# CrediPlan — Loan & Savings Simulator

> Loan & Savings Simulator (iPhone/iPad app by Joan Stiven Torres Orozco.)

- Source: https://appshunter.io/ios/app/crediplan/id6798096609 (this page in markdown: same URL + `.md`)
- Developer: [Joan Stiven Torres Orozco](https://appshunter.io/developer/1870730865)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.0 · 42 MB
- Languages: American English
- Released: 2026-08-14
- Data updated: 2026-10-29

## What is CrediPlan?

CrediPlan is a financial simulator app that helps you plan loans and savings before making real decisions.
WHAT YOU CAN DO
* Enter a loan amount, interest rate, and term. See the monthly payment, total interest, and full amortization table month by month.
* Enter an initial capital, expected annual return, term in years, and periodic contribution. See how your investment grows year by year with compound interest.
* Save every simulation to your account and compare different scenarios later.
* Change the currency and language: Spanish, English, Portuguese, French, German, Chinese, or Japanese.
WHAT THE APP DOES NOT DO
* It does not lend money.
* It does not manage real bank accounts.
* It has no ads and no in-app purchases.
CrediPlan is an educational tool for anyone who wants to understand the math behind loans and savings before signing anything.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Versión Pro | $7.99 | one-time |


## Is CrediPlan safe?

Not enough ratings yet to assess CrediPlan.

## Is CrediPlan legit?

CrediPlan appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for CrediPlan is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 4 releases)

### 4.0 — 2026-10-26

What's new
• Wallet: track your real loans. Set a date on a loan, log your payments and see your real balance, installments done, any arrears and when you will finish.
• Classify each loan and add insurance or fees to see the real payment.
• One tracked loan for free; unlimited with Premium.
• Improvements and fixes.

### 3.0 — 2026-10-18

What's new in 1.4.0
• Extra principal payments: simulate extra payments (monthly or one-off) and see how much interest and time you save. Choose between shortening the term or lowering the payment.
• Rate converter: turn an effective annual rate into monthly or nominal, and use it directly in the loan simulator.
• Extra payments are saved with your simulations and included in the PDF and the comparison.
• To keep the calculators free, the free version shows a small ad on the results screen. Premium stays ad-free.
• New privacy dialog: statistics and personalized ads are off by default; you decide.
• Stability improvements.

### 2.0 — 2026-09-03

In-app purchases are allowed; Premium Version

### 1.0 — 2026-08-14

No release notes.

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## More apps by Joan Stiven Torres Orozco

- [Liquidación Laboral Colombia](https://appshunter.io/ios/app/liquidacion-laboral-colombia/id6758073690)
- [SimulRRSP: RRSP Tax Calculator](https://appshunter.io/ios/app/simulrrsp-rrsp-tax-calculator/id6811194640)

All apps by Joan Stiven Torres Orozco: https://appshunter.io/developer/1870730865

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-29.*