modern lives. A SECURE SOLUTION FOR MODERN ESTATE PLANNING Contingency Zero transforms how you prepare for life's uncertainties through a secure estate planning platform built with privacy at its core. Our innovative zero-knowledge system ensures your sensitive information remains private while allowing you to share access with designated trusted contacts. KEY FEATURES + Privacy & Security First Your information is protected with end-to-end encryption, ensuring only you and your designated contacts can access your data. Our zero-knowledge security architecture means that even we cannot see your private information. + Organize Your Life into Binders “Cars”, “Pets”, “Bank accounts” are some of your important assets. If something happened to you, you would like your survivors to know what they are, where they are, and what to do with them. We help you organize them into “Binders”. You can have as many binders as you want. Each binder has a name, a description, and a fixed binder type. For example, you could create two auto binders, one named “My Texas cars” and one named “My Florida cars”. You can even set a different icon to each binder. Binders help you organize your assets in a way that makes sense to you. + Flexible Sharing Options Share your complete estate plan or only selected binders with trusted contacts.  Choose exactly what to share and keep the rest private.  You can also enable automatic sharing so that newly added binders are shared with your trusted contacts without extra steps. + Control Access Permissions Decide how much control your trusted contacts have: Read Only – They can view your shared binders but cannot make changes. Full Access – They can add, edit, and delete binders and binder entries. Your information, your rules — share with confidence. + Detailed Version History Our version control system lets you update your information while maintaining a history of previous versions, ensuring nothing important is ever lost. + Intuitive User Experience The app guides you through the estate planning process step by step, making a complex task manageable through a clean interface. HOW IT WORKS Getting started with Contingency Zero is simple. Download the app and create your estate plan. The guided setup helps you organize information into the four binder categories. Once your information is securely stored, you can designate trusted contacts who will receive access to your estate plan. SUBSCRIPTION MODEL Contingency Zero is free to download and use for personal planning. When you're ready to share your Plan, simply subscribe to our affordable monthly plan. Only the sharing user needs a subscription; your trusted contacts can access the shared information through the free version. PEACE OF MIND IN AN UNCERTAIN WORLD No one likes to think about worst-case scenarios, but being prepared is one of the greatest gifts you can give your loved ones. Contingency Zero provides the security, privacy, and organization needed to ensure your family has access to critical information when they need it most. Download Contingency Zero today and take the first step toward protecting your legacy and providing peace of mind for yourself and those you care about most. ## Key features - Zero-knowledge security architecture - Organize assets into customizable 'Binders' - Flexible sharing of specific binders or entire plan - Control access permissions (Read Only, Full Access) - Detailed version history for all entries - Step-by-step guidance through estate planning ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Monthly Subscription | $9.99 | per month | | 6 Months Subscription | $29.99 | per 6 months | | 3 Months Subscription | $19.99 | per 3 months | | 12 Months Subscription | $39.99 | per year | ## Frequently asked questions about Contingency Zero ### What is Contingency Zero? Contingency Zero is a finance app designed to help you organize and securely share important personal and financial information with trusted contacts for emergency preparedness. It uses a zero-knowledge security system to protect your data. ### How secure is my information with Contingency Zero? Contingency Zero prioritizes privacy with end-to-end encryption and a zero-knowledge architecture, meaning even the developers cannot access your sensitive data. You control who can access your information and what permissions they have. ### Can I share specific information instead of everything? Yes, Contingency Zero offers flexible sharing options. You can choose to share your complete estate plan or only selected 'Binders' containing specific assets or information with your designated trusted contacts. ### What are 'Binders' in Contingency Zero? Binders are customizable categories within Contingency Zero used to organize your important assets and information, such as 'Cars', 'Pets', or 'Bank accounts'. You can create as many binders as needed and assign them different icons. ### Does Contingency Zero have ads? Yes, Contingency Zero contains advertisements. As a free app with in-app purchases, ads are displayed to support its continued development and availability. ### What are the subscription options for Contingency Zero? Contingency Zero offers several subscription plans, including monthly ($9.99/month), 3-month ($19.99), 6-month ($29.99), and 12-month ($39.99) options. All plans include a 1-month free trial. ### How often is Contingency Zero updated? The latest version of Contingency Zero is 1.8, and it was last updated on April 8, 2026. This indicates a commitment to regular updates and improvements for the application. ### What devices does Contingency Zero support? Contingency Zero is available on iPhone, iPad, and iPod devices. It is designed for Apple's iOS ecosystem. ## Version history (last 5 releases) ### 1.10 — 2026-07-31 1. Better Search: Finding what you need is now faster and more precise. 2. Stronger Protection: We’ve reinforced our background encryption to keep your information even more secure. 3. Bug Fixes & Improvements: - Faster Load Times: Your plans now load significantly faster. - Clarity Upgrades: Reworded notifications and messages to be more clear and informative. - Seamless Connectivity: Fixed connection bugs when switching between online and offline modes. ### 1.9.24 — 2026-07-08 Fixed bugs and made minor improvements. ### 1.9 — 2026-06-15 - Added offline access to keep your plan, binders, and files available without an internet connection. - Added email sign-in, so you can create an account with just your email address or sign in with Microsoft, Apple, or Google. - Made Home screen progress clearer with separate indicators for binders, trusted contacts, and Life Event Manager setup. - Added category-based notification controls for plan activity, binder updates, shared plans, and more. - Fixed bugs and made minor improvements. ### 1.8 — 2026-04-08 - Added a new visual guide to help you get up and running faster. - Redesigned the notifications view to group notifications by user for easier browsing. - Improved login speed and reliability. - Added in-app QR code and device management. - Implemented bug fixes and other under-the-hood improvements. ### 1.7 — 2026-02-14 - Significantly improved version history - Added full Plan restore to any point in the history - Added option for Trusted Contact to decline Plan sharing - Added subscription options and updated pricing - Implemented other minor improvements and bug fixes ## Apps similar to Contingency Zero | App | Rating | Price | Category | | --- | --- | --- | --- | | [FMB Bank](https://appshunter.io/ios/app/fmb-bank/id1576894362) | 4.8 (23) | Free | Finance | | [The CRYPTOCard](https://appshunter.io/ios/app/the-cryptocard/id6741438733) | 5.0 (1) | Free | Finance | | [BOP Tracker](https://appshunter.io/ios/app/bop-tracker/id1468539658) | — | Free | Finance | | [OttoRewards](https://appshunter.io/ios/app/ottorewards/id6452724886) | 5.0 (8) | Free | Finance | | [Choice Mutual](https://appshunter.io/ios/app/choice-mutual/id6467465644) | 5.0 (10) | Free | Finance | | [YourOwn Wallet](https://appshunter.io/ios/app/yourown-wallet/id6499210996) | 5.0 (12) | Free | Finance | ## Related topics [bowman estate planning](https://appshunter.io/ios/topics/bowman-estate-planning) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-03.*