# Contiv Financial — Track Expenses & Income > Personal and business finance tracker with budgeting and reporting. (iPhone/iPad app by Gabriel Grosan.) - Source: https://appshunter.io/ios/app/contiv-financial/id6760370350 (this page in markdown: same URL + `.md`) - Developer: [Gabriel Grosan](https://appshunter.io/developer/1884156870) - Category: Finance, Productivity - Price: Free - Rating: 5.00/5 from 2 App Store ratings - Age rating: 4+ - Requires: iOS 15.1 · 38 MB - Languages: English - Released: 2026-03-17 - Data updated: 2026-09-08 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/contiv-financial/id6760370350/reviews.md ## What is Contiv Financial? Contiv Financial is an expense and income tracker for people who keep personal and business money in the same app — and want the accounting to be right, not just tidy. Everything you record belongs to an account: cash, a current account, savings, an investment, a credit card or a loan. Each account holds its own currency. Your transactions, transfers and balance corrections all appear in one list, the way a statement reads. ACCOUNTS • As many accounts as you need, each in its own currency • Mark an account personal or business — categories stay shared, reports stay separate • Credit cards and loans are treated as what they are: money you owe. Never quietly subtracted from your cash • Hide accounts you rarely use, archive ones you've closed, restore them if you change your mind • An account with nothing recorded in it can be deleted outright ONE LIST FOR EVERYTHING • Income, expenses, transfers and balance corrections in a single Transactions view • Group by date or by category, filter by type, search notes, tags and category names • See how much moved in and out on any given day • Choose a period: this month, the last three or six, a full year, or your own dates RECORDING MONEY • A calculator keypad — type 12.40+8 and let the app do the arithmetic • Expense, Income and Refund as three clear choices. A refund reduces what you spent rather than pretending to be income, so your category totals stay honest • Split one purchase across several categories • Move money between your own accounts, including between currencies, with both amounts stated so no exchange rate is guessed on your behalf REPORTS • Profit and loss for any period, broken down by category or by account • A statement for a single account: what it opened with, what came in and went out, what it holds now — and it ties • Budgets by category or overall, weekly, monthly, yearly, or across dates you pick YOUR DATA, YOURS • Export everything to CSV — one block per account with a running balance, ready for a spreadsheet • Face ID or fingerprint lock • Light and dark themes • English and Romanian Contiv Financial needs an internet connection. You can export your data, clear it, or delete your account and everything in it from inside the app at any time. ## Key features - Track income and expenses - Custom categories - Budget setting and monitoring - Spending trend reports - Separate personal/business finances - Biometric lock - Cloud sync ## Frequently asked questions about Contiv Financial ### What are the main features of Contiv Financial? Contiv Financial allows you to track income and expenses with custom categories, set and monitor budgets, view spending trends, and separate personal from business transactions. It also offers multi-currency support, a biometric lock for privacy, and cloud sync. ### Is Contiv Financial free to use? Yes, Contiv Financial is available for free. There are no in-app purchases or subscription fees required to use its core features. ### How secure is my financial data with Contiv Financial? Contiv Financial prioritizes your privacy with a biometric lock feature, allowing you to secure your data using your fingerprint or facial recognition. Cloud sync also ensures your data is accessible across your devices securely. ### Can Contiv Financial handle multiple currencies? Yes, Contiv Financial supports multi-currency transactions, making it suitable for users who deal with different currencies in their personal or business finances. ### What devices is Contiv Financial compatible with? Contiv Financial is designed for Apple devices, including iPhone and iPad. It is available on these platforms to help you manage your finances on the go. ### How often is Contiv Financial updated? The app was last updated on June 18, 2026, with version 1.0.21. This indicates regular maintenance and potential feature additions to improve the user experience. ### Does Contiv Financial offer reports on spending and profit/loss? Yes, Contiv Financial provides features to view spending trends and profit/loss reports. This helps users understand their financial performance and make informed decisions. ### What is the user sentiment for Contiv Financial based on ratings? Contiv Financial has received excellent user feedback, holding a perfect 5.0-star rating from 2 reviews. This suggests a highly positive reception from its current user base. ## Version history (last 5 releases) ### 2.1.0 — 2026-08-20 New: HIde the accounts from filters.Fixes in this version: • Clear all data now also removes transfers and balance corrections. Previously it left them behind, so account balances could still show a figure after everything else had been cleared. • Tags no longer fail to load silently if your session has expired — the app now tells you, instead of showing an empty list. ### 2.0.1 — 2026-08-19 ACCOUNTS Track each bank account, credit card, savings account and loan separately — personal and business, in any currency. Your existing transactions have already been organised into accounts for you, so nothing is lost. TRANSFERS Move money between your own accounts, including conversions between different currencies. Transfers never count as income or expenses, so your profit and loss stays accurate. ONE TRANSACTIONS LIST Expenses and Income are now a single list, with transfers and balance corrections shown alongside them. Use the filter button to narrow it down to just income or just expenses. Tap any account to see only its transactions, with a running balance. FASTER ADDING Refund is now its own button, next to Expense and Income. You pick the account first, then type the amount. Transfer lives on the + button too. REPORTS Profit & Loss can now break your income and expenses down by account as well as by category. Each day in your transaction list shows how much money moved in and out that day. EXPORT The CSV export now includes your transfers and account balances, so the file actually explains itself. Every export is dated, and it opens properly in Excel. SECURITY Your password or Face ID is now required before exporting your data, clearing it, or deleting your account. A GUIDED TOUR A short tour runs the first time you open the app. You can replay it any time from Settings, under "Show me around". ALSO - Redesigned light mode — buttons and cards are far easier to read - Confirmation prompts now match the app's own design instead of system alerts - A split transaction shows as one line at its full amount, and splits into its categories under the By Category view - Various fixes throughout WORTH KNOWING - The Business Mode switch has been removed. If you were using it to hide your business data, you will start seeing that data again. Personal and Business are now decided by the account a transaction belongs to. - Pay a credit card as a TRANSFER from your bank to the card, not as an expense. The purchases you made on the card were already recorded as your expenses, so recording the payment as another expense would count that spending twice. - A loan payment is two entries: transfer the full payment to the loan, then record the interest the lender charged as a separate expense on the loan account. The app reminds you about this when you transfer to a loan. ### 1.0.22 — 2026-08-14 Fix Bugs Improve performace ### 1.0.21 — 2026-06-18 Fix bugs ### 1.0.20 — 2026-06-17 Fix Bugs Improve Performance --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-08.*