# Cowries Pay — Africa farmers mobile wallet. > Mobile wallet for African farmers to send, receive, and manage funds locally. (iPhone/iPad app by Umojami Limited.) - Source: https://appshunter.io/ios/app/cowries-pay/id1634137818 (this page in markdown: same URL + `.md`) - Developer: [Umojami Limited](https://appshunter.io/developer/1438959659) - Category: Finance, Business - Price: Free - Age rating: 4+ - Requires: iOS 12.0 · 83 MB - Languages: English - Released: 2022-07-19 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/cowries-pay/id1634137818/reviews.md ## What is Cowries Pay? Cowries Pay lets farmers send and receive funds for their produce within their local community. We provide farmers with the ability to bypassing the traditional banking system, carrying cash and eliminating all the inefficiencies associated with a slow speed of delivery, high charge rates and correspondent banks’ fees. Send money Cowries Pay let farmers transfer money by receiving payments for the farm produce. Anyone farmer can register and with a contact number be able to send or receive money instantly. Fast transfers We won’t make you or your customers wait! Your money will usually arrive within minutes. All you need is a contact number. Cash out and becoming an 'Agent’ Cowries Pay makes it possible for you to cash out locally using one of our agents. You can also become a registered agent and use out Cowries Pay app to validate transfers and earn a commission on each transaction. Download the Cowries Pay app as an agent to manage your account once approved. Top up your wallet You can add money to your account using Mobile money via Flutterwave, Paypal and Stripe for those with a card. Charges may apply depending what payment gateway you use. Saving money The Cowries Pay transfer is an easy-to-use bank alternative for people who want to send money locally or internationally without high bank fees or slow queues. Note: Cowries Pay is the name of the payment system under Cowries Money used for processing transaction between farmers. Important links Become an agent Register as an agent using our Agent app or by sending an email to agent@cowriesmoney.com Need Help Send an email to service@cowriesmoney.com ## Key features - Send and receive funds instantly - Bypass traditional banking fees - Fast local and international transfers - Cash out via local agents - Become a registered agent and earn commissions - Top up wallet via mobile money, PayPal, and Stripe ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/cowries-pay/id1634137818/reviews.md ### 5/5 — Just stunning! *2022-07-25* There is nothing more I can say than it’s a great idea to have a farmers digital wallet to get paid and pay for services. Great app and will recommend. 👍🤩🙏 ## Frequently asked questions about Cowries Pay ### How does Cowries Pay help farmers? Cowries Pay allows farmers to send and receive funds for their produce directly within their local community. It bypasses traditional banking systems, eliminating high charges, correspondent bank fees, and slow delivery speeds. ### Is Cowries Pay secure for transactions? The app facilitates secure peer-to-peer transactions using contact numbers. While specific security protocols are not detailed, the focus is on providing a direct and efficient alternative to traditional banking for farmers. ### What are the transaction fees for Cowries Pay? The app aims to eliminate high bank fees and correspondent bank fees. Charges may apply when topping up your wallet, depending on the payment gateway used, such as Mobile money via Flutterwave, PayPal, and Stripe. ### Can I become an agent with Cowries Pay? Yes, you can become a registered agent. As an agent, you can use the Cowries Pay app to validate transfers and earn a commission on each transaction. Registration can be done via the Agent app or by emailing agent@cowriesmoney.com. ### How fast are transfers with Cowries Pay? Transfers are designed to be fast, usually arriving within minutes. All that is needed to send or receive money is a contact number. ### What payment methods can I use to top up my Cowries Pay wallet? You can add money to your account using Mobile money via Flutterwave, PayPal, and Stripe for users with cards. These options provide flexibility for users to fund their wallets. ### Is Cowries Pay available on all devices? Cowries Pay is available on iPhone, iPad, and iPod devices. The app is designed to be accessible on Apple's mobile operating systems. ### How often is Cowries Pay updated? The latest version of Cowries Pay is 2.0.2, last updated on August 13, 2022. This indicates regular updates to improve functionality and address any issues. ## Version history (last 2 releases) ### 2.0.2 — 2022-08-13 - Update Privacy Policy - French Language added ### 1.0 — 2022-07-20 No release notes. ## Apps similar to Cowries Pay | App | Rating | Price | Category | | --- | --- | --- | --- | | [Paylign-Seamless Transactions](https://appshunter.io/ios/app/paylign-seamless-transactions/id1663702842) | 4.2 (16) | Free | Finance | | [Kumo](https://appshunter.io/ios/app/kumo/id1597079158) | 5.0 (1) | Free | Finance | | [ImpalaPay](https://appshunter.io/ios/app/impalapay/id1641269153) | — | Free | Finance | | [Continental Money Transfer](https://appshunter.io/ios/app/continental-money-transfer/id1667126837) | — | Free | Finance | | [Broadex](https://appshunter.io/ios/app/broadex/id6444855846) | — | Free | Finance | | [Broad Money Payment](https://appshunter.io/ios/app/broad-money-payment/id6450422335) | 4.0 (1) | Free | Finance | ## More apps by Umojami Limited - [UmoZinga](https://appshunter.io/ios/app/umozinga/id1524308085) - [Umojami Pulse](https://appshunter.io/ios/app/umojami-pulse/id1596759692) All apps by Umojami Limited: https://appshunter.io/developer/1438959659 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*