# COOP ATM Shared Branch Locator

> Find surcharge-free ATMs and credit union shared branches nationwide. (iPhone/iPad app by CO-OP Financial Services.)

- Source: https://appshunter.io/ios/app/coop-atm-shared-branch-locator/id1239957376 (this page in markdown: same URL + `.md`)
- Developer: [CO-OP Financial Services](https://appshunter.io/developer/357604354)
- Category: Business, Navigation
- Price: Free
- Rating: 2.10/5 from 164 App Store ratings · 86 written reviews indexed
- Age rating: 4+
- Requires: iOS 10.0 · 57 MB
- Languages: American English
- Released: 2017-06-13
- Data updated: 2026-09-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/coop-atm-shared-branch-locator/id1239957376/reviews.md

## What is COOP ATM Shared Branch Locator?

Nearly 30,000 Surcharge-Free ATMs - That's more than most of the biggest banks. And it includes selected locations where you shop, like 7-Eleven, Circle K, Costco, Publix, Dunkin Donuts and Rite-Aid.

Over 5,000 Shared Branches - Feel right at home when you visit participating credit unions in all 50 states. For easy access to your money wherever you go.

## Key features

- Surcharge-free ATM locator
- Shared branch locator
- Access at retail locations
- Nationwide network
- Find credit unions

## What do users think of COOP ATM Shared Branch Locator?

Overall sentiment: negative

**Pros**

- ✅ Finds ATM locations when working properly
- 🚀 Fast and simple interface
- 📍 Useful for travel to find fee-free ATMs
- 🎯 Convenient alternative to credit union websites
- 💡 Widget feature for quick access

**Cons**

- ❌ Severely outdated information and locations
- 🐛 Persistent COVID-19 disclaimer (2+ years old)
- 📍 Inaccurate ATM locations on map
- 🚫 Lists non-existent or closed ATM branches
- 👁️ Text visibility issues (white text on white background)
- 🔧 Poor UI/UX design choices
- 📱 Dark mode incompatibility
- 🔐 Extensive data collection per privacy policy
- ⚠️ Unreliable shared banking information
- 🗺️ Static map data not updated dynamically
- 🌐 Limited international support (Canada issues)
- 🔍 Search functionality errors and timeouts
- 📊 Inconsistent data between map and online search

**Commonly reported bugs**

- App crashes on startup or when opening map
- JSON serialization errors preventing data display
- Text invisible in dark mode (white on white)
- Credit union names not visible in membership list
- Search box text not visible while typing
- Network connection errors despite strong signal
- App auto-closes after briefly displaying map
- Incorrect format error messages
- Slide-out menu glitches
- Map icons positioned incorrectly (50+ blocks away)
- Blank entries in credit union selection list
- Search results showing no locations despite availability
- References outdated iPhone features (3D touch)
- Inconsistent data between search and map views

**Most requested features**

- Remove or update COVID-19 disclaimer
- Add Google Maps integration option
- Implement dark mode support
- Add ability to flag closed/inactive ATMs
- Filter ATMs by deposit capability
- Add contact/support option in app
- Exclude certain ATM locations (e.g., convenience stores)
- Improve map zoom and display clarity
- Show credit union names clearly in selection
- Regular automatic location updates
- Better search by city functionality
- Improve widget visibility and instructions

## Recent user reviews (10 of 86)

All indexed reviews: https://appshunter.io/ios/app/coop-atm-shared-branch-locator/id1239957376/reviews.md

### 1/5 — “Due to the evolving COVID 19 pandemic”

*2026-06-23, version 1.0.9*

It’s time to update this app to be more user friendly, ensure the database of shared branches is current, and to get rid of that pop up message.

### 1/5 — Still has out-of-date COVID Disclaimer.

*2026-01-27, version 1.0.9*

This app is TOTALLY OUT-OF-DATE! There is STILL a COVID DISCLAIMER every time you open the app! It’s 2026, and the pandemic is LONG GONE!

### 1/5 — Read their privacy policy!

*2025-12-19, version 1.0.9*

There is not much they don't collect.

### 5/5 — Job Done

*2025-10-01*

I needed to find an CO-OP ATM that accepted cash deposits. This app found me several. I don't get all the bad reviews - the app works in a no frills sort of way. Basic and helpful. Perfect.

### 3/5 — Out of date COVID notice

*2025-09-01, version 1.0.9*

A notice about some locations being closed due to COVID still pops up when opening the app—a little dated, right?

### 1/5 — Outdated information

*2025-07-15, version 1.0.9*

The info has not been updated in several years. It will direct you to non existing or out of network ATMs. The Covid lock down related message still pops up as soon as you open the app.

### 1/5 — Sad

*2025-07-14, version 1.0.9*

App doesn’t even work or load. States servers not available or loading

### 1/5 — Dormant App

*2025-05-15, version 1.0.9*

This app is dormant. It still displays a COVID-19 message when you open it and the locations are not up-to-date. So many ATMs are gone in my area, yet this app still lists them and their addresses. It seems like they aren’t updating this app anymore and should probably close it.

### 1/5 — Meh

*2025-05-02, version 1.0.9*

Dice que mi cooperativa está incluida, pero no aparece en la app. Información falsa y cero confiabilidad. Perdí el tiempo bajándola.

### 1/5 — Extremely Outdated Software

*2025-05-01*

The intro to the app mentions “3D touch,” which hasn’t been used in iPhones since the iPhone X in 2017. The list of credit unions that it allows you to choose from is full of blank entries, so while you can see which state the entry is from, you can’t see the name so you don’t even know what you’re choosing. The slide-out menu glitches out which I assume is another symptom of this app not having any updates. I really hope they can fix this app. I would even volunteer to help.

## Frequently asked questions about COOP ATM Shared Branch Locator

### What does the COOP ATM Shared Branch Locator app do?

This app helps you find surcharge-free ATMs and participating credit union branches across all 50 states. It allows you to easily access your money wherever you are, including at popular retail locations.

### How many ATMs and branches can I find with this app?

The app provides access to nearly 30,000 surcharge-free ATMs, which is more than many of the largest banks. Additionally, it lists over 5,000 Shared Branches at participating credit unions nationwide.

### Is there a cost to use the COOP ATM Shared Branch Locator app?

No, the app is completely free to use. There are no subscription fees, in-app purchases, or advertisements associated with its usage.

### Where can I find these ATMs and shared branches?

Surcharge-free ATMs are available at various retail locations such as 7-Eleven, Circle K, Costco, Publix, Dunkin Donuts, and Rite Aid. Shared branches are located at participating credit unions throughout the United States.

## Version history (last 5 releases)

### 1.0.9 — 2020-10-07

New data added for branch status option if drive-thru is open

### 1.0.8 — 2020-06-23

Application updates to meet iOS SDK requirements

### 1.0.7 — 2020-04-30

Including message for users informing them of potential restrictions at some branches due to the current situation

### 1.0.6 — 2019-10-17

Mapping and Website linking update

### 1.0.5 — 2017-10-20

General bug fixes

## More apps by CO-OP Financial Services

- [THINK 24](https://appshunter.io/ios/app/think-24/id980959446)
- [CardWise Mobile](https://appshunter.io/ios/app/cardwise-mobile/id6443944493)

All apps by CO-OP Financial Services: https://appshunter.io/developer/357604354

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*
