# CoolCredit > Personalized credit health management, score boosting, and financial education. (iPhone/iPad app by Cool Credit LLC.) - Source: https://appshunter.io/ios/app/coolcredit/id6450412664 (this page in markdown: same URL + `.md`) - Developer: [Cool Credit LLC](https://appshunter.io/developer/1693193731) - Category: Finance - Price: Free with in-app purchases - Rating: 4.50/5 from 53 App Store ratings · 7 written reviews indexed - Age rating: 4+ - Requires: iOS 15.6 · 155 MB - Languages: American English, European Spanish - Released: 2023-12-01 - Data updated: 2026-07-30 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/coolcredit/id6450412664/reviews.md ## What is CoolCredit? Welcome to CoolCredit! CoolCredit is an innovative application designed to help individuals improve and manage their credit health. By offering personalized ways to boost credit scores, repair and remedy negative issues on credit reports, and supplement users with real-time credit monitoring and expert guidance, CoolCredit empowers users to take control of their financial future. Whether you're looking to repair your credit or optimize your financial standing, CoolCredit provides the resources and support you need for a brighter financial future. Why CoolCredit? CreditBooster: Boost Your Credit Health Quickly CoolCredit’s Booster Payment Plans offer a quick way to improve your credit health and a smart strategy that positively contributes to your credit score. Making timely payments gets users immediate positive traction with your credit score, providing a valuable path to improve one’s credit standing. The best part is it’s repeatable, allowing users an easy way to enhance their scores over time. In addition, purchasing the Credit Booster also unlocks “CoolCredit Courses”, which contain valuable educational material that you can use in your day-to-day life to improve your financial situation. This proactive approach allows you to see immediate impacts on your credit score and get on the path to great credit. Expert Assist Credit Repair options Expert Assist is available every step of the way for a small fee and greater peace of mind. Educational Resources: Empower Your Credit Score With the Right Knowledge We believe everyone deserves a chance to improve their financial health. Whether you're looking to boost your credit score or repair your credit history, our comprehensive credit education courses are designed to guide you every step of the way. Coupled with the Credit Booster payment option, CoolCredit’s courses help guide you toward sustained credit health for the future. Seamless User Experience and Rigorous Data Privacy Our long-term strategy ensures that you build a robust financial foundation, providing support and assistance throughout your journey. The app’s intuitive interface makes your credit repair journey a genuinely pleasant experience, while rest assured knowing that your personal information is protected with the highest level of encryption and privacy standards provided by CoolCredit. Join the CoolCredit Community Connect: Engage with a community of users who share your financial goals. Support: Our dedicated team is here to ensure your journey with CoolCredit is successful. Updates: We continuously improve our app with new features and updates, driven by user feedback and the latest in financial technologies. Ready to transform your credit score and unlock your financial potential? Download CoolCredit now and take the first step towards a brighter financial future. Your journey to credit confidence starts here! Download CoolCredit Today! Subscriptions will be renewed within 24 hours before the end of each period at the rate of your selected plan. Turn off auto-renewal anytime through iTunes. Privacy Policy:-https://www.coolcredit.com/privacy-policy/ Terms and Conditions:- https://www.coolcredit.com/terms-and-conditions/ ## Key features - Credit score boosting - Credit report repair - Real-time credit monitoring - Expert credit guidance - Financial education courses - Community support ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | CoolCredit Pro | $10.00 | per month | | CoolCredit Pro Yearly | $96.00 | per year | | CoolCredit Pro Monthly | $12.00 | per month | ## Recent user reviews (7 of 7) All indexed reviews: https://appshunter.io/ios/app/coolcredit/id6450412664/reviews.md ### 5/5 — Credit Repair *2026-04-28* Nate does an excellent job and keeps me updated every other day to make sure everything is working properly. He also helped me dispute all my case and resolve removal issues. **Developer response:** Thank you for your kind feedback! We’re glad to hear everything is being handled smoothly and that you’re being kept well informed. If you ever need assistance, we’re always here to help! ### 5/5 — Worth it. *2026-02-24* I’ve been working with Nate to help me address some issues with my credit. He is super responsive, really cares, and has helped me making amazing progress with my credit score. The process isn’t over night, so stick with it, it’s worth it. **Developer response:** Thank you for sharing your experience. We’re glad to hear about the progress you’ve made and that you felt supported throughout the process. We truly appreciate your trust and look forward to continuing to support you moving forward. ### 5/5 — Great Credit Repair *2025-12-09* I write this review the guy I’m working with is Shane.He is a great person to work with and helping me to repair my credit. **Developer response:** Thank you for sharing your experience! We’re thrilled to hear that our team has been able to support you on your credit repair journey. If you ever need anything along the way, we’re always here to help! ### 5/5 — Perfect service *2025-11-11* I am working with Rob Dillon and he helped me a lot, perfect service. **Developer response:** Thank you for your review! We're glad to hear that our team was able to assist you effectively. If you have any questions or need further support, we're always here to help. ### 1/5 — SCAM *2024-07-07* Doesn’t even work - it prints BLANK DISPUTE LETTERS total rip off. **Developer response:** We’re sorry to hear about your experience and apologize for any inconvenience you’ve faced. It’s our goal to provide effective tools for credit repair, and we take feedback like yours seriously. The issue you mentioned with the dispute letter printing blank is not typical, and we want to resolve this for you. Please reach out to our support team at support@coolcredit.com, and we'll assist you immediately to ensure everything works correctly. Thank you for bringing this to our attention. ### 1/5 — Scam alert *2024-05-02* They paid over 100 few disputes they don’t send letters they are a scam then they harrass you pure scam don’t throw your money away fake reviews **Developer response:** We're sorry to hear about your experience and we address all concerns promptly. As stated in our step-by-step UI, we help generate your dispute AND give the option of mailing directly to the bureaus if you choose the Expert Assist workflow. Please reach out to us at support@coolcredit.com directly so we can resolve any issues you may have encountered with your disputes to ensure they reach their destination. ### 5/5 — Great repair app *2023-12-03* Excellent credit repair app for those who want to do it themselves or with some help. I took the expert review and it helped a lot. **Developer response:** We're delighted to hear about your positive experience! Your success is our victory, and we're here for any further assistance you might need during your credit journey. Thanks for trusting CoolCredit! ## Frequently asked questions about CoolCredit ### How does CoolCredit boost my credit score? CoolCredit offers Booster Payment Plans that contribute positively to your credit score by ensuring timely payments. This feature is repeatable, allowing for consistent score enhancement over time. ### What are the subscription plans for CoolCredit? CoolCredit offers 'CoolCredit Pro' with monthly and yearly options. The monthly plan is $12.00/P1M, and the yearly plan is $96.00/P1Y. There is also a $10.00/P1M option listed as 'CoolCredit Pro'. ### Is CoolCredit safe to use for my financial information? Yes, CoolCredit prioritizes data privacy and uses the highest level of encryption and privacy standards to protect your personal information. ### Can I get help if I have issues with CoolCredit? Yes, CoolCredit provides dedicated support through their team to ensure your journey with the app is successful. You can also engage with a community of users for shared financial goals. ### What kind of educational content does CoolCredit offer? CoolCredit provides comprehensive credit education courses designed to guide users toward sustained credit health. These courses are unlocked with the purchase of the Credit Booster. ### On which devices can I use CoolCredit? CoolCredit is available on iPhone, iPad, and iPod devices, as indicated by its supported devices list. ### How often is CoolCredit updated? CoolCredit is continuously improved with new features and updates, driven by user feedback and the latest financial technologies. The latest version is 1.2.17, last updated on 2026-03-05. ### What is the age rating for CoolCredit? CoolCredit has an age rating of 4+, making it suitable for a wide range of users. ## Version history (last 5 releases) ### 1.4.3 — 2026-07-28 Refined the user interface and resolved bugs for a smoother experience. ### 1.4.2 — 2026-07-17 Refined the user interface and resolved bugs for a smoother experience. ### 1.4.1 — 2026-07-15 Refined the user interface and resolved bugs for a smoother experience. ### 1.4.0 — 2026-07-13 Refined the user interface and resolved bugs for a smoother experience. ### 1.3.2 — 2026-06-12 Refined the user interface and resolved bugs for a smoother experience. ## Apps similar to CoolCredit | App | Rating | Price | Category | | --- | --- | --- | --- | | [Experian®](https://appshunter.io/ios/app/experian/id1087101090) | 4.8 (2,678,425) | Free | Finance | | [Credit Sesame: Grow Your Score](https://appshunter.io/ios/app/credit-sesame-grow-your-score/id476718980) | 4.8 (436,431) | Free | Finance | | [Bolster: Get Your Credit Right](https://appshunter.io/ios/app/bolster-get-your-credit-right/id1601211886) | 4.7 (519) | Free | Finance | | [Intuit Credit Karma](https://appshunter.io/ios/app/intuit-credit-karma/id519817714) | 4.8 (7,684,435) | Free | Finance | | [Credit repair & Score Check](https://appshunter.io/ios/app/credit-repair-and-score-check/id1658269626) | 5.0 (4) | Free | Finance | | [myFICO - Credit Score Tracking](https://appshunter.io/ios/app/myfico-credit-score-tracking/id714626557) | 4.8 (48,580) | Free | Finance | ## Related topics [cool credit](https://appshunter.io/ios/topics/cool-credit) · [top credit](https://appshunter.io/ios/topics/top-credit) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-30.*