# Cowry - Payments App — user reviews > 33 indexed App Store user reviews of Cowry by Touch and Pay Technologies Limited, rated 3.49/5 from 57 ratings. - Source: https://appshunter.io/ios/app/cowry-payments-app/id1556632029/reviews - App overview in markdown: https://appshunter.io/ios/app/cowry-payments-app/id1556632029.md - Rating breakdown: 5★ 28 · 4★ 5 · 3★ 5 · 2★ 1 · 1★ 15 ## Newest reviews (10 of 33) ### 4/5 — Payments on the go *2024-10-07, version 3.8* I love the fact that I can actually use my card on BRT, train and ferry. Thumbs up! ### 1/5 — Update Bug *2023-09-07, version 3.1* The update you did today 7/sept/2023 wiped my user data. I had 5+ cards on the account with over 1k on it. I tried logging in this evening around 4pm and it couldn't recognize my account. I had to create another one using the same details. Had to buy a new card and load new funds This is theft and robbery and I might sue you people. ### 3/5 — Manageable *2023-04-03, version 2.7* I don’t like the fact that I have to visit the terminal to transfer from wallet to card and the customer service for transactions above 10k ### 1/5 — The worst ever *2023-03-29, version 2.7* The woest app ever... Why can't someone do transfer to other banks 🤷‍♀️🥲 ### 4/5 — Cowry *2023-03-27, version 2.7* I never get stranded with this app so I love it -IFY ### 5/5 — Great app *2023-03-27, version 2.7* I love the cowry app, it makes transportation easier- OEO ### 1/5 — Not reliable *2023-03-17, version 2.7* This app can be hacked easily and your bank would read negative ### 3/5 — Confusing *2023-03-13, version 2.7* I don’t understand how to make payments on the BRT Bus with my phone I can’t even transfer money from my wallet to my card I’ll have to do that with the help of the customer care at the terminal I should be able to do this at the comfort of my room. And emm pls i want more explanation on how to pay on a BRT with the QR code on the bus with my phone 🙏 ### 5/5 — WML *2022-02-21, version 2.1.6* I will not get stranded again nice app WML ### 5/5 — Review *2022-02-21, version 2.1.6* The cowry app is so navigable. And I love how it facilitates seamless payment for transportation. Thumbs up to the team. (KAM) ## Most critical reviews (10 lowest-rated) ### 1/5 — REGISTER HORROR *2026-05-17, version 3.14* REGISTRATION PAGE IS A MESS. Please fix the keypad that doesn’t retract. ### 1/5 — Bad app *2026-04-13, version 3.14* Very bad app I can’t even signup on the app ### 1/5 — Too slow and doesn’t display my actual balance. *2025-06-03, version 3.12* The app is good quite alright but it’s too slow when it comes to tracking my card records. I top up my cowry card and it takes hours sometimes days to reflect which is too bad. It’s too bad because on several occasions I’ve been scammed when topping up my card. They don’t recharge the exact amount I request for and the only reason why I downloaded this app is to track my transaction and check my balance which it never even displays the actual balance.. please work on those areas I request, asides that the app is all good ### 1/5 — Not Accurate *2025-05-08, version 3.12* The wallet doesn’t update your balance immediately, this gives the staffs an opportunity to steal from you ### 1/5 — This app Needs to be worked on seriously *2024-12-22, version 3.9* After topping up the money update doesn’t come instantly… I download the app to track and know how much I have left on my card for terminals that don’t have the manual balance checker… But it doesn’t do that.. if you don’t know how much is there and you told the cashier to top up an amount for you they sometimes top up half of what you request or little sometimes… I go catch one person one day (I promise) Please fix it Abeg 🙏🏾 ### 1/5 — Bad Functionality *2024-10-25, version 3.8* The registration page isn’t functional. This is a big shame to the development team for rolling out a new version without testing ### 1/5 — Angry *2024-06-29, version 3.7* I can’t update my KYC, this is the worst app ever ### 1/5 — Wallet *2024-04-03, version 3.5* How can I move money from my wallet to card? ### 1/5 — Wack *2024-01-30, version 3.5* Why I’m I unable to create an Account after filling up the passwords and all ### 1/5 — Can’t register *2023-09-12, version 3.2* Can’t register, after imputing my digits…keypad won’t clear to proceed ## Most praised reviews (10 highest-rated) ### 5/5 — Check my wallet balance *2025-06-17, version 3.12* I can track how much I have left with my app without having to visit an agent first ### 5/5 — Nice App *2023-09-07, version 3.1* I’m impressed with this app. It makes the payment for LAMATA services stress-free. ### 5/5 — Great app *2023-04-14, version 2.8* Never be stranded-MEE ### 5/5 — Cowry *2023-04-05, version 2.7* Amazing app TIA ### 5/5 — Nice app *2023-04-04, version 2.7* I will never be stranded with cowry-MEE ### 5/5 — App review *2023-04-04, version 2.7* Efficient-SOT ### 5/5 — Love cowry *2023-04-02, version 2.7* I love cowry cause it makes payment very easy for me -ASE ### 5/5 — Easy journey *2023-03-30, version 2.7* It makes journey easy-NIM ### 5/5 — Meeky *2023-03-28, version 2.7* Cowry app makes so much sense to me. This is really nice. SKT ### 5/5 — TGF *2023-03-28, version 2.7* Newest cowry member- TGF --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-05.*