# Coutts — user reviews

> 89 indexed App Store user reviews of Coutts by COUTTS & COMPANY, rated 4.20/5 from 39 ratings.

- Source: https://appshunter.io/ios/app/coutts/id1534159074/reviews
- App overview in markdown: https://appshunter.io/ios/app/coutts/id1534159074.md
- Rating breakdown: 5★ 30 · 4★ 0 · 3★ 0 · 2★ 4 · 1★ 5

## What do users think of Coutts?

Overall sentiment: negative

**Pros**

- 👍 Easy to use and intuitive interface
- 💳 Foreign currency payments directly from accounts
- 🔒 Secure with Face ID authentication
- 📱 Improved app design and layout
- 👥 Excellent customer support staff
- ⚡ Fast payment processing
- 📊 Good account visibility and balance checking

**Cons**

- 🐛 Frequent app crashes and freezes
- ⏱️ Extremely slow to load (10-30 seconds)
- 🔴 Regular maintenance downtime, especially weekends
- 😤 Unreliable compared to competitor apps
- 🔐 Face ID authentication frequently fails
- ❌ Missing features from previous app version
- 📉 Poor performance after recent updates
- 🔄 Requires frequent app reinstalls to function
- ⚠️ Login process cumbersome and repetitive
- 🚫 Push notifications often fail to arrive

**Commonly reported bugs**

- App crashes on iOS 16, iOS 17, iOS 18 updates
- Face ID stops working after updates
- Login fails with 'unexpected error' messages
- Push notifications for payment approvals not received
- App freezes when approval request received
- Screen flashes bright white on login
- App logs out randomly during use
- Desktop authorization approval redirects to mobile version
- Payment approval notifications cause app to switch users
- Search functionality returns incorrect results
- Amount field blanks when entering decimals
- Payee nicknames display instead of actual names
- Missing account details and transaction information
- App won't work on iPad (phone-only formatting)
- General violation errors after updates
- Missing sign-in and authorization requests

**Most requested features**

- Dynamic search for payees (auto-filter as typing)
- Payment receipt with bank name for confirmation
- Ability to download payment advices
- Payment reference visibility in transaction history
- Screenshot functionality for payments
- iPad native application support
- Wealth overview on home page
- Payee grouping by folder instead of alphabetical
- Integrated investment account access
- Self-select ISA functionality in app
- Payment overview/history page
- Open banking integration
- Customizable account visibility
- Real-time transaction notifications

## Newest reviews (10 of 89)

### 2/5 — Below average

*2025-11-23, version 11.603.0*

This seems to be down for maintenance on a regular basis. I would always have a back up bank account and app with another bank as this is not reliable and missing a lot of functionality that other banking apps have.

### 2/5 — Not in the same league as other banking apps

*2025-03-10, version 11.200.0*

The app crashes probably around 1/3 of the time I try to open it. It also takes around 30 seconds to open - far longer than any other banking app I’ve used. And the functionality is nowhere close to other banking apps. Disappointing.

### 2/5 — Slow and unwieldy.

*2025-02-07, version 10.202.0*

Slow to load, often out of service at weekends and lacks the functionality of the older app such as ability to download payment advices.

On the upside it must be secure - no self respecting hacker would have the time to master it!

### 2/5 — Alerts

*2025-02-06, version 10.202.0*

I do not get an alert when somebody has credited my account.

### 4/5 — Good banking with a   Lovley. Staff.  Thank you

*2025-02-05, version 10.202.0*

Thank you

### 3/5 — Mr Pyle

*2025-02-04, version 10.202.0*

App too slow… cuts of if you leave the page and go to an email or text so have to start again..

### 4/5 — Unstable

*2025-01-21, version 10.202.0*

An update in Dec 24 has made the app unstable. General violation errors (twice), missing sign in and authorisation requests and now loss of facial recognition to sign in!  Please test new releases more thoroughly before releasing them.

### 2/5 — App is poor

*2024-11-25, version 8.505.0*

I use three different banking apps and the Coutts one is the worst. Very slow and clunky. Needs improvement

### 2/5 — Really Poor App for a Premium Bank

*2024-11-12, version 8.505.0*

Face recognition is temperamental, some accounts it asks you to call Coutts 24 but when you delete and reinstall the app it fixes (for a week or two). Other banks seem to have online banking nailed, but it appears to be beyond the skill set of Coutts.

### 2/5 — New app poorly designed

*2024-10-23, version 8.505.0*

In addition to problems with the app noted by others there is a problem with the approval process for online log on that now does not function so I have to ring tech support every time I log in which is ridiculously time consuming. They should have tested this more before releasing it.

## Most critical reviews (10 lowest-rated)

### 1/5 — Update brings many bugs

*2025-03-30, version 11.203.0*

Latest update stops Face ID working.  Can only open app using passcode.  Please fix.

### 1/5 — Does not work

*2025-03-16, version 11.203.0*

Over the last three weeks the app has worked one day. I can’t get into banking or see my statements. Help desk are super supportive but nothing seems to be done.

### 1/5 — Repeatedly Fails to Launch and too slow

*2025-02-07, version 10.202.0*

This App repeatedly fails to launch when trying to open - when it does after about 10 aborts it runs so slowly

### 1/5 — Low level of functionality

*2025-02-06, version 10.202.0*

Outdated compared to free accounts such as Chase, although the Coutts 24 phone service  is excellent.

### 1/5 — Screenshot option

*2025-02-05, version 10.202.0*

Removing this is very inconvenient. It does not make me safer - but I now need another phone to take pictures of payments to use as confirmation

### 1/5 — Too many delays

*2025-01-02, version 8.505.0*

Takes far to long for the face recognition to load

### 1/5 — Hopeless

*2024-12-25, version 8.505.0*

I have to delete and reinstall the app just to get the desktop authorisation to work. Told

 Coutts they say yeah we know

### 1/5 — Not good enough

*2024-12-04, version 8.505.0*

Freezes every few days and phone has to be turned on and off. I speak to Coutts 24 on average once every 2 weeks on this since the upgrade.

### 1/5 — iOS18 Failure

*2024-11-01, version 8.505.0*

The app crashes on opening after upgrading to iOS18. Please fix this urgently

### 1/5 — Slow

*2024-10-23, version 8.505.0*

This is so slow to open. It can be up to 20 seconds. My Starling app always opens immediately and is easier to use

## Most praised reviews (10 highest-rated)

### 5/5 — Great Service

*2026-04-16, version 11.900.0*

No hassle at all to make payments.

### 5/5 — Excellent App

*2026-02-11, version 11.701.0*

Very easy to use, great functionality, fast, perfect for what I need. Love the ability to do foreign currency payments direct from my current accounts.

### 5/5 — Excellent

*2025-02-09, version 10.202.0*

Intuitive, easy to use, quality app. Vastly improved over last couple of years

### 5/5 — Mary Fairweather

*2025-02-08, version 10.202.0*

Every member of staff I have spoken to has been so helpful, professional and kind.  Having been recently widowed it has been most reassuring to know that Coutts are there for me if I need help. A huge thank you from me.

### 5/5 — Service

*2025-02-07, version 10.202.0*

Excelllent service always

### 5/5 — Well Done !

*2025-02-06, version 10.202.0*

Payments are now very easy and straightforward.

### 5/5 — Great support

*2025-02-05, version 10.202.0*

I use them in some form or other most days and they are always there to support me no matter what time of the day or night!

### 5/5 — Reliable

*2025-02-04, version 10.202.0*

I have found this app safe and secure way of banking. Staff team are helpful in rectifying issues if required. Face ID gives assurance.

### 5/5 — Dependable

*2025-02-04, version 10.202.0*

Extremely helpful, patient and competent Help desks. Very civilised

### 5/5 — Much improved

*2025-01-16, version 10.202.0*

Good app, able to see my balances, transfer money and view statements

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-21.*
