# Cowrywise: Save & Invest Money — Save. Invest. Get richer daily > Securely save and invest in Nigerian mutual funds and stocks. (iPhone/iPad app by CowryWise Inc.) - Source: https://appshunter.io/ios/app/cowrywise-save-and-invest-money/id1436590033 (this page in markdown: same URL + `.md`) - Developer: [CowryWise Inc](https://appshunter.io/developer/1436590032) - Category: Finance, Utilities - Price: Free - Rating: 4.60/5 from 12,464 App Store ratings · 2,011 written reviews indexed - Age rating: 17+ - Requires: iOS 15.0 · 135 MB - Languages: American English - Released: 2018-10-17 - Data updated: 2026-08-29 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/cowrywise-save-and-invest-money/id1436590033/reviews.md ## What is Cowrywise? We are licensed by the SEC, enabling you to grow and manage your money securely. With direct access to the largest pool of mutual funds in Nigeria, you can save and invest at competitive rates, and build wealth at your own pace, in ways that won’t take the “style” from your lifestyle. With the Cowrywise app, you can: SAVE FOR SHORT AND LONG-TERM GOALS - Start automated savings with as little as ₦1,000. Save every day, week, or month with our Flexible Periodic Savings Plan - Save for your periodic needs - rent, school fees, gadgets, dream car or apartment, etc - Earn double-digit interest - much better than you’ll find at your bank - Save as a group to reach your goals faster with Circles - Prepare for unforeseen emergencies by creating a personalized Emergency Fund OWN A PIECE OF NAIJA’S TOP PERFORMING COMPANIES - Naija, how market? The doors to the Nigerian Stocks Exchange are now open to you! Buy stocks of over 140 companies listed on the Nigerian Stock Exchange, right on the app. - Get access to real-time data, business insights and historical performances of each company - Get a visual snapshot of how the Nigerian Stock Market is performing through our State of the Market interactive heatmap. - Get actionable tips with our in-app stock mini course to help you on your Stock Investing journey. INVEST AND GROW WEALTH AT YOUR PACE - Invest in any of our mutual funds matching your financial goals and risk appetite. Mutual funds contain low-risk assets like Treasury Bills, bonds, or stocks - Diversify your portfolio by investing in different mutual funds from top investment firms in Nigeria. YOUR MONEY IS IN SAFE HANDS - We are licensed by the Securities and Exchange Commission (SEC). - Your savings are invested in low-risk financial instruments and are held by a custodian, Zenith Nominees, a subsidiary of Zenith Bank Plc. This means your money is professionally managed and secured. To protect your account, we have implemented security infrastructure such as PIN, two-factor authentication, and Security Questions. We comply with the National Data Protection Commission (NDPC) regulations to safeguard your data. Your BVN and bio-data are safe with us. GET SUPPORT WHEN YOU NEED IT! - We offer support through the app, phone, email, Facebook, Instagram, and X (formerly Twitter). If you need assistance with your account, we’re always here to help! HOW IT WORKS IN 5 SIMPLE STEPS: - Download the app - Create your account - Tap “Save” or “Invest” - Follow the prompts to fund any of your plans - Congratulations! You are now one step closer to a wealthier version of yourself. Start planning for short-term goals, and long-term goals, and take control of your financial future. ## Key features - Automated savings plans - Earn double-digit interest - Group savings with Circles - Invest in Nigerian stocks - Diversify with mutual funds - Emergency fund creation ## What do users think of Cowrywise? Overall sentiment: positive **Pros** - 👍 Easy to use - 🚀 Seamless savings and investment experience - 🔒 Secure platform - 💡 Helpful for cultivating savings culture **Cons** - 🕰️ Slow withdrawal process - 🔍 Navigation can be improved - 🔖 Lack of certain withdrawal options **Commonly reported bugs** - Account flagging issues - Inconsistent fund transfer - Unexpected log-outs **Most requested features** - More investment options and videos - Faster withdrawal processing - Improved search functionality for savings circles ## Recent user reviews (10 of 2,011) All indexed reviews: https://appshunter.io/ios/app/cowrywise-save-and-invest-money/id1436590033/reviews.md ### 5/5 — Vee *2026-08-26, version 8.22.4* Smart money app ### 5/5 — I Love It *2026-08-25, version 8.22.4* Awesome App. Will definitely recommend it to friends ### 5/5 — Don T-phat *2026-08-25, version 8.22.4* Good and trust worthy ### 5/5 — Great *2026-08-25, version 8.22.4* Best rated ### 5/5 — User 1 *2026-08-24, version 8.22.4* Nice app, one of the best in savings and investing ### 5/5 — Great *2026-08-24, version 8.22.4* Customer friendly ### 5/5 — Good *2026-08-24, version 8.22.4* Great ### 5/5 — Perfection *2026-08-24, version 8.22.4* Perfect ### 3/5 — Investment fees *2026-08-24, version 8.22.4* 3 stars because the fee they remove while saving (15 naira per 1000) is too high ugh ### 4/5 — Withdrawal *2026-08-24, version 8.22.4* Withdrawal is taking longer than expected ## Frequently asked questions about Cowrywise ### What does the Cowrywise app do? The app allows users to securely save and invest money. It provides access to mutual funds and stocks listed on the Nigerian Stock Exchange, enabling users to build wealth at their own pace. You can set up automated savings plans for short and long-term goals and earn competitive interest. ### How can I save and invest with Cowrywise? You can start by downloading the app and creating an account. Then, you can choose to 'Save' for specific goals with automated periodic plans or 'Invest' in mutual funds or Nigerian stocks. The app guides you through funding your chosen plans. ### Is my money safe with Cowrywise? Yes, the app is licensed by the SEC and your savings are invested in low-risk financial instruments. Funds are held by a custodian, Zenith Nominees, a subsidiary of Zenith Bank Plc, ensuring professional management and security. The app also employs security measures like PIN, two-factor authentication, and complies with data protection regulations. ### What are the costs associated with using Cowrywise? The app itself is free to download and use. While the description mentions in-app purchases, it doesn't detail specific fees for savings or investment services. Users can start automated savings with as little as ₦1,000. ### Who is the target audience for this app? This app is designed for individuals in Nigeria who want to take control of their financial future. It's suitable for those looking to save for specific goals like rent or school fees, invest in the Nigerian stock market, or diversify their portfolio with mutual funds. ## Version history (last 5 releases) ### 8.22.4 — 2026-08-21 • Access a statement of your stock holdings and trade history anytime you need it • Set up a trigger to invest in your child's Nest when they complete milestones • Verify your facial identity as an extra layer of protection because keeping your wealth safe matters too ### 8.22.3 — 2026-08-16 • Access a statement of your stock holdings and trade history anytime you need it • Set up a trigger to invest in your child's Nest when they complete milestones • Verify your facial identity as an extra layer of protection because keeping your wealth safe matters too ### 8.22.2 — 2026-08-10 • Access a statement of your stock holdings and trade history anytime you need it • Set up a trigger to invest in your child's Nest when they complete milestones • Verify your facial identity as an extra layer of protection because keeping your wealth safe matters too ### 8.22.1 — 2026-08-08 • Access a statement of your stock holdings and trade history anytime you need it • Set up a trigger to invest in your child's Nest when they complete milestones • Verify your facial identity as an extra layer of protection because keeping your wealth safe matters too ### 8.22.0 — 2026-08-04 • We've added face verification as an extra layer of protection because keeping your wealth safe matters too • Compare two stocks side by side to understand their performance and key metrics at a glance. • You can now invest automatically in your Managed Portfolio when moments that matter to you happen, like when your favourite team or player scores a goal. ## Apps similar to Cowrywise | App | Rating | Price | Category | | --- | --- | --- | --- | | [Betterment Invest & Save Money](https://appshunter.io/ios/app/betterment-invest-and-save-money/id393156562) | 4.8 (64,503) | Free | Finance | | [Wallet - Daily Budget & Profit](https://appshunter.io/ios/app/wallet-daily-budget-and-profit/id1032467659) | 4.6 (5,864) | Free | Finance | | [Money Manager Expense & Budget](https://appshunter.io/ios/app/money-manager-expense-and-budget/id560481810) | 4.8 (18,913) | Free | Finance | | [Buddy: Budget Planner App](https://appshunter.io/ios/app/buddy-budget-planner-app/id936422955) | 4.7 (9,413) | Free | Finance | | [Monefy: Bills & Money Tracker](https://appshunter.io/ios/app/monefy-bills-and-money-tracker/id1212024409) | 4.7 (6,638) | Free | Finance | | [Expense & Budget App: Spendee](https://appshunter.io/ios/app/expense-and-budget-app-spendee/id635861140) | 4.6 (6,221) | Free | Finance | ## More apps by CowryWise Inc - [Cowrywise Kids](https://appshunter.io/ios/app/cowrywise-kids/id6771794337) All apps by CowryWise Inc: https://appshunter.io/developer/1436590032 ## Related topics [cowrywise](https://appshunter.io/ios/topics/cowrywise) · [cowries](https://appshunter.io/ios/topics/cowries) · [carrywise](https://appshunter.io/ios/topics/carrywise) · [cowrie wise](https://appshunter.io/ios/topics/cowrie-wise) · [cowerywise](https://appshunter.io/ios/topics/cowerywise) · [piggyvest](https://appshunter.io/ios/topics/piggyvest) · [cowry](https://appshunter.io/ios/topics/cowry) · [zedcrest wealth](https://appshunter.io/ios/topics/zedcrest-wealth) · [optimus by afrinvest](https://appshunter.io/ios/topics/optimus-by-afrinvest) · [crusaderpensions](https://appshunter.io/ios/topics/crusaderpensions) · [risevest](https://appshunter.io/ios/topics/risevest) · [stanbic ibtc stockbrokers](https://appshunter.io/ios/topics/stanbic-ibtc-stockbrokers) · [zedcrest](https://appshunter.io/ios/topics/zedcrest) · [afrinvest](https://appshunter.io/ios/topics/afrinvest) · [yochaa](https://appshunter.io/ios/topics/yochaa) · [amaanah finance](https://appshunter.io/ios/topics/amaanah-finance) · [quantum zenith](https://appshunter.io/ios/topics/quantum-zenith) · [afrinvestor](https://appshunter.io/ios/topics/afrinvestor) · [bamboo invest](https://appshunter.io/ios/topics/bamboo-invest) · [afri investor](https://appshunter.io/ios/topics/afri-investor) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*