# Credify: AI Card Perk Tracker — Unlock your card's value > Intelligent credit card perk tracker and redemption assistant. (iPhone/iPad app by RD Technologies LLC.) - Source: https://appshunter.io/ios/app/credify-ai-card-perk-tracker/id6746953790 (this page in markdown: same URL + `.md`) - Developer: [RD Technologies LLC](https://appshunter.io/developer/1816137348) - Category: Finance, Education - Price: Free - Rating: 5.00/5 from 13 App Store ratings · 9 written reviews indexed - Age rating: 4+ - Requires: iOS 15.4 · 30 MB - Languages: English - Released: 2025-07-24 - Data updated: 2026-06-19 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/credify-ai-card-perk-tracker/id6746953790/reviews.md ## What is Credify? You're paying $500+ in annual fees. Are you getting your money's worth? 42% of premium cardholders leave $400–$800 on the table every year. That's $2.4 billion in unused perks annually — money that goes straight back to the banks. Credify changes that. Our privacy-first app (no bank login required!) is your intelligent command center for maximizing credit card benefits across 14 major cards and 100+ perks. WHAT MAKES CREDIFY DIFFERENT AI-POWERED OPTIMIZATION Our OpenAI-powered assistant delivers personalized strategies for your specific cards. Ask anything — "How do I maximize my Amex credits?" or "What's the best way to stack my CSR benefits this month?" EXCLUSIVE CREDIFY HACKS Insider strategies the banks don't advertise: • Stack Uber Cash + Uber One on Amex Platinum for waived delivery fees and 5% off Eats • Use airport lounge day passes ($59–$79) to maximize your airline fee credit — confirmed for 2026 • Book through Chase Travel to stack The Edit + Select Hotel credit on one stay (~$500 back) • Equinox+ annual plan costs exactly $300 — covers the full Platinum credit without a gym near you • Use your Hilton Annual Night at Waldorf Astoria or Conrad — no points cap means $1,000+ rooms NEVER MISS ANOTHER PERK • Smart alerts before benefits expire (not after!) • Visual dashboard shows all your perks at a glance • Monthly, quarterly, and annual benefits tracked automatically • Real-time ROI tracking shows exactly when you break even on annual fees FRICTIONLESS REDEMPTION • Swipe to redeem — deep-links directly to Uber, DoorDash, and more • One-tap access to all your benefit portals • Track redemptions instantly without checking statements PRIVACY FIRST Unlike competitors, we NEVER ask for bank logins or credit card numbers. Your financial data stays yours. CURRENTLY TRACKING Amex Platinum · Gold · Green · Blue Cash Preferred Chase Sapphire Reserve · Sapphire Preferred Capital One Venture X · U.S. Bank Altitude Reserve Hilton Honors Aspire · Delta SkyMiles Reserve Marriott Bonvoy Brilliant Bank of America Premium Rewards · Premium Rewards Elite Turn your annual fees from an expense into an investment. Download Credify and stop donating money to the banks. ## Key features - Unified dashboard of credit card benefits - Smart reminders for expiring perks - One-tap redemption via deep links - Track return on investment (ROI) - Privacy-first, no bank linking required ## Recent user reviews (9 of 9) All indexed reviews: https://appshunter.io/ios/app/credify-ai-card-perk-tracker/id6746953790/reviews.md ### 5/5 — Incredible value unlocked *2025-08-03* This app helped me unlock hundreds of dollars across my various credit cards ### 5/5 — Has great tips *2025-07-30* This app compiles everything about my credit card perks in one place and allows me to easily see what I’m forgetting about. I no longer have to search online when I forget what perks my cards have. I especially like how each perk has a “pro tip” for utilizing in the most advantageous manner. Can’t wait to see what updates come next! ### 5/5 — Awesome Sauce *2025-07-30* whoever invented this app must be a genius ### 5/5 — Easy and helpful, would recommend!! *2025-07-29* Surprisingly intuitive and helpful to use! Used to be too lazy to check or even understand my card perks but credify eliminates the hassle. Auto-redemption feature is the big cherry on top, only had to set it up once and I was set for auto-redeeming monthly perks like streaming credits. Would recommend especially for busy people like me!! ### 5/5 — Monthly Perks on Autopilot *2025-07-29* I have several monthly streaming credits and used to forget them constantly. The "set and forget" auto-redemption feature is a lifesaver. I set it up once and now the app handles everything automatically. Perfect for anyone who wants to automate their savings. ### 5/5 — The Insights Dashboard is a Must-See *2025-07-29* I thought I had a good handle on my spending, but the Insights dashboard proved me wrong. Being able to filter my perk usage by time and category has totally changed my strategy. I'm getting so much more value now. An amazing and powerful feature. ### 5/5 — Credify First Impression *2025-07-29* Easy to use! Helps me to remember to use the various credit card perks. ### 5/5 — Clean App and Very Detailed *2025-07-29* Love the detailed perk information sheets! Each perk has specific redemption instructions and pro tips. The direct app linking takes you exactly where you need to go. ### 5/5 — Super Convenient! *2025-07-29* This app is a game changer for credit card perks! The AI assistant is incredibly smart at recommending which cards to use for different purchases. Love how it tracks all my perks automatically and shows me exactly how much I'm saving each month. ## Frequently asked questions about Credify ### What is Credify? Credify is a finance app designed to help users track and redeem their credit card perks. It offers a unified dashboard, smart reminders, and ROI tracking to ensure users maximize the value of their card benefits. ### How does Credify ensure privacy? Credify is a privacy-first company and does not require users to link bank accounts or enter sensitive credit card details. Users simply input the cards they have, and the platform manages the rest. ### Can Credify help me redeem my perks? Yes, Credify features a one-tap redemption process that deep-links directly to merchant apps and websites. This allows for quick redemption and tracking of your benefits. ### Does Credify track my return on investment? Yes, Credify visualizes your progress towards breaking even on your cards' annual fees. It shows you the real-time value you've redeemed, helping you understand your ROI. ### What devices does Credify support? Credify is currently supported on iPhone and iPod devices, as indicated by the platform data. ### How often is Credify updated? The latest version of Credify is 1.1, and it was last updated on July 25, 2025. This suggests a recent and active development cycle. ### Is Credify free to use? Yes, Credify is available for free. The provided data indicates a 'Free' price point and no in-app purchases or ads. ### What is the age rating for Credify? Credify has an age rating of 4+, making it suitable for a wide range of users interested in managing their credit card benefits. ## Version history (last 2 releases) ### 1.2.0 — 2026-06-12 What's New in Version 1.2.0 2026 Benefits Refresh Amex Platinum added $1,020/yr in new credits — Resy Dining ($400), Uber One ($120), Lululemon ($300), and Oura Ring ($200). All tracked automatically. Chase Sapphire Reserve now includes the $300 travel credit and a new $250 Select Hotel credit for 2026. CLEAR Plus updated to $209 across all cards. Insights See exactly what you've earned — and what you're still leaving behind. Interactive charts, monthly redemption breakdowns, and performance badges show your real ROI at a glance. Achievements 10 tiers from First Steps to Legendary Master. ROI milestones, quick wins, and a personal stats dashboard now live in your profile. Smarter Notifications Reminders before credits expire, not after. Guided setup in onboarding — or re-enable anytime from settings. Swipe to Redeem Half-swipe to log. Full-swipe to instantly redeem with haptic feedback — now feels native, just like iOS Messages. Saks Fifth Avenue credit disappears June 30. You have $50. Don't donate it back to Amex. Fixes: filter scrolling, animation crashes, login errors, and accessibility improvements. ### 1.1 — 2025-07-25 No release notes. ## Apps similar to Credify | App | Rating | Price | Category | | --- | --- | --- | --- | | [Credit Investment Bank](https://appshunter.io/ios/app/credit-investment-bank/id6452803404) | — | Free | Finance | | [Final Credit: Budget & Expense](https://appshunter.io/ios/app/final-credit-budget-and-expense/id1483313068) | 4.3 (4) | Free | Finance | | [Postal Family Credit Union](https://appshunter.io/ios/app/postal-family-credit-union/id6443847583) | 4.9 (30) | Free | Finance | | [Undula: Insider Trading](https://appshunter.io/ios/app/undula-insider-trading/id6744305133) | 3.0 (4) | Free | Finance | | [Cash2Go](https://appshunter.io/ios/app/cash2go/id1240419091) | 5.0 (1) | Free | Finance | | [EziPay Wallet](https://appshunter.io/ios/app/ezipay-wallet/id1530188369) | 3.8 (16) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-19.*