# Credi

> Credit card rewards optimizer based on location and merchant. (iPhone/iPad app by Mihir Srivastava.)

- Source: https://appshunter.io/ios/app/credi/id6759146346 (this page in markdown: same URL + `.md`)
- Developer: [Mihir Srivastava](https://appshunter.io/developer/1877038414)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 15.6 · 17 MB
- Languages: English
- Released: 2026-03-09
- Data updated: 2026-07-09
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/credi/id6759146346/reviews.md

## What is Credi?

Credi tells you which credit card to use — before you swipe.                                                                                         
                                                                                                                                                       
  Open the app and Credi instantly detects where you are and recommends the card that earns the most for that merchant. At a grocery store? It finds   
  your best cashback card. At a gas station? It surfaces the 5% card you forgot you had.                                                               
                                                                                                                                                       
  Not near a location? Search any merchant by name and get an instant recommendation anywhere.
                                                                                                                                                       
  What Credi does:                                                                                                                                     
  • Location-based card recommendations in real time
  • Merchant search — check the best card before you leave                                                                                             
  • Best card by category — Dining, Travel, Gas, Groceries, and more
  • Supports rotating reward categories that change each quarter                                                                                       
  • Works with all your cards — Amex, Chase, Citi, Capital One, and more                                                                               
                                                                                                                                                       
  No card numbers. Ever.                                                                                                                               
  Credi only stores your card name and reward rates. Your financial data stays on your device.                                                         
                                                                                                                                                       
  Stop leaving points on the table. Download Credi and always earn the most.

## Key features

- Location-based card recommendations
- Merchant search for card suggestions
- Best card by category
- Supports rotating reward categories
- Works with major credit card issuers
- Stores only card name and reward rates


## Frequently asked questions about Credi

### How does Credi determine which credit card to recommend?

Credi uses your device's location to identify the merchant you are at and then recommends the credit card that offers the highest rewards for that specific merchant or category. You can also search for merchants manually.

### What credit card companies does Credi support?

Credi works with a wide range of major credit card issuers, including Amex, Chase, Citi, and Capital One, among others. It focuses on the reward rates associated with your cards.

### Is my financial data safe with Credi?

Yes, Credi prioritizes your financial data security. It only stores your card names and reward rates, keeping your sensitive financial data on your device and not transmitting card numbers.

### Can Credi help with rotating reward categories?

Yes, Credi is designed to support rotating reward categories that change quarterly. It helps you stay on top of these changes to ensure you're always using the best card for maximum earnings.

### What is the rating for Credi?

Credi has an excellent rating of 5.0 stars, based on 2 user ratings. This indicates a very positive reception from its current user base.

### When was Credi last updated?

Credi was last updated on March 18, 2026, with version 1.1. This suggests recent development and potential for ongoing improvements.

### What age rating is Credi?

Credi has an age rating of 4+. This means it is suitable for users of all ages, with no significant content restrictions.

### Does Credi have ads?

The provided data does not specify if Credi contains advertisements. However, its monetization model is listed as 'free', and it does not have in-app purchases.

## Version history (last 1 release)

### 1.1 — 2026-03-18

Credi instantly tells you the best credit card to use — wherever you are, whatever you're buying.                                                    

  - Location-aware recommendations: Walk into a store and see your top card instantly 
  - Home screen widgets: See your best card at nearby merchants without opening the app                                                                   
  - Merchant search: Look up any merchant before you shop   
  - Privacy first: No card numbers stored — ever

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-09.*