# Cover - Insurance in a snap — Quotes, advice & price alerts

> AI-powered insurance comparison and advisory service for optimal coverage and rates. (iPhone/iPad app by Cover Financial, Inc..)

- Source: https://appshunter.io/ios/app/cover-insurance-in-a-snap/id1021671617 (this page in markdown: same URL + `.md`)
- Developer: [Cover Financial, Inc.](https://appshunter.io/developer/1038742925)
- Category: Finance, Utilities
- Price: Free
- Rating: 4.70/5 from 9,066 App Store ratings · 50 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 148 MB
- Languages: English
- Released: 2015-09-24
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/cover-insurance-in-a-snap/id1021671617/reviews.md

## What is Cover?

The Cover app makes saving money on insurance easy. We take the confusion out of shopping for insurance by doing the work for you. Cover checks over 30 insurers to find you the best rates for the coverage you want, whether that’s for your car, your house, or your apartment.

At any time during the process, you can easily reach out to one of our insurance advisors. They’re there to answer questions and help you save money.

How it Works

Get coverage in three easy steps:
1. Answer some simple questions to get a quote
2. Receive a price automatically
3. Get covered
And if you ever have any questions or concerns, you can reach out to one of our advisors via SMS.

Why Choose Cover?

It’s a mobile-first insurance platform that uses artificial intelligence and expert advice to match you with a policy that works for you. You can get a quote in as little as three minutes and it’s all done in the app. And if you have any questions, you can call or text an advisor.

For all details pertaining to promotions and gift cards please see: Promotions FAQ
https://cover.com/faq

For information on our insurance licenses in each state please see:
https://cover.com/licenses

## Key features

- Compare quotes from 30+ insurers
- Find best rates for car, home, apartment
- Receive automatic price alerts
- Access insurance advisors via SMS/call
- Get quotes in as little as 3 minutes
- Mobile-first insurance platform

## What do users think of Cover?

Overall sentiment: positive

**Pros**

- 🚀 Fast, easy, and helpful
- 👍 Quick, simple, and helpful
- 👍 Great service, found me the coverage I needed at a great rate
- 👍 Outstanding service, friendly and thorough
- 👍 So easy to work with, patient and understanding
- 👍 Once again coming in clutch, found great discounts
- 👍 Go with Cover, they'll get you the best rate
- 👍 Was able to get affordable insurance same day
- 👍 Super easy and affordable
- 👍 The best modern way to find insurance
- 👍 Probably the best and easiest company to work with
- 👍 COULDNT have had a better experience!!
- 👍 A+ Service
- 👍 Greatest experience EVER HAD !
- 👍 Best Insurance App EVER!!! Highly recommend
- 👍 Most helpful support
- 👍 NOT A REVIEWER BUT THIS DESERVES IT
- 👍 It can't get any easier than this!
- 👍 So Easy and So Convenient!
- 👍 Fantastic App/Service
- 👍 So excited for the savings!
- 👍 Great Help
- 👍 Life just got easier!
- 👍 Quick, easy, and personalized service. A+
- 👍 Buying insurance doesn't have to be hard
- 👍 Cut my premium in half!
- 👍 Fast & Reliable Service with reps who care
- 👍 Simple, easy and best rates
- 👍 Wanna save some money And get great customer service?
- 👍 Innovative Service!
- 👍 Instant savings without any hustle
- 👍 A great way to find a new insurance policy fast
- 👍 Great service
- 👍 Solid app, solid service
- 👍 Best App To Find Coverages
- 👍 Modern way to do insurance!
- 👍 Excellent Service and Easy to Use

**Cons**

- 🐛 Horrible Experience

**Commonly reported bugs**

- Login screen freezes
- Incompatible with older devices

## Recent user reviews (10 of 50)

All indexed reviews: https://appshunter.io/ios/app/cover-insurance-in-a-snap/id1021671617/reviews.md

### 5/5 — Fast, easy, and helpful

*2021-12-04, version 4.21*

I recently installed Cover to try and find a suitable insurance policy at a reasonable price, within just a few short minutes I was able to go over a variety of choices and I was already seeing great options. 
What I appreciated the most though was the agent they provided me with when I was having some trouble figuring some things out. My agent, Hudson, was genuinely super helpful in trying to find an insurance policy that fitted my personal needs and went above&beyond your average customer service to answer any of my questions. 
That kind of quality from him made my experience shopping for auto insurance a 10/10 👍🏼. 
Would highly recommend.

### 5/5 — Quick. Simple. Helpful.

*2021-06-28, version 4.17.1*

This was my first time using a mobile app to find a great insurance option that suits me. Honestly thought it would be a hassle and didn’t think it would be as helpful as it was. My agent was Tobi, he was super polite and helpful. I didn’t need to ask any extra questions because he had already discussed everything I needed to know. He was quick and to the point. I previously had geico who was charging me a ridiculous amount but after speaking with Tobi he helped me to get started connected with progressive in just minutes. I will now be saving a couple hundred dollars per month, Thank you Tobi!

### 5/5 — Great service! Cover found me the coverage I needed at a great rate!

*2021-06-10, version 4.17.1*

In my search for auto ins. I came across and included Cover (which I had not heard of before) into the mix, and luckily connected with Jacob at Cover just a few days ago.  He kept in touch with me via text, and at my own pace.  The pleasant communication was welcomed, and I appreciated it also not being pressured or overbearing. 
In addition I was also doing my own DD to create a decently robust auto plan through using many individual provider apps, but not only was that process cumbersome and futile at times - or the resulting rate seemed too high for the value.  Jacob then took my info and found me what I needed - and at a good rate that worked in my budget and needs.  So thank you Jacob for helping me, and hope others are able to solve their needs with you too.

### 5/5 — Outstanding Service (auto insurance)!

*2021-04-27, version 4.15.1*

These days it’s pretty rare to be able to speak with an actual person when communicating with a company/business/etc, and more rare for that interaction to be a pleasant one! However, this is exactly what happen working with cover. My agent, Stephanie, was very helpful, had great customer service skills and excellent attention to detail. She was also friendly, thorough and a pleasure to work with(not to mention the fact that she found me an incredible auto insurance rate with a reputable company!!)! 
I’ll definitely be using Cover for all of my insurance needs and recommending Cover to my friends and family!
Thank you Stephanie and Cover!!

### 5/5 — So easy to work with!!

*2021-04-12, version 4.14.0*

This is my 1st time going through an app for any kind of insurance. My rep, Justin with Cover was amazing! I’m a single mom of 4 young kids so going to see anyone face to face or even having a quiet telephone conversation is almost impossible for me. I simply asked Justin if there was any way we could go through the process via text message and he had no problem with it. The entire process from start to finish was easy, effortless (for me anyways lol) and done completely via text! He was patient and never pushy like some can be. I really just answered a few questions and got my car ins quote. It was so easy that for the 1st time in my life decided to bundle with renters insurance as well! The rate was only a few extra dollars a month ontop of my auto so figured why not. I normally only ever said no to the additional insurance because I always felt like the agents were being pushy about it. So thank you Justin for all your hard work finding policies that work for me and my family. Thank you for your patience and thank you for answering all my additional questions that had nothing to do with my policies lol you were great and I’d love to work with you again in the future.

### 5/5 — Once again coming in clutch

*2021-02-23, version 4.13.1*

I’ll start by saying you are lucky if you get Ali as your agent. Great guy, extremely patient, super personable we spoke all told over an hour and never once did he make me feel rushed or like a bother. He took time to hunt which combinations gave me the best price (which, with my driving record is ridiculously difficult at best). This is my second car and second time using cover to hunt down a deal. I sat in the dealership today, car paid for, just searching apps for a better deal. Ali chopped it down so much and found discounts (if for the other two apps I was checking) I’d never have known existed. Thank you Ali and thanks again cover!

### 5/5 — Go with Cover

*2021-01-07, version 4.10.0*

Ask for David. I have been with cover for almost a year now. They have found 2 different policies for me, both covering auto. I cannot believe how much money this app has saved me for my auto insurance. When I shopped on my own I didn’t find quotes like the ones they found for me. All I can say is that the process they use is easy, fast and saves you money. Period. Their support is top notch, understanding, and works hard for you to get you exactly what you need. They will walk you through everything and I can’t recommend them enough. Also, as a side note, they are not pushy. Nowhere in the process did I feel like they were pushing me to go with the policy they found. I actually really really wanted the policy they found. They are that good. I worked with the agent named David. He was excellent. Thank you so much!

### 5/5 — Was able to get affordable insurance same day

*2020-10-16, version 4.7*

This is a great a for millennials to use! You customize your quote based off of what you need! Then you can play with the options to work towards getting a more desired rate!

It changes the environment and you’re no long required to call several auto insurance companies and provide the same information time after time. After you input your information, the application scans 30+ auto insurance companies and then according to your insurance preferences, it spits out a rate. You then input your payment information get a welcome and confirm email, and receive your insurance cards next day! 

My personal insurance advisor, Morgan, was great, and we got everything done smoothly!

### 5/5 — Super easy and affordable

*2020-09-19, version 4.6.6*

I’ve been searching around for more affordable car insurance than I have now, and was skeptical at first when I saw the low rate Cole sent me. Once we started to get things going, the rate actually ended up being EVEN LESS than the original quote I was skeptical of! He went over the coverage on everything, and made knowledgeable recommendations for better coverage / ability to save me money in the future. I am blown away by how quick and easy this process was! And Cole was also just super nice and personable, and I enjoyed our small talk as much as I enjoyed the low rate. Thank you Cover, and thank you greatly, Cole!

### 5/5 — Awestruck

*2020-05-07, version 4.4.2*

Jeff was a super huge help. He was able to answer questions and had great customer service like I was chatting with a friend. I had no idea what insurance I could get with the best price and this app felt like a long shot but was thoroughly impressed. I had the option to text instead of call which handled my anxiety quite nicely, they got my insurance cheaper by $75+ easily, matched my policy and got me more discounts than I could even attempt to get elsewhere. I was amazed by what rate they initially gave me and lowered it even further by $30. Turns out his manager used to work with my old insurance company so they know the ins and outs! The call took barely 30 minutes and by the time I was done I had to ask what insurance I was with because it blew by me so fast, and it was with a reputable company so I honestly have no worries! Again, Jeff is amazing, my mind is put at ease, and I feel like this couldn’t have gone any better! Look forward to working with you Jeff! Keep up the good work!

## Frequently asked questions about Cover

### What does the Cover app do?

The Cover app simplifies the process of shopping for insurance by comparing quotes from over 30 different insurers. It helps you find the best rates for coverage on your car, house, or apartment, and offers expert advice and price alerts.

### How do I get insurance coverage through Cover?

Getting coverage is a three-step process. First, you answer simple questions to receive a quote. Then, you'll get an automatic price. Finally, you can get covered. The entire process can be completed within the app.

### Is Cover free to use?

Based on the provided information, the app is offered for free. There is no mention of subscription fees or upfront costs to download or use the core features of comparing quotes and receiving advice.

### Can I talk to someone if I have questions?

Yes, you can easily reach out to one of their insurance advisors via SMS or phone. These advisors are available to answer your questions, help you save money, and guide you through the insurance process.

### What types of insurance can I get quotes for?

The app allows you to get quotes for various types of insurance, including coverage for your car, your house, and your apartment. It aims to find the best rates for the specific coverage you need.

## Version history (last 1 release)

### 5.0 — 2022-05-30

We’ve made some app performance improvements. We hope both make your insurance buying experience even better!
See something else we could improve? Just fill out the feedback form in the settings section of the app - or mail us at hello@cover.com. Thanks for using Cover!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
