# Cowie.Time Bank — Your Time Bank for Deep Focus

> Your Time Bank for Deep Focus (iPhone/iPad app by 秀江 郭.)

- Source: https://appshunter.io/ios/app/cowietime-bank/id6808212232 (this page in markdown: same URL + `.md`)
- Developer: [秀江 郭](https://appshunter.io/developer/6775207638)
- Category: Productivity, Lifestyle
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 13 MB
- Languages: American English, Chinese (Simplified, China)
- Released: 2026-09-04
- Data updated: 2026-10-05

## What is Cowie.Time Bank?

Cowie — Your Time Vault Manager
Endless short videos, an unstoppable social feed, and hours that vanish while you scroll — your time is being quietly stolen. Cowie helps you save it back and turn it into an asset you can actually see.
Focus, then bank it
Start a focus session and Cowie locks the apps that steal your time. Every minute of focus becomes a time coin, deposited into your vault. Keep focusing, and watch your time truly return to you.
Build habits that stick
It's not just about avoiding screens — it's about building good ones: reading, exercising, meditating, being with family. Spend your time on what matters. Add daily check-ins and step conversions to grow your time assets, one coin at a time.
Stick together with friends
Going it alone is hard. With a friend, it's different. Start a pledge, stake time coins with a partner — whoever persists to the end takes it all. Co-focus rooms let you focus side by side, without distraction.
Beyond focus, real rest
4-7-8 breathing, white noise, and suggested alternatives give you a gentler way out when you crave your phone. Step away from the screen, and your time actually comes back.
Cowie knows you
Cowie is a companion that grows with you. It remembers your focus and habits, noting every bit of progress. Change its skin, transform its form, give it a name — make sticking to it a little warmer.
Key features
- Focus timer with app blocking to keep you away from distraction
- Time-coin vault: deposits, transfers, rules, and a clear transaction history
- Daily check-ins, step conversions, habit streaks, and a focus streak record
- Pledges and co-focus rooms for social accountability
- Breathing exercises, white noise, and alternative activities to prevent slip-ups
- Time-flow heatmap and weekly review to see your real change
- Cowie pet companion with skins, forms, and a custom name
About subscription
Cowie is free to enjoy the core focus and saving features. Upgrade to Pro for a higher custom focus limit, larger co-focus rooms, more skins, and exclusive forms — giving you even more control over your own time.
Privacy first: your data is yours. Cloud sync keeps everything in step across devices.
Don't let time slip away. Bank every minute.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| cowie monthly | $5.99 | per month |
| cowie yearly | $29.99 | per year |


## Is Cowie.Time Bank safe?

Not enough ratings yet to assess Cowie.Time Bank.

## Is Cowie.Time Bank legit?

Cowie.Time Bank appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Cowie.Time Bank is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 1 release)

### 1.0.0 — 2026-09-05

No release notes.

## More apps by 秀江 郭

- [Isle Focus](https://appshunter.io/ios/app/isle-focus/id6782469272)
- [DayTake: Photo a Day Diary](https://appshunter.io/ios/app/daytake-photo-a-day-diary/id6784432312)
- [Whereable – Find Your Stuff](https://appshunter.io/ios/app/whereable-find-your-stuff/id6788733680)
- [SkinForge:AI Themes](https://appshunter.io/ios/app/skinforgeai-themes/id6797386701)

All apps by 秀江 郭: https://appshunter.io/developer/6775207638

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-05.*