# Creasti — Saving made simple > Gamified savings app with AI coaching and social features to build financial habits. (iPhone/iPad app by Dieulin Napoleon.) - Source: https://appshunter.io/ios/app/creasti/id6760953660 (this page in markdown: same URL + `.md`) - Developer: [Dieulin Napoleon](https://appshunter.io/developer/1886991040) - Category: Finance, Education - Price: Free - Rating: 5.00/5 from 2 App Store ratings - Age rating: 4+ - Requires: iOS 16.0 · 127 MB - Languages: English - Released: 2026-03-26 - Data updated: 2026-10-31 - Monetization: free ## What is Creasti? Creasti turns saving money into a daily habit — like Duolingo, but for your wallet. Award-winning app recognized with the Impact Award at the 2026 CSU I4E Showcase and the Excellence in Social Innovation Award at CSU Demo Day 2026. Most finance apps track your money. Creasti changes your habits. Creasti is a behavioral savings app that turns financial wellness into a daily habit — not a chore. Think streaks, levels, and an AI coach that remembers you. HOW IT WORKS Set savings goals. Make small deposits. Build a streak. Level up. That's it. KEY FEATURES - Goals & Streaks — Set targets, log deposits, watch your streak grow. Miss a day, lose your streak. - AI Coach — Powered by advanced language models. Ask anything about saving, budgeting, or your goals. Remembers your context across conversations. - Family Circles — Save together with family or friends toward shared goals. Leaderboards, shared progress, celebrations when the circle hits its target. - Learn & Earn — 15 short financial literacy lessons, quiz after each, earn XP. Built like Duolingo, focused on real-world money skills. - Savings Health Score — A composite score of your saving health, updated in real-time from deposits, streak, diversification, and consistency. - Insights Dashboard — Weekly recap, spending trend analysis, goal pace forecasts, and personalized nudges. - Smart Notifications — Gentle reminders that adapt to your behavior. Day 1 welcome, streak protection, Sunday recap. - Virtual Savings Vault — After every deposit, confirm you moved the money. Track the gap between logged and confirmed savings. - Milestone Sharing — Share your streaks and wins as beautiful cards designed for Instagram Stories. - Spending Analytics — 3-month trend charts, smart budget alerts, and day-of-week spending patterns to help you see where your money actually goes. - Group Savings Circles — Pool savings with friends for specific events. Spring break, apartments, birthday gifts, and custom events. Track contributions, invite members, and celebrate when the goal hits. - Weekly Challenges — Five auto-refreshing challenges every Monday, including Save $25 this week, Scan 3 receipts, Hit a 5-day streak. Earn XP for completion. - Referral Program — Invite friends with your unique code. When they join, both of you unlock 14 days of Premium free. - Coach Memory — Your AI coach remembers your conversations across sessions, making advice increasingly personal over time. WHY CREASTI Behavioral science is built into every pixel. We don't just track your money — we help you build the habit of saving it. Streaks, celebrations, social accountability, and positive reinforcement work together to make saving money feel as good as any other habit you're proud of. BUILT BY A STUDENT, FOR EVERYONE Creasti was built by Dieulin Napoleon, a finance student at Colorado State University, as a response to a simple truth: knowing how to save is not the same as actually saving. Awarded Impact Award (CSU I4E 2026) and Excellence in Social Innovation (CSU Demo Day 2026) for solving a real societal problem. PRICING Free to use with 2 goals. Creasti Premium ($9.99/month) unlocks unlimited goals, unlimited AI coach, family circles, boosts, and the full Learn & Earn library. Subscription auto-renews monthly unless canceled. Cancel anytime in App Store settings. No refunds for unused time. Terms: creasti.com/terms Privacy: creasti.com/privacy Questions? creasti.saving@gmail.com ## Key features - Goals & Streaks - AI Coach - Family & Group Savings Circles - Learn & Earn Financial Literacy - Savings Health Score - Spending Analytics - Weekly Challenges ## Is Creasti safe? Not enough ratings yet to assess Creasti. ## Is Creasti legit? Creasti has limited verification signals. The AppsHunter Legitimacy Score for Creasti is 48 out of 100 points across 7 verification signals from App Store and developer data. ## Frequently asked questions about Creasti ### How does Creasti help build saving habits? Creasti uses gamification elements like streaks, levels, and challenges, inspired by behavioral science, to make saving feel rewarding and habitual. It focuses on changing user behavior rather than just tracking finances. ### What kind of financial literacy content does Creasti offer? Creasti includes 15 short financial literacy lessons with quizzes, designed to teach real-world money skills. Users earn XP for completing these lessons, similar to a learning game. ### Can I save with friends or family using Creasti? Yes, Creasti features 'Family Circles' and 'Group Savings Circles' allowing users to save together towards shared goals. These circles include leaderboards and celebrations for reaching targets. ### How does the AI Coach in Creasti work? The AI Coach is powered by advanced language models and remembers your conversations across sessions, providing increasingly personalized advice on saving, budgeting, and your goals. ### What is the Savings Health Score in Creasti? The Savings Health Score is a real-time composite score reflecting your saving health, based on factors like deposits, streak consistency, and diversification. It provides a quick overview of your financial wellness. ### Does Creasti have ads? No, Creasti does not contain advertisements. It is a completely ad-free experience for users. ### What devices is Creasti available on? Creasti is available on iPhone and iPad devices, indicated by its support for these platforms. ### How often is Creasti updated? The app was last updated on May 22, 2026, with version 1.2.0. This suggests a relatively active development cycle. ## Version history (last 5 releases) ### 1.2.0 — 2026-05-22 What's New in 1.2.0: - Money Hub Add your income sources and see your complete financial picture — income, expenses, savings, and your Savings Power percentage. All in one place. - 25 Spending Categories Added credit card payments, student loans, car payments, personal loans, phone bills, internet, and streaming services. - Smarter Coach Your AI coach now knows your income and can answer questions like "Can I afford to save $200 this month?" - Enhanced Monthly Report Now includes your income and Savings Power in the PDF report. - Spending Analytics See how much of your income you've spent this month with a visual progress bar. ### 1.1.2 — 2026-04-29 What's New in 1.1.2: # 18 Spending Categories Added Rent, Insurance, Subscriptions, Education, Personal Care, Gifts & Donations, Savings Transfer, Travel, Pets, and Childcare to expense tracking and budgets. # Budget Overlay Fix Set Monthly Budgets sheet now scrolls properly on all screen sizes. # Now Available on Android Creasti is officially on Google Play! Same features, same account, both platforms. ### 1.0.2 — 2026-03-31 • Budget feature — set monthly spending limits per category with visual progress bars • Fixed savings total on Track Your Progress screen • Removed duplicate Add Goal button • Expense tracker improvements • Performance and stability improvements ### 1.0.1 — 2026-03-28 AI Coach now gives personalized responses using your actual savings data New Expense Tracker — scan receipts, add expenses manually, edit entries Push notifications for savings reminders Smoother onboarding with shorter setup and lower starting amounts Bug fixes and performance improvements ### 1.0 — 2026-03-27 No release notes. ## Apps similar to Creasti | App | Rating | Price | Category | | --- | --- | --- | --- | | [VetraFi](https://appshunter.io/ios/app/vetrafi/id6738711284) | 5.0 (8) | Free | Finance | | [Cube: Money, Together](https://appshunter.io/ios/app/cube-money-together/id6755666521) | 5.0 (2) | Free | Finance | | [Treasury: AI Budgeting & Bills](https://appshunter.io/ios/app/treasury-ai-budgeting-and-bills/id6756083347) | 4.5 (19) | Free | Finance | | [impause: Stop Impulse Spending](https://appshunter.io/ios/app/impause-stop-impulse-spending/id6746744026) | 4.5 (31) | Free | Finance | | [PayMoji: Your Travel Wallet](https://appshunter.io/ios/app/paymoji-your-travel-wallet/id6764265570) | 5.0 (1) | Free | Finance | | [iCompta 6](https://appshunter.io/ios/app/icompta-6/id1149769928) | 4.1 (14) | $3.99 | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-31.*