# Cove: Track & Budget Money — Spending, Investing, Net Worth > AI-powered expense tracking, budgeting, bill splitting, and investment monitoring. (iPhone/iPad app by Splitify.) - Source: https://appshunter.io/ios/app/cove-track-and-budget-money/id6736849874 (this page in markdown: same URL + `.md`) - Developer: [Splitify](https://appshunter.io/developer/1773486322) - Category: Finance - Price: Free with in-app purchases - Rating: 4.40/5 from 7 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 17.6 · 78 MB - Languages: American English - Released: 2025-01-14 - Data updated: 2026-08-15 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/cove-track-and-budget-money/id6736849874/reviews.md ## What is Cove? Revolutionize the way you manage your money with Cove Get intelligent insights into your spending habits with AI-powered analytics, track your expenses, set budgets, and stay on top of your financial goals with ease. Easily split bills and shared expenses with friends, family, or colleagues—no more awkward calculations or forgotten debts. Go beyond everyday budgeting with powerful tools designed to give you a complete view of your financial life. Track your investments, monitor your portfolio performance, and stay informed with Market Watch so you can keep up with important market movements and trends. Identify recurring subscriptions, manage them in one place, and take action to cancel unwanted services more easily. Discover opportunities to lower your bills and reduce unnecessary spending so you can save more each month. With Cove, you can better understand where your money is going, make smarter financial decisions, and take control of your spending, saving, subscriptions, and investments—all in one app. Terms of use - https://usecove.ai/terms Privacy policy - https://usecove.ai/privacy Your subscription will automatically renew unless auto-renew is turned off at least 24 hours before the end of the current period. Manage your subscriptions in your Apple ID settings. ## Key features - AI-powered spending insights - Expense tracking and budgeting - Bill splitting and shared expenses - Investment portfolio monitoring - Subscription management - Bill reduction suggestions ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Discounted Premium Access 89.99 | $89.99 | per year | | Discounted Premium Access 1.00 | $1.00 | per month | | Premium Access 89 | $89.99 | per year | | Premium Access 11.99 | $11.99 | per month | | Premium Access 4.99 | $4.99 | per month | | Premium Access 6.99 | $6.99 | per month | | Premium Access 5.99 | $5.99 | per month | | Premium Access 8.99 | $8.99 | per month | | Premium Access 9.99 | $9.99 | per month | | Premium Access 7.99 | $7.99 | per month | | Premium Access 10.99 | $10.99 | per month | ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/cove-track-and-budget-money/id6736849874/reviews.md ### 5/5 — Best personal finance app *2026-05-25* Cove is a clean, smart, and easy-to-use finance app. I love how it helps me track spending, subscriptions, investments, and cash flow in one place. The AI sidekick makes it even better by giving helpful insights into my money. Highly recommend! **Developer response:** Thank you so much for the kind words! We’re really glad Cove is helping you track your spending, subscriptions, investments, and cash flow in one place. We’re especially happy to hear you’re enjoying the AI Sidekick — we’re continuing to make it smarter and more helpful. Thanks for recommending Cove! ### 5/5 — Finally, Financial Clarity in One Place *2026-04-12* Splitify has been an absolute game changer for managing my business finances. Being able to see all of my business credit cards and accounts in one place has saved me so much time and stress. What really sets it apart is the AI sidekick—it’s helped me investigate and dive deeper into my finances in a way I never could before. Instead of just looking at numbers, I can actually understand trends, spot issues, and get clarity on where my money is going. It was especially helpful when reviewing the past year—everything was organized and easy to access, which made preparing for end-of-year financials and taxes so much smoother. If you’re running a business and need a simple, powerful way to stay on top of your finances, I highly recommend Splitify. It’s honestly been a lifesaver. **Developer response:** Thank you so much for this amazing review. We’re thrilled to hear that Splitify has made such a meaningful difference in managing your business finances. It’s especially great to know that having all your accounts in one place and using the AI Sidekick helped you better understand your financial trends, spot issues, and make year-end and tax preparation easier. We’ve also recently released even more updates, including investment monitoring and a broader set of AI-powered features, and we’re excited for you to check them out. Your support truly means a lot to us. ## Frequently asked questions about Cove ### What is Cove? Cove is a finance app that uses AI to provide insights into your spending habits, track expenses, set budgets, and monitor investments. It also helps with splitting bills and managing subscriptions. ### How does Cove help with budgeting? Cove allows you to set budgets and track your expenses against them. It provides AI-powered analytics to help you understand where your money is going and identify areas for savings. ### Can Cove help me split bills? Yes, Cove makes it easy to split bills and shared expenses with friends, family, or colleagues, eliminating the need for manual calculations and tracking who owes what. ### Does Cove support investment tracking? Yes, Cove offers tools to track your investments and monitor your portfolio performance. It also includes Market Watch to keep you informed about market movements and trends. ### How does Cove manage subscriptions? Cove helps you identify recurring subscriptions, manage them in one place, and provides tools to take action to cancel unwanted services, potentially saving you money. ### What are the subscription options for Cove? Cove offers several Premium Access subscription plans ranging from $4.99 to $8.99 per month, each providing a 7-day free trial. Your subscription will automatically renew unless turned off 24 hours before the current period ends. ### Is Cove available on multiple devices? Yes, Cove is supported on both iPhone and iPad, allowing you to manage your finances across your Apple devices. ### How often is Cove updated? The latest version of Cove is 3.1.1, and it was last updated on May 31, 2026. This indicates regular updates to improve functionality and security. ## Version history (last 5 releases) ### 3.5.1 — 2026-07-12 Bug fixes and Improvements ### 3.4.1 — 2026-06-28 Fixes and improvements ### 3.3.2 — 2026-06-19 Customize Dashboard Bugs & Improvements ### 3.3.1 — 2026-06-12 Bug fixes & improvements ### 3.3.0 — 2026-06-09 Cove Score Money Story Cove Autopilot Spare Change Bugs & Improvements ## Apps similar to Cove | App | Rating | Price | Category | | --- | --- | --- | --- | | [Tamweel App](https://appshunter.io/ios/app/tamweel-app/id6447300627) | — | Free | Finance | | [IIB Smart Mobile Banking](https://appshunter.io/ios/app/iib-smart-mobile-banking/id1579828199) | 3.0 (52) | Free | Finance | | [Luna - Budgeting App](https://appshunter.io/ios/app/luna-budgeting-app/id6504741176) | 4.6 (20) | Free | Finance | | [WalletWize: Track Money Better](https://appshunter.io/ios/app/walletwize-track-money-better/id6480011249) | 4.1 (36) | Free | Finance | | [AI Budget Calculator - Aisance](https://appshunter.io/ios/app/ai-budget-calculator-aisance/id6739868546) | 4.6 (17) | Free | Finance | | [Amret](https://appshunter.io/ios/app/amret/id1672578730) | 4.0 (21) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-15.*