# CRDB BANK SimBanking

> Mobile banking app for account management, payments, transfers, and financial services. (iPhone/iPad app by CRDB BANK PLC.)

- Source: https://appshunter.io/ios/app/crdb-bank-simbanking/id1156903371 (this page in markdown: same URL + `.md`)
- Developer: [CRDB BANK PLC](https://appshunter.io/developer/1291776872)
- Category: Finance
- Price: Free
- Rating: 3.49/5 from 76 App Store ratings · 20 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 196 MB
- Languages: English
- Released: 2016-11-03
- Data updated: 2026-07-05
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/crdb-bank-simbanking/id1156903371/reviews.md

## What is CRDB BANK SimBanking?

Benki ni SimBanking! Our new CRDB Bank SimBanking App gives you full visibility of your accounts and total control over your money. It’s more secure, simpler and faster! Open a fully KYC account, buy insurance, block or apply for TemboCard. Plus, you can make the App personal by selecting exciting features that suit your personal taste and many more features we think you’ll love…

Simple day-to-day banking 

•	Open a full KYC account
•	Ease payments and transfers including bulk payments 
•	Buy airtime and send money without the selecting the mobile company
•	Easier way to withdraw cash from CRDB ATM or Wakala without a TemboCard
•	Pay for your shopping and services conveniently through merchant CRDB Lipa Namba
•	Get your LUKU token instantly on your App screen

Take control of your money

•	Block your TemboCard
•	Get insurance or Insurance premium calculator
•	Review you monthly, quarterly or annual statement 

Single view of your account

•	Single view of all your CRDB Bank accounts
•	Manage your loans
•	Link your accounts

Safer, smarter banking

•	Secure login with your PIN 
•	Ability to scan your fingerprint for account opening


Benki ni SimBanking

## Key features

- Open full KYC accounts
- Make payments and transfers
- Buy airtime and send money
- Withdraw cash without a card
- Pay merchants via Lipa Namba
- Get LUKU tokens
- Block TemboCard
- Access insurance services

## Recent user reviews (10 of 20)

All indexed reviews: https://appshunter.io/ios/app/crdb-bank-simbanking/id1156903371/reviews.md

### 1/5 — Poor

*2026-03-18, version 16.3.29 (320)*

App first randomly locked me out. Shows 23min for app update. Can’t request new card without app after fraudulent transaction attempts and cancellation.

### 1/5 — The App is useless

*2026-01-26, version 16.2.26(316)*

Endless biometric verification without success. Honestly, it does nothing other than wasting your time.

### 1/5 — Design is good BUT no quality checks & Support.

*2026-01-18, version 16.2.26(316)*

1. Sending Transactions - two messages english and swahili are sent to user.
2. ⁠Receive Transactions - two messages english and swahili are sent to user;
3. ⁠Every bank notice - two messages english and swahili are generated for the user;
4. ⁠Default Language on app and USSD Banking - set to English; but mini; history and statement is mixed in english and swahili for the user;
5. ⁠Default Account on App - Profiles/Set Default Account - does not work; you have to lock on everytime you login;
6. ⁠Cannot Save Domestic Bank Accounts and frequent mobile numbers on Favorites on App;
7. ⁠Notifications messages are highly delayed and when received are dirty and cluttered denying clear message to user.
NOTE - I have made efforts to contact more than 6 IT and Products staff since June 2025 and they have done absolutely NOTHING!!

### 1/5 — Do better

*2025-02-03, version 14.0.82*

5 months bado sija tumiwa pini za ku login SimBanking , like what’s going on?

### 1/5 — Open account while living abroad

*2024-11-24, version 14.0.74(244)*

I tried to open CRDB account but for some reason it doesn’t allow me to pass biometric verification. I tried a couple times but it doesn’t work . I live in the USA

### 4/5 — Please make this app with ability of using our Electronic mail (EMAILS)

*2024-04-06, version 14.0.51(221)*

When logging in it always wants us to put the verification code that comes in our phone number registered with. But in case someone goes to abroad or doesn’t have the SIM card it means it will be impossible for the user to access the account because of the verification code sent to the phone number that the user doesn’t have. 

So to fix these cases and for more security of users account please put the registrations of sim banking by options of phone numbers and Electronic Mail(EMAIL). And also the verification code should go through email. 
This is very important!!!. Thank you.

I’m in abroad but I can’t get access to my account due to SIM card. Please let’s use email.

### 5/5 — Great App but small Fonts

*2023-07-19, version 3.0.3*

The App is effective but I would recommend to make fonts a little larger. 
Not sure why CRDB charge extra for viewing own account statements.

### 2/5 — App Crashing

*2023-05-18, version 2.6.8 (1.0.0)*

I have tried starting the app in my iPhone for the past two weeks evwry other day and it keeps crashing even before it can open properly. I suggest testing the app on different phone systems before officilly releasing your updates. It sounds like as long as its working on internal team phones, its assumed it works with every phone. Develop a more robust update release process.

### 3/5 — Lipa number

*2023-05-07, version 2.6.7*

We will really appreciate the opportunity to be able to pay merchants with Lipa number (Vodacom, Togo, Airtel).
We all want to go cashless as early as possible, and other banks are way ahead of CRDB with regards to this.

### 1/5 — Not updated

*2023-05-04, version 2.6.7*

Last update, prompts to update. When I have the app updated please check. I cannot use the app.

## Frequently asked questions about CRDB BANK SimBanking

### What can I do with the CRDB BANK SimBanking app?

The app allows you to manage your CRDB Bank accounts, view your account balance, make payments and transfers, buy airtime, send money, withdraw cash without a card, pay merchants, and access insurance services. You can also open new accounts and block your TemboCard if lost or stolen.

### Is the CRDB BANK SimBanking app secure?

Yes, the app is designed with security in mind. It features secure login with a PIN and offers the ability to scan your fingerprint for account opening, enhancing the safety of your financial information.

### How can I pay for services using the app?

You can conveniently pay for your shopping and services through merchant CRDB Lipa Namba directly within the app. Additionally, you can get your LUKU token instantly on your app screen for utility payments.

### Can I manage multiple accounts with this app?

Yes, the app provides a single view of all your CRDB Bank accounts, allowing you to manage them from one place. You can also link your accounts and manage your loans through the application.

### Is the CRDB BANK SimBanking app free to use?

Based on the provided information, the app is free to download and use. There are no mentions of subscription fees or in-app purchases for core functionalities.

## Version history (last 5 releases)

### 16.5.50(500) — 2026-05-18

iTrustBond IOP, Performance improvements

### 16.3.34 (324) — 2026-05-08

Performance improvements

### 16.3.31(321) — 2026-04-17

We’ve updated the SimBanking app to make your financial management smoother, faster, and more inclusive. This version brings below new features:
1. Investment & Brokerage Services
2. Family Banking: Junior & Teen Accounts

### 16.3.29 (320) — 2026-02-20

EFTA Bond
Cache bug fix

### 16.3.27(317) — 2026-02-02

Performance improvements

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All apps by CRDB BANK PLC: https://appshunter.io/developer/1291776872

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-05.*
