# Credily — Best card for every purchase > Maximizes credit card rewards by recommending the best card for each purchase. (iPhone/iPad app by Credily.) - Source: https://appshunter.io/ios/app/credily/id6773151697 (this page in markdown: same URL + `.md`) - Developer: [Credily](https://appshunter.io/developer/6773151699) - Category: Finance - Price: Free with in-app purchases - Rating: 5.00/5 from 3 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 26.2 · 35 MB - Released: 2026-08-07 - Data updated: 2026-08-28 - Monetization: subscription - User reviews in markdown: https://appshunter.io/ios/app/credily/id6773151697/reviews.md ## What is Credily? Know which card to use — before you pay. Most of us carry more than one rewards credit card, but the "best" one changes with every purchase. Dining, groceries, gas, travel, drugstores, online shopping — every card has different rules, and the right choice is rarely obvious when you're standing at the register. Credily does the thinking for you. Add the credit cards you already have, and Credily uses merchant and location context to show which one is likely to earn the most rewards at the places around you. No more guessing. No more leaving points on the table. HOW IT WORKS 1. Add your cards. Tell Credily which credit cards you already use. 2. Find nearby merchants. Credily uses merchant and location context to understand where you're shopping. 3. Get a recommendation. See which card is likely to earn better rewards — before you pay. WHAT YOU CAN DO - Nearby card recommendations: Instantly see which card to use at nearby restaurants, stores, gas stations, grocery stores, and more. - Merchant-aware suggestions: Credily matches the place you're visiting with relevant reward categories. - Map-based browsing: Explore nearby merchants and check which card may be best before you head out. - Past spending insights: Review past transactions to spot where you may have missed better rewards. - Useful nudges: Get timely reminders when Credily can help you pick a better card. - Built around your cards: Every recommendation is based on the cards you tell Credily you have. WHY YOU'LL LIKE IT - You stay in control. You choose which cards to add and how you use recommendations. - It works with what you have. Credily doesn't issue a card and never processes your payments — you still pay directly with your own card, as usual. - Privacy-aware by design. Credily is built to use only the information needed to give you useful recommendations. WHO IT'S FOR Credily is for everyday spenders who want to get more from the rewards cards already in their wallet — whether you're optimizing travel points, chasing cash back, or just tired of wondering if you used the right card. START FREE New members start with a 7-day free trial. Add a card up front, and you won't be charged until the trial ends — cancel anytime before then and you won't pay. After the trial, your membership renews monthly until you cancel. A FEW NOTES Credily provides informational recommendations only and is not financial advice. Rewards and eligibility can vary by card issuer, merchant, and offer terms. Final rewards depend on issuer rules, merchant coding, active offers, and account eligibility. Credily does not issue credit cards, does not process payments, and does not guarantee rewards. Credily Membership is $7.99 per month, with a 7-day free trial for new members. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple Account settings. Terms of Use: https://credily.prodygyn.com/terms Privacy Policy: https://credily.prodygyn.com/privacy ## Key features - Nearby card recommendations - Merchant-aware suggestions - Map-based browsing - Past spending insights - Useful nudges - Integrates with existing cards ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Credily Membership | $7.99 | per month | ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/credily/id6773151697/reviews.md ### 5/5 — Finally found an app to help maximise all my credit cards *2026-08-19* Ngl I was skeptical at first but Credily has been a game changer. I used to just use whatever card was in my wallet and definitely left rewards on the table lol. Now it just tells me the best card to use and I don't even have to think about it. Super easy to set up too. Highly recommend if you're trying to actually maximize your points/cashback without doing the math yourself every time. ## Frequently asked questions about Credily ### How does Credily help me earn more rewards? Credily analyzes your location and the merchant you're visiting to suggest which of your existing credit cards will earn the most rewards for that specific purchase. This helps you avoid using the wrong card and leaving points or cashback on the table. ### Is Credily safe to use with my credit cards? Yes, Credily is designed with privacy in mind and only uses the information necessary to provide recommendations. It does not issue credit cards, process payments, or store your full card details, meaning you continue to pay directly with your own card as usual. ### What is the cost of Credily Membership? Credily Membership costs $7.99 per month. New members receive a 7-day free trial, and you can cancel anytime before the trial ends to avoid being charged. ### How do I cancel my Credily subscription? You can manage or cancel your Credily subscription anytime within your Apple Account settings. To avoid being charged for the next period, ensure you cancel at least 24 hours before the end of your current billing cycle. ### Does Credily offer different subscription tiers? Based on the provided information, there is one primary membership plan for Credily. This plan includes a 7-day free trial and renews monthly at $7.99 unless canceled. ### On which devices can I use Credily? Credily is available for iPhone and iPad devices, indicated by its support for iOS platforms. ### How often is Credily updated? Credily was last updated on August 7, 2026, with version 1.0. This suggests it is a relatively new application, and future updates will likely follow to introduce new features and improvements. ### What is the age rating for Credily? Credily has an age rating of 4+, meaning it is suitable for users of all ages, including children, with no age restrictions. ## Version history (last 2 releases) ### 1.1 — 2026-08-18 Credily is now free to start. Seeing which card to use no longer requires a subscription. WHAT'S FREE • Best-card recommendations at nearby merchants • Nearby merchant alerts • Your card list and card benefits • Notification inbox NEW IN THIS UPDATE • Sign in with Apple and Sign in with Google, alongside email sign-in • A guided tour that shows you around the first time you open the app • Daily recap notifications for your recent transactions • Card issuer now appears everywhere a card name is shown, so similar cards are easy to tell apart • Mark all as read in the notification inbox, plus faster loading for long histories IMPROVED • Simpler, quicker sign-in screen • More reliable push notification delivery • Cards and recommendations refresh right away after you add or change a card • Bug fixes and stability improvements Credily Membership adds bank linking, transaction history, and reward verdicts on your past purchases. ### 1.0 — 2026-08-07 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*