# COOP ATM Shared Branch Locator — user reviews

> 86 indexed App Store user reviews of COOP ATM Shared Branch Locator by CO-OP Financial Services, rated 2.10/5 from 164 ratings.

- Source: https://appshunter.io/ios/app/coop-atm-shared-branch-locator/id1239957376/reviews
- App overview in markdown: https://appshunter.io/ios/app/coop-atm-shared-branch-locator/id1239957376.md
- Rating breakdown: 5★ 22 · 4★ 18 · 3★ 10 · 2★ 20 · 1★ 94

## What do users think of COOP ATM Shared Branch Locator?

Overall sentiment: negative

**Pros**

- ✅ Finds ATM locations when working properly
- 🚀 Fast and simple interface
- 📍 Useful for travel to find fee-free ATMs
- 🎯 Convenient alternative to credit union websites
- 💡 Widget feature for quick access

**Cons**

- ❌ Severely outdated information and locations
- 🐛 Persistent COVID-19 disclaimer (2+ years old)
- 📍 Inaccurate ATM locations on map
- 🚫 Lists non-existent or closed ATM branches
- 👁️ Text visibility issues (white text on white background)
- 🔧 Poor UI/UX design choices
- 📱 Dark mode incompatibility
- 🔐 Extensive data collection per privacy policy
- ⚠️ Unreliable shared banking information
- 🗺️ Static map data not updated dynamically
- 🌐 Limited international support (Canada issues)
- 🔍 Search functionality errors and timeouts
- 📊 Inconsistent data between map and online search

**Commonly reported bugs**

- App crashes on startup or when opening map
- JSON serialization errors preventing data display
- Text invisible in dark mode (white on white)
- Credit union names not visible in membership list
- Search box text not visible while typing
- Network connection errors despite strong signal
- App auto-closes after briefly displaying map
- Incorrect format error messages
- Slide-out menu glitches
- Map icons positioned incorrectly (50+ blocks away)
- Blank entries in credit union selection list
- Search results showing no locations despite availability
- References outdated iPhone features (3D touch)
- Inconsistent data between search and map views

**Most requested features**

- Remove or update COVID-19 disclaimer
- Add Google Maps integration option
- Implement dark mode support
- Add ability to flag closed/inactive ATMs
- Filter ATMs by deposit capability
- Add contact/support option in app
- Exclude certain ATM locations (e.g., convenience stores)
- Improve map zoom and display clarity
- Show credit union names clearly in selection
- Regular automatic location updates
- Better search by city functionality
- Improve widget visibility and instructions

## Newest reviews (18 of 86)

### 3/5 — Out of date COVID notice

*2025-09-01, version 1.0.9*

A notice about some locations being closed due to COVID still pops up when opening the app—a little dated, right?

### 2/5 — Impressive abanonware

*2025-03-31, version 1.0.9*

Still gives good data for my credit union so far. I’m REALLY tired of clicking through a COVID-19 warning every time I open the app. No updates in 4 years and still functional is impressive. Will be 4 stars if the COVID warning ever is removed.

### 1/5 — Not updated

*2024-12-26, version 1.0.9*

App is badly out of date, sent me to an ATM that doesn’t exist. Also it has this persistent message about the “evolving COVID 19 pandemic” which is now badly outdated.

### 1/5 — Poor Accuracy & Validity

*2024-12-08*

I wish I had read the reviews more carefully before downloading this. Tried to find an ATM that was connected to my network. After three different ATMs were searched for, the locations were all wrong or nonexistent. Don’t even bother with this app. In fact, I would recommend that everyone show how displeased they are with their financial institutions’ services because I found the same issues plaguing the apps from specific credit unions. In short, if those credit unions can’t be bothered, updating their ATM locations for their own apps, what should this “cooperative“ app be any better?

### 1/5 — Add Google Maps

*2024-10-16, version 1.0.9*

Could you add google maps as an option when clicking on directions. Once this is added, I will update to 5 starts.

### 1/5 — Totally useless

*2024-09-22, version 1.0.9*

I can't see any text

### 1/5 — Completely Useless

*2024-08-06, version 1.0.9*

Something so very simple should work flawlessly. I tried multiple times to get it to filter for the 100+ locations in my area (that I looked up on my laptop) to no avail. It didn't show any locations (ATM or shared branches) in the search results.

### 1/5 — It stopped working

*2024-07-21, version 1.0.9*

Immediately closes after opening. Briefly flashes the map and then autocloses.

### 1/5 — Un-Installed Almost Inmediately

*2023-11-02, version 1.0.9*

Worthless app, not user-friendly. Only appears to show locations that aren’t accurate.

### 1/5 — STOP the COVID Nag

*2023-11-01, version 1.0.9*

Nov 2024: Please stop with the COVID nag that pops up every time the app is opened

### 1/5 — There’s no credit unions

*2023-08-25, version 1.0.9*

There’s no credit unions. What’s the point? Useless.

### 1/5 — Not helpful whatsoever

*2023-08-03*

I have navy federal and the fact that there is only one navy federal in Miami and it’s all these way deep in the city with no parking & a hassle to just access the building. They mentioned that any “co-op atm” would allow me to deposit money in my account. I went to 5 different co-op atms and no ONE was I able to deposit. Inaccurate and a waste of time. They won’t give you an option to contact support if you have issues. Nothing, app is worthless.

### 1/5 — Dark mode fail and unreliable data

*2023-07-27, version 1.0.9*

App won't work for you in Dark Mode. Their font colors end up being the same as the background. Data set is missing some credit unions, duplicating others, and includes credit unions that have long ago rebranded or consolidated.

### 1/5 — Used to work…

*2023-07-07, version 1.0.9*

Now it lists addresses of banks that have changed names or outright closed. Deleted & used Siri instead

### 1/5 — Please update!

*2023-07-04, version 1.0.9*

Most atm locations have changed in the 4 years this app has been out. It must be kept current to be effective.

### 1/5 — Bank names are same color as background

*2023-06-19, version 1.0.9*

Terrible app design

### 2/5 — Craziness

*2023-05-25, version 1.0.9*

I went to two different branch of credit unions that the app stated they did shared banking and each branch said they no longer did shared banking

### 2/5 — Needs an update

*2023-04-21*

The map is outdated and shows locations that are closed or out of service. The map doesn’t match up to their online search so it clearly isn’t updated live. I don’t know why the map data would be statically set rather than dynamic to match their online map but that’s clearly what’s happening here.

If the map were updated, I don’t think it would be a terribly unusable app.

## Most critical reviews (10 lowest-rated)

### 1/5 — “Due to the evolving COVID 19 pandemic”

*2026-06-23, version 1.0.9*

It’s time to update this app to be more user friendly, ensure the database of shared branches is current, and to get rid of that pop up message.

### 1/5 — Still has out-of-date COVID Disclaimer.

*2026-01-27, version 1.0.9*

This app is TOTALLY OUT-OF-DATE! There is STILL a COVID DISCLAIMER every time you open the app! It’s 2026, and the pandemic is LONG GONE!

### 1/5 — Read their privacy policy!

*2025-12-19, version 1.0.9*

There is not much they don't collect.

### 1/5 — Outdated information

*2025-07-15, version 1.0.9*

The info has not been updated in several years. It will direct you to non existing or out of network ATMs. The Covid lock down related message still pops up as soon as you open the app.

### 1/5 — Sad

*2025-07-14, version 1.0.9*

App doesn’t even work or load. States servers not available or loading

### 1/5 — Dormant App

*2025-05-15, version 1.0.9*

This app is dormant. It still displays a COVID-19 message when you open it and the locations are not up-to-date. So many ATMs are gone in my area, yet this app still lists them and their addresses. It seems like they aren’t updating this app anymore and should probably close it.

### 1/5 — Meh

*2025-05-02, version 1.0.9*

Dice que mi cooperativa está incluida, pero no aparece en la app. Información falsa y cero confiabilidad. Perdí el tiempo bajándola.

### 1/5 — Extremely Outdated Software

*2025-05-01*

The intro to the app mentions “3D touch,” which hasn’t been used in iPhones since the iPhone X in 2017. The list of credit unions that it allows you to choose from is full of blank entries, so while you can see which state the entry is from, you can’t see the name so you don’t even know what you’re choosing. The slide-out menu glitches out which I assume is another symptom of this app not having any updates. I really hope they can fix this app. I would even volunteer to help.

### 1/5 — Old

*2025-04-29, version 1.0.9*

These locations are old and out of date

### 1/5 — Yes it’s really that bad

*2025-03-07*

What’s the point of this app if you can’t find any meaningful data from it. It offers you nothing. Instead, it may give you a branch which turns out doesn’t participate like the app says it does. This non-participating branch does however inform you of a branch the app DOESNT list as a co-op, that can help you. So perhaps if you enjoy mystery banking experiences that may or may not eventually end in success, this app is for you. Maybe.

## Most praised reviews (10 highest-rated)

### 5/5 — Job Done

*2025-10-01*

I needed to find an CO-OP ATM that accepted cash deposits. This app found me several. I don't get all the bad reviews - the app works in a no frills sort of way. Basic and helpful. Perfect.

### 5/5 — Easy to find, but...

*2024-09-27*

Why does it still say the "pandemic" is evolving?  Also, there needs to be a way to flag an ATM as "no longer in service".

### 5/5 — Does the job just fine

*2022-12-20*

I find this quite convenient when traveling to find fee free ATMs and credit unions.  

It’s fast and simple and helps me avoid paying high fees on small withdrawals.

### 5/5 — Your screen is on dark! Haha

*2022-09-23*

Thank you to the reviewer who wrote that we just need to change our screen settings form dark to light. With that done, you can totally see the text and this app served it’s purpose for me. I tried to find all of the shared branches through my credit union’s website and app with no luck. I sat on hold and finally hung up when I called them to find a shared branch in my out of state new location. So, then I sat on hold to ask a random credit union near me if they are a shared branch. I hung up and found this app. Within seconds, I found many shared branches right near me. Woot!

### 5/5 — Great app!

*2022-07-19*

I was skeptical due to the other bad reviews that said they could not view the wording but it was strictly user error/A weird bug. I came across the same issue on my phone and realized it was because my phone is set to “Dark” mode. If you simply change it from “Dark” to “Light” mode the issue is resolved and you can see all the wording that was originally missed. 
Other than that I am happy they have this app as it will be extremely helpful during road trips!

### 5/5 — The app is fine

*2021-08-06*

It works fine for me. Found some atms and everything was clear and easy to read. Not sure what others are complaining about. 

I’m impressed that they have an app at all and am so glad I don’t have to use my credit union’s terrible web interface with a tiny map embedded inside. 

So yeah, great app.

### 5/5 — Great app, but has had an issue

*2021-03-06*

Great app, but has had an issue for the past few months. I cannot see credit unions names under “membership”

### 5/5 — The app rocks in Colorado

*2019-09-12*

Was in a pinch, needed an ATM that I could make deposits to my home branch. I was able to select a location less than a mile away. Thanks, you saved my toosh!

### 5/5 — Just what I’ve been looking for

*2018-08-11*

This is my first App Store review ever and I felt compelled to write it because I’ve wanted an app like this for years. This has been working great for me. Hopefully, the info is updated on a frequent and regular basis so that any new or decommissioned ATMs are added/removed to add more options or avoid confusion. Thanks for making and maintaining this app.

### 4/5 — Would love Apple Maps support

*2023-04-03*

This app is great! It works and is clean, I just wish they would update it more often… the last update was two years ago. I also feel like they would benefit from using Apple Maps, Google maps leaves the app feeling kinda old.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-14.*
