# CPOS: Tap to Pay Card Reader — Your phone is the card reader

> Mobile payment terminal app for accepting contactless payments on iPhone. (iPhone/iPad app by CPOS INC.)

- Source: https://appshunter.io/ios/app/cpos-tap-to-pay-card-reader/id6747078851 (this page in markdown: same URL + `.md`)
- Developer: [CPOS INC](https://appshunter.io/developer/1220280358)
- Category: Business
- Price: Free
- Rating: 3.80/5 from 90 App Store ratings · 69 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 128 MB
- Languages: American English
- Released: 2025-07-08
- Data updated: 2026-09-02
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/cpos-tap-to-pay-card-reader/id6747078851/reviews.md

## What is CPOS?

Turn your phone into a card reader. Accept contactless cards and digital wallets right on your phone - no extra hardware, no monthly fees.

• Tap to Pay - take payments in seconds, anywhere
• Fast payouts straight to your bank, 0% fee to cash out 
• Track every sale, invoice and payout in one place 
• Send receipts by email or text, or skip them 
• Built-in tipping with custom presets
• Bank-grade security - encrypted and verified (PCI-DSS)

Get set up in minutes and start taking payments today.

Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Tap to Pay with NFC
- Digital receipts via email/SMS
- Real-time sales tracking
- Transaction history
- Refund support

## Recent user reviews (10 of 69)

All indexed reviews: https://appshunter.io/ios/app/cpos-tap-to-pay-card-reader/id6747078851/reviews.md

### 1/5 — Funds held after account closure

*2026-07-30*

CPOS accepted and processed a legitimate payment, then abruptly classified my account as “high risk,” terminated the service, and informed me that my funds would be held for 90–120 days.

I provided the requested documentation, but they still did not give me a clear or specific explanation for the decision. In my experience, the process was misleading, unfair, and harmful to my business. A payment processor should disclose these risks clearly before accepting transactions, not after taking control of the funds.

I requested either the immediate release of the money or a full refund to the original payment method. Based on how my case was handled, I cannot recommend CPOS Pay.

**Developer response:** We take account reviews seriously and want to understand what happened in your case. The best way for us to look into this is through Sam, the assistant in the app - they can connect you with someone who has access to your account details and can give you specific answers.

### 5/5 — Easy to use

*2026-07-23, version 2.25.0*

The app is very easy to use and efficient! Very professional looking as well.

### 5/5 — Great App

*2026-07-20*

Customer service 100% helpful.. everything kinda take time to show/appear but they will help you out if you need better understanding & more. Then it’s a nice form of payment if you’re having problems with other payment methods

**Developer response:** An update since this review: we connected with you directly, your payout had landed and the reward was sorted on your account. Sorry it took frustration to get there. Anytime you need anything, text us at (914) 530-0483.

### 1/5 — Won’t refund

*2026-07-20, version 2.25.0*

Rip off

### 5/5 — Versatile

*2026-07-16*

Very easy to use and they give a small bonus on first test transaction. Very great company highly recommend.

**Developer response:** Thanks so much, Ragingbull876 🙌 love that CPOS has been easy to use and that the test bonus was a nice touch.

### 2/5 — Still not sure

*2026-07-15*

As far as the app goes it great and amazing concept I love it It makes payments go smoothly and quickly easily super simple but three weeks later I’m still waiting for my $25 referral and then this little Bonus thing I guess you could call they had going on if you uploaded a like 45 second video answering these couple questions they wanted you to answer about how you rate the app you know things like that and after submitting the video supposed to receive an instant $25 I have yet to receive that so I’ll change my review once I receive that $50

**Developer response:** Thanks for the honest review, glad the payments side is treating you well. The referral and video bonus promotions from earlier this summer were discontinued and we are sorry for the confusion that caused. For anything on your account, text us at (914) 530-0483 and we will look at it directly with you.

### 5/5 — great App

*2026-07-09*

I absolutely love this app!! it’s easy to use ..very fast payouts. and great customer service! i called and my problem was fixed within minutes! i would recommend this app to all my friends and family! 10 out of 10!!!

**Developer response:** Thank you so much, Jbaddie! Makes us happy to hear payouts were fast and support got your issue fixed in minutes 🙌

### 1/5 — Do NOT use

*2026-07-07, version 2.25.0*

I have taken payments through this app and I’m not getting any response from my emails for withheld payments.

### 5/5 — ★★★★★

*2026-07-05*

The best app I seen in quite awhile I just need the payments to post to my account faster.
— Small business owner

**Developer response:** Thanks Davianna, this means a lot 🙌 We hear you on faster deposits and are always working with our partners to speed that part up where we can.

### 5/5 — Love this

*2026-07-04, version 2.25.0*

The best pos app there is!!

## Frequently asked questions about CPOS

### What devices does CPOS Pay support?

CPOS Pay is compatible with iPhone, iPad, and iPod devices. It requires iOS 11.0 or later for optimal performance.

### How does CPOS Pay handle payments?

CPOS Pay utilizes NFC technology for Tap to Pay, allowing users to accept debit, credit, and digital wallet payments directly on their iPhone.

### Can I issue refunds with CPOS Pay?

Yes, CPOS Pay supports both full and partial refunds, providing flexibility for managing customer transactions and returns.

### How frequently is CPOS Pay updated?

The app was last updated on March 25, 2026, with version 2.2.5. This indicates regular updates to ensure functionality and security.

### What is the age rating for CPOS Pay?

CPOS Pay has an age rating of 4+, making it suitable for a wide range of users involved in business transactions.

### Does CPOS Pay have ads?

No, CPOS Pay does not contain advertisements, ensuring a seamless and uninterrupted payment processing experience for users.

### What are the main benefits of using CPOS Pay?

Users appreciate CPOS Pay for its ability to turn an iPhone into a payment terminal without hardware, offering instant digital receipts and real-time sales tracking.

### How does CPOS Pay compare to hardware readers?

CPOS Pay eliminates the need for additional hardware, offering a cost-effective and portable solution for accepting payments anywhere, anytime.

## Version history (last 5 releases)

### 2.36.0 — 2026-09-01

bug fixes and general improvements

### 2.34.0 — 2026-08-12

bug fixes and general improvements

### 2.28.3 — 2026-08-06

This update resolves several issues affecting users with their account setup and verification:

- An issue where identity verification would repeatedly ask you to re-verify after saving your information
- A bug causing new contact details to revert to previous values
- The setup checklist was getting stuck after all steps were completed
- Fixed IDV flow that occasionally hung or failed to load/save

### 2.28.1 — 2026-07-31

CPOS Pay has been fully redesigned!

- A cleaner new look across every screen
- Two tabs instead of four: Home and Activity, swipe between them
- Settings now lives behind your profile picture, top right
- Payments, payouts, and invoices together on one Activity screen with filters
- Sign up and verify your business right in the app

This release also includes performance improvements and bug fixes.

### 2.25.0 — 2026-06-12

General improvements and bug fixes.

## Apps similar to CPOS

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Tap2 - 1.6% Card Payments](https://appshunter.io/ios/app/tap2-16-card-payments/id6449006740) | 5.0 (1) | Free | Business |
| [Saldo: POS & Tap to Pay](https://appshunter.io/ios/app/saldo-pos-and-tap-to-pay/id6472041423) | — | Free | Business |
| [Paymi: Tap to Pay Card Reader](https://appshunter.io/ios/app/paymi-tap-to-pay-card-reader/id6743404774) | 4.7 (3) | Free | Business |
| [PayPOS - Tap and Get Paid](https://appshunter.io/ios/app/paypos-tap-and-get-paid/id6714471029) | 4.7 (71) | Free | Business |
| [CabFare](https://appshunter.io/ios/app/cabfare/id1186131140) | 5.0 (2) | Free | Business |

## More apps by CPOS INC

- [CPOS Portal](https://appshunter.io/ios/app/cpos-portal/id6447601788)

All apps by CPOS INC: https://appshunter.io/developer/1220280358

## Related topics

[cpos pay](https://appshunter.io/ios/topics/cpos-pay) · [cpos](https://appshunter.io/ios/topics/cpos)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*