# Cowbolt – Bitcoin Wallet

> Bitcoin and USDT wallet for collaborative expense splitting and instant settlement. (iPhone/iPad app by Guten Group.)

- Source: https://appshunter.io/ios/app/cowbolt-bitcoin-wallet/id6502505502 (this page in markdown: same URL + `.md`)
- Developer: [Guten Group](https://appshunter.io/developer/1745654046)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 5.00/5 from 6 App Store ratings · 3 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.5 · 44 MB
- Languages: American English
- Released: 2025-05-19
- Data updated: 2026-08-11
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/cowbolt-bitcoin-wallet/id6502505502/reviews.md

## What is Cowbolt?

Cowbolt lets you split expenses and settle instantly using Bitcoin.
It combines expense sharing, group chat, and a self-custody Bitcoin and USDT wallet into one simple app built for real-world collaboration.

Use Cowbolt when:
   Friends travel together and need to split hotels, food, or transport
   Families share recurring costs across borders
   Remote teams settle expenses without banks or reimbursements
No accounts to approve. No intermediaries. You stay in control.

What you can do with Cowbolt
Split costs with groups or individuals
Pay instantly using Bitcoin and USDT on the Lightning, or Liquid Network

Share payment requests via QR codes
   Keep full control of your money with self-custody
   See fees and exchange rates before sending
   Validate addresses automatically by network

Built for real use
   Travel with friends
   Remote teams across countries
   Families sharing costs
   Anyone who wants private, permissionless payments

Cowbolt is open to anyone and works today.

## Key features

- Split expenses with groups or individuals
- Instant Bitcoin and USDT payments
- Self-custody wallet
- Group chat for collaboration
- QR code payment requests
- Fee and exchange rate transparency

## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/cowbolt-bitcoin-wallet/id6502505502/reviews.md

### 5/5 — Bitcoin Saves

*2026-02-24*

With the last update, the update speed of the wallet really makes a big difference. Keep developing.

**Developer response:** Thanks for giving us that trust. Let’s keep doing Bitcoin together.

### 5/5 — Easy to Use

*2025-06-04*

App is really easy to use. User interface is very sleek. I am using it daily to track expenses and send bitcoin.

**Developer response:** Thanks for giving us that trust. Let’s keep doing Bitcoin together.

### 5/5 — Fantastic design

*2025-05-30*

This app is what the world has been missing - an easy way to split and settle expenses in bitcoin. The UX is friendly and intuitive. Keep up the good work.

**Developer response:** Glad to see that you are on the same mission as we are. Bitcoin adoption!

## Frequently asked questions about Cowbolt

### What is Cowbolt's security like?

Cowbolt offers self-custody, meaning you retain full control of your Bitcoin and USDT. It also features automatic address validation by the network and displays fees and exchange rates before sending transactions.

### What cryptocurrencies does Cowbolt support?

Cowbolt supports instant payments using Bitcoin and USDT. These can be transacted on the Lightning Network or the Liquid Network.

### How does Cowbolt handle expense splitting?

You can use Cowbolt to split costs with groups or individuals. It integrates group chat for collaboration and allows for sharing payment requests via QR codes.

### Is Cowbolt free to use?

Yes, Cowbolt is available for free. The app does not have in-app purchases or advertisements.

### What devices does Cowbolt support?

Cowbolt is currently supported on iPhone and iPod devices. The app is rated for users aged 17 and older.

### How often is Cowbolt updated?

The latest version of Cowbolt is 1.98, and it was last updated on March 7, 2026. This indicates a consistent update schedule from the developer, Guten Group.

### What do users like about Cowbolt?

Based on its 5.0-star rating from 6 reviews, users likely appreciate the seamless integration of expense splitting, group chat, and self-custody wallet features, along with the permissionless and private payment options.

### Does Cowbolt require an account to be approved?

No, Cowbolt does not require any accounts to be approved or intermediaries. You stay in control of your money with its self-custody wallet.

## Version history (last 5 releases)

### 1.995 — 2026-08-10

Bug fixes

### 1.994 — 2026-07-08

Bug fixes

### 1.993 — 2026-07-03

Fixed bug when making external payment.

### 1.992 — 2026-06-30

Swapped messages and expenses tabs.

### 1.991 — 2026-05-21

Add spanish language. Minor bug fixes

## More apps by Guten Group

- [Instant Capture](https://appshunter.io/ios/app/instant-capture/id6760306707)

All apps by Guten Group: https://appshunter.io/developer/1745654046

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-11.*