# COSMO GenZ

> Mobile banking app for managing accounts, transfers, and payments. (iPhone/iPad app by Cosmos Co-operative Bank Ltd..)

- Source: https://appshunter.io/ios/app/cosmo-genz/id1608869915 (this page in markdown: same URL + `.md`)
- Developer: [Cosmos Co-operative Bank Ltd.](https://appshunter.io/developer/814388909)
- Category: Finance
- Price: Free
- Rating: 2.00/5 from 1 App Store ratings · 19 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.0 · 57 MB
- Languages: American English
- Released: 2022-04-27
- Data updated: 2026-09-02
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/cosmo-genz/id1608869915/reviews.md

## What is COSMO GenZ?

Welcome to The Cosmos Co-operative Bank Ltd. - India’s fastest growing Co-operative Bank.

Discover the quick, simple and convenient way to take command of your Bank Account, from your mobile phone.

As our valuable customer, we would like to take this opportunity to guide you through our New Mobile Banking Application.

Now do more with the new version of Cosmos Bank Mobile Application. You can perform functions like Fund transfer, opening fixed deposit accounts, Bill Payments and much more!

• Onboarding via net banking credentials,
• Bill Payment – electricity bill, gas bill, insurance, landline, 
   postpaid mobile bills, mobile/DTH prepaid recharge and tax 
   payment.
• View account summaries and mini statements.
• Loan account details and mini statement.
• Transfer funds – Inter Bank, NEFT and IMPS fund transfers.
• Request for – Fixed Deposit, Recurring Deposit, Liquidation of 
   online deposit, Stop-payment of Cheques and Cheque Book 
   Issuance .
• Branch and ATM locator.

## Key features

- Fund transfers (Inter Bank, NEFT, IMPS)
- Bill payments (electricity, gas, insurance, mobile, DTH)
- Fixed and Recurring Deposit account opening
- View account summaries and mini statements
- Loan account details
- Branch and ATM locator

## Recent user reviews (10 of 19)

All indexed reviews: https://appshunter.io/ios/app/cosmo-genz/id1608869915/reviews.md

### 1/5 — Upgrade this app

*2025-08-30*

Please note that your Cosmos Bank mobile is very old-fashioned and not user-friendly. You should check the customer reviews on the Play Store and App Store. You will notice that many customers are unhappy. However, as a customer, I request you to upgrade this app and make a lot of improvements. Please do so.

### 2/5 — Show FD Option

*2025-02-26*

Show app By FD Option FD Purchase and Relase Option Please Update App

### 1/5 — Worst App Ever

*2024-12-22*

Worst App Ever

### 1/5 — THE WORST APP

*2024-11-27*

🚽🚽🚽 app

### 1/5 — Worst app + bank ever

*2024-09-14*

Worst bank + worst app ever. I have been trying to login since a year and all it gives me error to login! Also, if i try to visit the bank for the same query, they know nothing about it. Overall cosmos bank cute huge amount of money from the account without any intimation and anytime they feel like!

If there was negative stars then i would give this bank -♾

### 1/5 — Poorest service from app as well as branch

*2024-09-10*

App as well as website , both does not work on time. Branch does not know anything about the solution they always say write mail. Waiting for January to change the bank as my loan penalty comes to 1%. Zero rating for both bank branch and facility.

### 2/5 — So many errors are there

*2024-08-21*

Not opret emergency

### 1/5 — Third Class App

*2024-04-25*

Improve Yourself, You said BANK TO YOU but u need to improve in this AI world.. Backward system and Useless Application

### 1/5 — Userid and password for every login

*2024-02-16*

Please allow face id or fingerprint login option like other bank apps 

Its a common feature available in almost all mobile banking application now days

### 1/5 — Poor service

*2023-09-06*

Service of cosmos bank ni whatsapp is very bad not even able to solve any problem in today's age people want to do things easily but in cosmos bank it is difficult to do.

## Frequently asked questions about COSMO GenZ

### What banking services does COSMO GenZ offer?

COSMO GenZ allows you to perform fund transfers, pay various bills like electricity and mobile, open fixed and recurring deposit accounts, view account summaries and loan details, and request cheque books. It also includes a branch and ATM locator.

### How secure is COSMO GenZ for banking transactions?

The app facilitates secure banking transactions for customers of The Cosmos Co-operative Bank Ltd. Specific security protocols are implemented by the bank to protect user data and financial information during all operations.

### Can I transfer funds to other banks using COSMO GenZ?

Yes, COSMO GenZ supports Inter Bank, NEFT, and IMPS fund transfers, allowing you to send money to accounts in other banks.

### What types of bills can be paid through COSMO GenZ?

You can pay a wide range of bills including electricity, gas, insurance, landline, postpaid mobile bills, and perform mobile/DTH prepaid recharges. Tax payments are also supported.

### Does COSMO GenZ support opening fixed deposit accounts?

Yes, the application enables customers to request the opening of Fixed Deposit and Recurring Deposit accounts directly through the app.

### What devices are supported by COSMO GenZ?

COSMO GenZ is available for iPhone, iPad, and iPod devices, as indicated by its platform support.

### How often is COSMO GenZ updated?

The latest version of COSMO GenZ is 0.0.47, and it was last updated on September 29, 2025. This suggests regular updates to improve functionality and security.

### Does COSMO GenZ have ads?

Based on the provided data, COSMO GenZ does not contain advertisements, allowing for an uninterrupted user experience.

## Version history (last 5 releases)

### 0.0.47 — 2025-09-29

Implemented Security Controls/preventive measures to avoid/minimize risks.

### 0.0.46 — 2025-07-21

Implemented Security Controls/preventive measures to avoid/minimize risks.

### 0.0.45 — 2024-12-19

Implemented Security Controls/preventive measures to avoid/minimize risks.

### 0.0.44 — 2024-07-26

New safe banking tips added on mobile banking home page.

### 0.0.43 — 2024-06-18

Implemented security controls/ preventive measures to avoid/minimize risks.

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## More apps by Cosmos Co-operative Bank Ltd.

- [CosmoGenZ-Calculator](https://appshunter.io/ios/app/cosmogenz-calculator/id6746752833)
- [Cosmos Bank MobileBanking](https://appshunter.io/ios/app/cosmos-bank-mobilebanking/id6754601029)

All apps by Cosmos Co-operative Bank Ltd.: https://appshunter.io/developer/814388909

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*