# CrayPay — We pay up to 10% at checkout

> Earn up to 10% cashback on purchases with digital gift cards. (iPhone/iPad app by Cray Pay LLC.)

- Source: https://appshunter.io/ios/app/craypay/id1174441481 (this page in markdown: same URL + `.md`)
- Developer: [Cray Pay LLC](https://appshunter.io/developer/1174437640)
- Category: Shopping, Lifestyle
- Price: Free
- Rating: 4.32/5 from 185 App Store ratings · 51 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.2 · 125 MB
- Languages: English
- Released: 2017-07-19
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/craypay/id1174441481/reviews.md

## What is CrayPay?

Serious savings, straight from your pocket!
The free CrayPay app lets you instantly earn and save (up to 10%!) with 300 of your favorite brands at over 250,000 locations!
It’s simple:
- at checkout, open the CrayPay app and select the merchant you’re purchasing from
- enter the total amount due
- an instant digital gift card will be generated to complete your purchase
- sit back and watch the savings and cash back roll in
With rich features like contactless purchase, Buy Now Pay Later, and proximity alerts to deals nearby—CrayPay is the easiest and best way to save. It’s always with you wherever you go.

Sign up today! For FREE!

## Key features

- Earn up to 10% cashback
- Instant digital gift cards
- Contactless purchases
- Buy Now Pay Later option
- Proximity alerts for nearby deals

## Recent user reviews (10 of 51)

All indexed reviews: https://appshunter.io/ios/app/craypay/id1174441481/reviews.md

### 3/5 — well used it allover the world .. then

*2023-10-05*

after using it for BNPL airbnbs for a few thousand with no missed payments or bounced bank transactions- i was labeled high risk and not one of my countless mails to support were ever returned. It seems a trend; with BNPL… you seem to be penalized for actually making payments on time and fulfilling obligations on the micro loans. so odd. Nobody has responded to support messages in weeks

### 1/5 — Unable to add bank account

*2022-12-22, version 4.4.41*

I would have liked to try the pay in 4 feature but it’s been weeks and I cannot add my bank account

### 5/5 — Love the App

*2021-02-12, version 4.4.27*

Great app. Easy to save money at places I like to shop or buy food.

### 5/5 — Easy to Use Money Saver

*2021-01-11, version 4.4.23*

I’ve been using this app for a couple of years and have watched it mature and become more in-tune with its user base.  I’ve been very pleased with it. The fact that it’s totally free, I can use it with sales and coupons, it saves me money at the cash register every time and even allows me to send gift cards to my friends and family, are huge pluses.  Being able to pull up merchants in the area is another great feature.  

Keep Cranking it CrayPay!

**Developer response:** Thank you for the great review. We appreciate you being a loyal customer through our growth and look forward to bringing you more feature, more value, and a faster, easier interface very soon as well!

### 5/5 — Awesome app!

*2020-05-22, version 4.3.4*

Love this app! It’s so easy to use! I have saved so much money at stores I go to all the time. I have been using the app for over a year and the instant savings really does ad up! I appreciate that it’s faster than swiping an actual credit card, I don’t have to worry about security breaches with my cc info at stores and it’s totally contactless. Definitely a must!

**Developer response:** Thank you for the great review! Security is important to us, as is speed and convenience. Please reach out if you ever need assistance or have suggestions for us as well. Thank you for being a loyal customer!

### 1/5 — New User; Can’t Add Forms of Payment?

*2019-09-22, version 4.2.0*

Just imagine having a company whose business model is passing along part of their referral fees to their customers.  Now imagine you get a new customer.  Now imagine that customer can’t add any forms of payment so your company literally is preventing itself from being paid.  What an app!

### 1/5 — Deleting ..Never worked properly

*2019-02-27, version 4.1.0*

Installed the app and gave it a month to operate properly but the payment app denied me on several occasions, kicked me out of my sight, updating the app Caused other problems,  I had to reload my cards three times, had to update password several times, had to reload my ID and then the final straw was the blue circle that just spun even when I was able to log in . When it worked it was good and customer support was fast but the frustration was not worth it..
TJ

### 5/5 — 👏🏾👏🏾👍🏾👍🏾💰💰

*2019-02-23, version 4.1.0*

I am really enjoying using this app! Recently bought some items at Lowe’s and saved over $20!    It does have some bugs here and there but I’ve seen a steady progress to perfection, great job for a startup!!

### 5/5 — The Best App Ever!

*2019-02-13, version 4.0.8*

This app has made my life so much easier. Savings and crypto is a win win. Why would you not want to save. Transact on a safe platform and bring mainstream adoption to the Crypto arena. Thanks Craypay for an awesome experience!

### 5/5 — Easy

*2019-02-02, version 4.0.4*

This app works great.  It’s going to take a while to get cashiers to recognize it immediately.  We have used it at Lowe’s and Home Depot.  Stack it with other coupons and save some money!

## Frequently asked questions about CrayPay

### What does the CrayPay app do?

CrayPay is a free mobile application that helps users save money on their purchases. It allows you to earn cashback and savings of up to 10% at over 250,000 locations with 300 partner brands.

### How do I earn savings with CrayPay?

To earn savings, open the CrayPay app at checkout, select the merchant, and enter the total amount due. The app will then generate an instant digital gift card for you to use to complete your purchase, and you'll receive cashback.

### Is CrayPay free to use?

Yes, the CrayPay app is completely free to sign up and use. There are no hidden costs associated with earning cashback or using its features.

### What are the key features of CrayPay?

Key features include earning up to 10% cashback, instant digital gift card generation for purchases, contactless payment options, a Buy Now Pay Later feature, and proximity alerts for nearby deals.

### Where can I use CrayPay?

You can use CrayPay at over 250,000 locations with 300 of your favorite brands. The app provides proximity alerts to help you find deals nearby.

## Version history (last 5 releases)

### 4.7.1 — 2023-04-20

Bug fixes and improvements

### 4.7.0 — 2023-03-22

We've resolved issues that affects some users ability to share the app!

### 4.6.0 — 2023-03-20

Share and Earn updates!

### 4.5.0 — 2023-03-16

New feature alert! Share and Earn is here. Now you can share the app with friends and family and get rewards as they use the app! Check it out under our new Rewards section in the app!

### 4.4.42-1172 — 2023-02-09

Valentine's Day savings are here!

## Apps similar to CrayPay

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Giftworld: Send gift cards](https://appshunter.io/ios/app/giftworld-send-gift-cards/id1534128173) | 4.9 (153) | Free | Shopping |
| [Pace Pay](https://appshunter.io/ios/app/pace-pay/id1533007837) | 3.8 (5) | Free | Shopping |
| [Moola - Cash Back Gift Cards](https://appshunter.io/ios/app/moola-cash-back-gift-cards/id1447157495) | 4.1 (19) | Free | Shopping |
| [Chargee](https://appshunter.io/ios/app/chargee/id6443721932) | — | Free | Shopping |
| [CardCash - Discount Gift Cards](https://appshunter.io/ios/app/cardcash-discount-gift-cards/id1447403101) | 3.8 (620) | Free | Shopping |
| [GCX - Discounted Gift Cards](https://appshunter.io/ios/app/gcx-discounted-gift-cards/id922643195) | 4.7 (29,048) | Free | Shopping |

## More apps by Cray Pay LLC

- [NSLS Pay](https://appshunter.io/ios/app/nsls-pay/id1518175747)
- [DashDirect](https://appshunter.io/ios/app/dashdirect/id1557176204)

All apps by Cray Pay LLC: https://appshunter.io/developer/1174437640

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
