Creddy: Credit Card Rewards

Creddy: Credit Card Rewards

Credit card benefits tracker

44 ratings
24 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • August 3, 2026
  • October 7, 2026

Features

Creddy: Credit Card Rewards screenshot #1 for iPhone
Creddy: Credit Card Rewards screenshot #2 for iPhone
Creddy: Credit Card Rewards screenshot #3 for iPhone
Creddy: Credit Card Rewards screenshot #4 for iPhone
Creddy: Credit Card Rewards screenshot #5 for iPhone
Creddy: Credit Card Rewards screenshot #6 for iPhone
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About

Effortlessly track and maximize your credit card rewards and perks. This app consolidates all your benefits, from lounge access to statement credits, ensuring you never miss out on savings or valuable offers. It also helps manage loyalty program balances and upcoming renewal fees.

✓Track credit card benefits
✓Manage lounge access
✓Monitor statement credits
✓Track loyalty program balances
✓Welcome bonus tracker
✓Renewal reminders
✓Smart Sort for benefit prioritization
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What's New in Creddy

1.1.1

October 7, 2026

Meet Auto-tracking: link a card account and Creddy suggests your statement credits as they post. It's optional - everything else works without it. New • Auto-tracking (optional): link a US credit card account through Plaid, read-only, and confirm the credits Creddy finds. • New plans: Monthly, Yearly and Lifetime, all with Auto-tracking. Earlier Lifetime members can add it. • Log custom benefits right on Home and the card page, with your card's art, and reset them on your card anniversary. • Log each use of per-use credits, like per-stay hotel credits. • See your credit limit by bank on My Cards. Improved • Card import reads renewal dates in pasted lists, and shows how it read your sheet so you can fix a column. • Search finds your custom benefits. • Best Card ranks everyday earn rates; portal-only rates show as a note. • Cards no longer open to new applicants are labeled Discontinued and never suggested. • Faster launch: your wallet loads in parallel. • Turn on notifications anytime from Notification settings. Fixed • The expiring-credit Live Activity shows once a day and clears when you mark the credit used. • Expiry dates no longer show a day early. • Notification titles fit on the lock screen.

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Subscriptions & In-App Purchases

Annual

Unlimited cards, Smart Sort & Pro widgets.

$59.991 Year
7 Days trial
How to cancel Creddy subscription ⁉️

User reviews

Cool app

What I like about Credy is being able to look through the different card benefits and see what you’re actually getting for the fees, Im pretty big on knowing if a fee is really worth paying or if there’s another option that makes more sense………. I liked being able to compare the benefits instead of just looking at a card name and assuming it’s a good deal, I’m still exploring some of the features but so far liken it
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Super helpful for maximizing card benefits

I’ve been in the points and miles game for 10 years and have over 40 cards between P2 and me. Have been using a Google Sheet to manually keep track of all our credits and benefits which was time consuming and inefficient but there were no better options…until now!! So grateful to have this app and it has already made me money by reminding me about certain credits that I totally forgot I had. It’s also so nice to have all the additional info (like 5/24 status, welcome bonus tracker, latest credit card news, etc.) all in one place. The interface is user friendly and intuitive. Definitely a tool that anyone with multiple cards would benefit from!
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Really beneficial

Creddy makes it really easy to keep track of all the credits and perks across my cards without having to remember everything myself. I like how it shows what’s available, what’s expiring soon, and which benefits are worth using next. The points tracking and renewal reminders are also really useful and make the whole rewards setup much easier to manage.
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Really useful if you have multiple credit cards

Really useful app for keeping track of all my credit card benefits in one place. It’s easy to see what credits I still have and when they expire without having to check every card separately. Simple to use and definitely helpful if you have multiple credit cards.

A wonderful app for tracking credit cards and travel rewards

Between my wife and I we have over 28 credit cards. I know to most that sounds obscene but we get great value out of each one and have excellent credit. Until you forget the $450 annual fee came and went and you forgot to use the $300 annual travel credit and/or the free night award! It has happened to me and it stings more than I can ever explain.

So my search for a tool to help was born. I have tried a few options. A spreadsheet made by me. A spreadsheet made by others. Then I tried the apps. Some overly simple. Some overly complicated. I think this app strikes a perfect balance. Some apps, that I have paid for already, just overwhelmed me with what they did. Too much information and tracking isn’t always the best approach. It’s hard to please everyone with what your app is able to do, but this one seems right so far.

For example, one robust and very used app (which I have a paid annual subscription), in my opinion, focuses way too much on offers that get added to a card. For me, this is not all that important. I follow deal sites and travel blogs and when a popular offer pops up on there, i add it manually and go from there. I don’t need to add 1000 offers across all my cards automatically and hope when I buy expensive dog (or people food), I have an offer available. I don’t use 99.8 % of those offers. Anyway. I am glad this app focuses on my many cards and fees and important dates., etc. And not necessarily offers all over the place. I also appreciate the little things like date acquired and anniversary date options. That sometimes makes a difference. And I appreciate the responsiveness of the developer. I had a small initial issue and the email response was in less than an hour in a Sunday AM ( at least it was where I live, haha). I look forward to using this app long term.
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FAQ

What credit cards does Creddy support?

Creddy supports over 140 premium credit cards, including popular options like Amex Platinum, Chase Sapphire Reserve, Capital One Venture, and Citi Premier. The app features a built-in catalog for easy addition of your cards.

How does Creddy track my benefits?

Creddy pulls trackable benefits such as hotel credits, travel credits, lounge access, and Global Entry from your added cards. It displays what resets when, what's most valuable to use next, and what's expiring soon.

Can Creddy track my points and miles?

Yes, Creddy allows you to track your points and miles balances across various travel and hotel loyalty programs. It also consolidates elite status information in one place.

Does Creddy have ads?

Creddy is ad-free, allowing for an uninterrupted experience as you manage your credit card perks and loyalty programs.

What are the benefits of Creddy Pro?

Creddy Pro unlocks unlimited card tracking, a monthly insights dashboard showing total credits used and savings, and the ability to add custom benefits not found in the catalog.

How much does Creddy Pro cost?

Creddy Pro is available as a subscription with Weekly ($1.99/week) or Annual ($39.99/year) plans, both offering a 7-day free trial. A one-time Lifetime purchase option is also available.

Is my financial data safe with Creddy?

Creddy prioritizes your privacy and security. It never connects to your bank, stores card numbers, or sells data. All benefit information and reset dates are stored on your device and in your private Supabase profile.

How often is Creddy updated?

Creddy was last updated on August 31, 2026, with version 1.0.5. This indicates regular maintenance and feature enhancements to ensure optimal performance and support for new benefits.