# Credit & Debt — Real Money Solutions > Free secure app for money management, debt payoff, credit building, and financial coaching. (iPhone/iPad app by Credit Swag Ventures, Inc..) - Source: https://appshunter.io/ios/app/credit-and-debt/id6444843981 (this page in markdown: same URL + `.md`) - Developer: [Credit Swag Ventures, Inc.](https://appshunter.io/developer/1657308495) - Category: Finance - Price: Free - Rating: 3.00/5 from 4 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 54 MB - Languages: American English - Released: 2023-01-08 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/credit-and-debt/id6444843981/reviews.md ## What is Credit & Debt? The Credit & Debt App is your new secret weapon for money management. This free and secure app offers best-in-class strategies to help manage your money across multiple accounts, pay off debt faster, build your credit, and much more. With our mobile-first design and easy-to-use interface, you will quickly know your current financial situation. 1. TALK TO A FREE, CONFIDENTIAL FINANCIAL COACH Did we mention you have access to free, confidential financial coaches? Yes, that’s right! Our financial coaches are here to help you create an organized, practical budget that fits your lifestyle and goals. In today’s fast-paced world, it is more important than ever to have a solid understanding of your finances, and we are committed to helping you get there. Let us help you meet your debt payoff goals more effectively – you do not have to do it alone. 2. MANAGE MULTIPLE FINANCIAL ACCOUNTS IN ONE PLACE Connecting to your banking information lets you manage all your accounts inside the app. Now you can easily track your spending habits, see trends, and learn ways to save money. Here are a few fan-favorite features to check out: • Income vs. Expenses - Immediately, you can quickly see your spending habits by category and month + 90-day trends. • Monthly Expenses - Use a budget app to determine where you might be overspending compared to the national average monthly spend per category. • Proactive Insights - Stay on top of your spending and financial balances virtually anywhere with overdraft warnings, large transaction notifications and more. • Keep Track of Debt Payment Due Dates - And pay them on time. Like an automatic bill payment feature your credit card might offer, you will be able to use Credit & Debt as a reminder for making monthly payments. • Save For the Future - Our app will alert you of any opportunities to save. 3. DIY DEBT MANAGEMENT PLATFORM One of the most exciting features of our app is the Debt Payoff Simulator. With this, you can run different simulations to see when and how fast you can pay off your debt. (Yes, the thought of being debt-free makes us giddy, and we hope it does for you too). Simply plug in what you are willing to pay each month towards your debt and the app will tell you when you will be debt free. By using the Credit & Debt App, you can create a financial goal to work towards. The app will let you predict your timeline, and then stay on top of your progress. We want to boost your motivation, plus it is super satisfying to see your debt decrease every month while your savings account increases. The app can be as flexible as you need, allowing you to change your goals if changes or challenges arise. 4. REAL-TIME SPENDING AND BANKING ALERTS Are you planning to buy a house, get a new car, or simply want a new credit card with better rewards? Your credit score and identity play a significant role in achieving those big-ticket items. And the good news for you, our app lets you monitor your credit with ease. Actively monitoring your spending allows you to work toward achieving your financial goals. Also, monitoring your spending can help detect any fraud or unwanted charges to your credit. With 48 unique notifications, you can be notified with any major (or minor) change to your finances. Why Use the Credit & Debt App? When your finances are just a finger tap away, you are more likely to be involved and on top of how much you are spending, saving, and paying toward debt. The Credit & Debt App makes it all easier to access and, more importantly, understand. Get the app today and see for yourself! ## Key features - Connect multiple financial accounts - Track income vs. expenses - Budgeting and spending insights - Debt payoff simulator - Payment due date reminders - Access to free financial coaches - Real-time spending alerts ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/credit-and-debt/id6444843981/reviews.md ### 1/5 — Delete Account *2023-09-22* Be aware!!! This app does not allow you to delete your account. It appears to allow you, BUT when you hit delete. It does not respond. ## Frequently asked questions about Credit & Debt ### Does Credit & Debt have ads? The provided data does not specify if Credit & Debt contains advertisements. However, it is listed as a free app, which sometimes includes ad support. ### How secure is Credit & Debt? The app is described as secure and offers best-in-class strategies for money management. It allows connection to banking information for account management. ### What devices does Credit & Debt support? Credit & Debt is available on iPhone, iPad, and iPod. It is designed for iOS devices. ### How often is Credit & Debt updated? The latest version of Credit & Debt was released on November 1, 2023. This indicates regular updates to improve functionality and security. ### What is the user sentiment for Credit & Debt? Credit & Debt has a rating of 3.0 stars from 4 ratings. This suggests a mixed reception from its current user base. ### Can I use Credit & Debt to track multiple bank accounts? Yes, Credit & Debt allows you to connect and manage multiple financial accounts in one place, making it easy to track your spending and balances. ### Does Credit & Debt offer financial coaching? Yes, Credit & Debt provides access to free, confidential financial coaches who can help you create a personalized budget and achieve your financial goals. ### What are the key features of Credit & Debt for debt management? Credit & Debt includes a Debt Payoff Simulator to predict when and how fast you can become debt-free. It also helps track debt payment due dates to ensure timely payments. ## Version history (last 2 releases) ### 1.3.2 — 2023-11-01 • We added support for notifications, so you can stay up-to-date with your financial health when it matters most! • Fixed some bugs, improved login functions ### 1.1.2 — 2023-01-09 No release notes. ## Apps similar to Credit & Debt | App | Rating | Price | Category | | --- | --- | --- | --- | | [Fastsusu](https://appshunter.io/ios/app/fastsusu/id1626088856) | 5.0 (1) | Free | Finance | | [Indigo Donations](https://appshunter.io/ios/app/indigo-donations/id1566088228) | — | Free | Finance | | [Ford Credit](https://appshunter.io/ios/app/ford-credit/id1523100320) | 4.5 (1,138) | Free | Finance | | [Central Liverpool Credit Union](https://appshunter.io/ios/app/central-liverpool-credit-union/id1530792600) | — | Free | Finance | | [Metro Bank Authenticator](https://appshunter.io/ios/app/metro-bank-authenticator/id1524446800) | — | Free | Finance | | [Quilo \| PSB](https://appshunter.io/ios/app/quilo-psb/id1633606976) | 1.0 (4) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*