# Couples Budget Tracker: Untoo — Shared Expense & Money Manager > Shared expense tracker and money manager for couples. (iPhone/iPad app by Fernand Petit.) - Source: https://appshunter.io/ios/app/couples-budget-tracker-untoo/id6786402392 (this page in markdown: same URL + `.md`) - Developer: [Fernand Petit](https://appshunter.io/developer/6786402394) - Category: Finance - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 16.4 · 66 MB - Languages: American English, Dutch, French (France), German (Germany), European Portuguese, European Spanish - Released: 2026-09-05 - Data updated: 2026-09-27 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/couples-budget-tracker-untoo/id6786402392/reviews.md ## What is Couples Budget Tracker? Untoo - Shared Money for Couples Money works better when you two are on the same team. Untoo is one shared money space for couples. Log what you spend in seconds, split it fairly, set money aside for what's next, and always know where you stand - with no bank connections and no complicated budgeting. Both of you see everything, live. Neither of you is the admin. LOG IT IN SECONDS Type it, say it out loud, or snap the receipt. "Groceries, $42, split evenly" is already a complete entry: Untoo reads the amount, picks the category, and applies the split you two usually use. In English, Spanish, German, French, Dutch and Portuguese. ALWAYS IN SYNC Every entry shows up on both phones right away. No more "did you already pay that?", no end-of-month surprises. SPLIT WITHOUT THE MATH Track who paid, and split each expense evenly, by your own ratio, or as a treat. One calm settle-up screen keeps things even between you. No money ever moves through Untoo. SAVE FOR WHAT'S NEXT The trip, the couch, the emergency fund. Shared life goals with visible progress - and money you set aside never counts as spending, so a big saving month never looks like a bad one. A MONTH WITH NO GUILT A clear monthly recap, category by category, with optional limits that get a gentle note instead of an alarm. No streaks, no lapse-shaming, no red alerts. THE SMALL THINGS • Rent, subscriptions, bills and payday post themselves • Log in any currency while traveling; totals stay in the one you two picked • Your own categories - rename, reorder, recolor, add soft limits • Money date: a short, warm check-in you two do together • Export everything to CSV, or delete your account, right from Settings BUILT FOR TWO, NOT FOR ONE Untoo isn't a personal budget app with a guest seat. It is built for two partners with equal access - dating, living together, married, or planning what comes next. • No bank linking, ever. Untoo only knows what you two choose to log • Your money notes are never sold and never used for ads • Warm and calm by design, never guilt-driven ONE PREMIUM. BOTH OF YOU. One subscription covers both partners. Either of you can start it, and you both get everything. Premium unlocks: • Unlimited AI capture - text, voice and receipt photos • Unlimited life goals and recurring rules, plus automatic set-asides • Your full history, month-to-month comparisons, and insights in plain words • Home screen widgets: quick add, and your month at a glance • Our year, together: the full annual recap, with cards you can share • Dark mode and color themes Free, always: manual logging for both of you, pairing and real-time sync, splitting and settle-up, your first life goal, one recurring rule, this month and last month's recap — plus five AI captures to try. SUBSCRIPTION DETAILS Untoo Premium is an auto-renewing subscription: $4.99 per month or $39.99 per year (US pricing - your local price is shown in the app before you confirm), each starting with a 7-day free trial. Payment is charged to your Apple ID at confirmation of purchase. It renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Untoo Terms of Service: https://untoo.app/terms Privacy Policy: https://untoo.app/privacy Untoo is a record of what you two choose to log. It does not move money, connect to banks, or give financial advice. ## Key features - Shared money space for couples - Log expenses via text, voice, or receipt - Split expenses evenly or by ratio - Set and track shared life goals - Real-time sync between partners - No bank connections required - Monthly recaps and optional limits ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Untoo Premium | $4.99 | per month | | Untoo Premium Yearly | $39.99 | per year | ## Frequently asked questions about Couples Budget Tracker ### How does Untoo handle shared expenses? Untoo allows couples to log who paid for an expense and then split it evenly, by a custom ratio, or as a treat. A clear settle-up screen helps keep finances balanced between partners without any money moving through the app. ### Can I connect my bank accounts to Untoo? No, Untoo is designed to never link to bank accounts. All financial data is entered manually by the users, ensuring privacy and control over what information is shared. ### What are the benefits of Untoo Premium? Untoo Premium unlocks unlimited AI expense capture (text, voice, receipt photos), unlimited life goals and recurring rules, full history access, month-to-month comparisons, and home screen widgets. It also includes dark mode and color themes. ### How much does Untoo Premium cost? Untoo Premium offers a 7-day free trial and is available for $4.99 per month or $39.99 per year (US pricing). Local prices will be shown in the app before confirmation. ### Is Untoo suitable for couples who travel? Yes, Untoo allows you to log expenses in any currency while traveling. The app ensures that your totals remain in the primary currency you and your partner have selected. ### Does Untoo have ads? No, Untoo is ad-free. The developers state that your money notes are never sold and never used for advertisements, contributing to a calm and guilt-free user experience. ### What is the update frequency for Untoo? Untoo was last updated on September 22, 2026, with version 1.0.5. While specific update frequency isn't detailed, this indicates ongoing development and support for the application. ### What devices is Untoo available on? Untoo is available for iPhone and iPad devices, indicated by its support for these platforms. ## Version history (last 5 releases) ### 1.0.5 — 2026-09-22 Small fixes and polish throughout. ### 1.0.4 — 2026-09-21 Untoo speaks Dutch and Portuguese now. • Nederlands and Português join English, Spanish, German and French - every screen, plus voice and photo capture. • Choosing your language is easier: a proper list, each language in its own name, right beside your main currency. ### 1.0.3 — 2026-09-20 Untoo speaks German and French now. • Deutsch and Français join English and Spanish - every screen, plus voice and photo capture. • Log an expense in any currency: search by name or code, with the ones you use most on top. • Switch the currency you two share and your history comes with it - past months, limits and goal targets all keep their real value. ### 1.0.2 — 2026-09-14 Small things that make the everyday smoother. • Find any expense fast: search the recap by name, category or amount. • Settling up is one tap: see who owes whom and record the payment with the exact amount already filled in. • Edit anything: contributions, settlements and past entries can now be changed or removed. • Pick any emoji for your categories, with search in English and Spanish. • A total budget bar on Home, and a filter to see what each of you spent. • Categories on the recap are easier to tap, with "show all" always within reach. • Fixes for Google sign-in and voice capture in Spanish. ### 1.0 — 2026-09-05 No release notes. ## Apps similar to Couples Budget Tracker | App | Rating | Price | Category | | --- | --- | --- | --- | | [DuoSpend Budget](https://appshunter.io/ios/app/duospend-budget/id6769080529) | — | Free | Finance | | [Expense Else: Budget & Split](https://appshunter.io/ios/app/expense-else-budget-and-split/id6670345011) | — | Free | Finance | | [Eluna Budget: Expense Tracker](https://appshunter.io/ios/app/eluna-budget-expense-tracker/id6799674143) | — | Free | Finance | | [Tappel — Private Expense Log](https://appshunter.io/ios/app/tappel-private-expense-log/id6779922633) | — | Free | Finance | | [duofi: finanças do casal](https://appshunter.io/ios/app/duofi-financas-do-casal/id6798667582) | — | Free | Finance | | [Digitel Rio Telecom](https://appshunter.io/ios/app/digitel-rio-telecom/id6744388399) | — | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-27.*