# Credit & Debt Calc — Let's be accurate

> Financial calculators for debt management, interest calculation, and budgeting. (iPhone/iPad app by Vaibhav Kavathekar.)

- Source: https://appshunter.io/ios/app/credit-and-debt-calc/id654890702 (this page in markdown: same URL + `.md`)
- Developer: [Vaibhav Kavathekar](https://appshunter.io/developer/571853659)
- Category: Utilities, Finance
- Price: $0.99
- Rating: 1.00/5 from 1 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 8.0 · 9 MB
- Languages: American English
- Released: 2013-06-05
- Data updated: 2026-06-10
- Monetization: paid
- User reviews in markdown: https://appshunter.io/ios/app/credit-and-debt-calc/id654890702/reviews.md

## What is Credit & Debt Calc?

"Credit & Debt Calc"
Collections of 9 calculators.

This app help to determine; how the future payments affect your financial status.

By using these calculators a credit card user may budget the money in such a way that how much is to be paid to complete the debt according to the terms between you and credit card issuer.

The main objective of these calculators is to give the better idea of minimize interest expenses and maximize your rewards earnings.

Useful for bank and other financial domains.

Also useful for the Financial and Commerce Students.

Calc List :
- Credit Card Interest Calculator
- Debt Interest Calculator
- Credit Card Minimum Repayment Calculator
- Credit Card Payoff Calculator
- Credit Card Payment Calculator
- Debt to Income ratio Calculator
- Debt Reduction Calculator
- Creditor Days Calculator
- Debtor Days Calculator

Main Feature : 
- Easy to use.
- Nice Graphical Interface.
- No internet connection required.

## Key features

- 9 financial calculators
- Debt payoff planning
- Interest expense minimization
- Reward maximization
- Offline functionality
- User-friendly interface

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/credit-and-debt-calc/id654890702/reviews.md

### 1/5 — Money Wasted

*2017-06-24, version 2.0*

Complicated app and not user friendly.

### 1/5 — Pretty limited

*2013-09-20, version 1.0*

Don't buy this. Really limited in its abilities.

## Frequently asked questions about Credit & Debt Calc

### What is Credit & Debt Calc?

Credit & Debt Calc is a utility app that provides nine different calculators to help users manage their credit card debt, calculate interest, and plan payments. It aims to help users minimize interest expenses and maximize rewards.

### How much does Credit & Debt Calc cost?

Credit & Debt Calc is a paid app, available for $0.99. This one-time purchase grants access to all its features without further costs.

### Does Credit & Debt Calc require an internet connection?

No, Credit & Debt Calc does not require an internet connection to function. All nine calculators are available for use offline, making it convenient for managing finances anywhere.

### What devices is Credit & Debt Calc compatible with?

Credit & Debt Calc is compatible with iPhone, iPad, and iPod touch devices. It is designed to run on Apple's mobile operating systems.

### What is the age rating for Credit & Debt Calc?

Credit & Debt Calc has an age rating of 4+. This indicates it is suitable for users of all ages, with no content restrictions.

### When was Credit & Debt Calc last updated?

The latest version of Credit & Debt Calc was released on January 10, 2021. The app has been available since its initial release on June 5, 2013.

### What types of calculators are included in Credit & Debt Calc?

Credit & Debt Calc includes a Credit Card Interest Calculator, Debt Interest Calculator, Minimum Repayment Calculator, Payoff Calculator, Payment Calculator, Debt to Income ratio Calculator, Debt Reduction Calculator, Creditor Days Calculator, and Debtor Days Calculator.

### What is the user feedback on Credit & Debt Calc?

Based on the available data, Credit & Debt Calc has a rating of 1.0 stars from 1 rating. This suggests limited user feedback is currently available.

## Version history (last 4 releases)

### 3.0 — 2021-01-10

- 2 New Calculators added
   Creditor Days Calculator
   Debtor Days Calculator

- New GUI for ease of use
- small bug fixed

### 2.0 — 2017-03-28

Bugs are fixed.
New API added for better performance.

Also available for all types of iPhones.

### 1.1 — 2014-03-06

- Added support for iOS 7 UI. 
- Visuality problem solved. 
- Small bug fixes.

### 1.0 — 2013-06-04

No release notes.

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## More apps by Vaibhav Kavathekar

- [Choghadiya Panchangam](https://appshunter.io/ios/app/choghadiya-panchangam/id595083375)
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- [Ram Raksha Stotra](https://appshunter.io/ios/app/ram-raksha-stotra/id626753400)
- [Shri Maruti Stotra](https://appshunter.io/ios/app/shri-maruti-stotra/id639510583)
- [Ashtak Mantras](https://appshunter.io/ios/app/ashtak-mantras/id641949451)
- [Insurance Calc](https://appshunter.io/ios/app/insurance-calc/id654065304)

All apps by Vaibhav Kavathekar: https://appshunter.io/developer/571853659

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*