# Credit Card Machine - Accept > Mobile credit card processing and business management tool. (iPhone/iPad app by Paynet Systems, Inc.) - Source: https://appshunter.io/ios/app/credit-card-machine-accept/id321399433 (this page in markdown: same URL + `.md`) - Developer: [Paynet Systems, Inc](https://appshunter.io/developer/321399436) - Category: Business, Finance - Price: Free - Rating: 3.70/5 from 21 App Store ratings · 83 written reviews indexed - Age rating: 4+ - Requires: iOS 6.0 · 4 MB - Languages: American English - Released: 2009-12-28 - Data updated: 2026-06-09 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/credit-card-machine-accept/id321399433/reviews.md ## What is Credit Card Machine? There’s more to your business than accepting credit cards. Sell, Manage, Promote, and receive live Support to run your business on the go, in store, and online with Paynet Systems’ Credit Card Machine. Allow customers to pay direct through an invoice or set up automatic recurring billing. Accept Visa, MasterCard, Discover and American Express at just 1.59% per swipe, and receive credit card funds in 1-2 business days. No monthly statement fees, PCI Compliance Fees, or Annual Fees. Download Now or Call us at 1-800-809-1989 to get started today! Run Your Business SELL – accept payments on iPhone, iPad, and computer while on the go, in store, online, by invoice or recurring billing. MANAGE – payment history, invoices, recurring billing and webstore in-app or online with Merchant Dashboard PROMOTE – market to potential and existing customers using our Social Media referral solution. SUPPORT – receive live support from our superior Support Team at 1-800-809-1989 Flexible Pricing Options Option 1 – SWIPE credit card sales at 1.59% with your Paynet Systems card reader Option 2 – KEY IN credit card sales at 2.19% in-app or online Option 3 – Process under $5,000 annually for less than 30¢ day FREE UNIVERSAL CARD READER Request your free Paynet Systems reader for fast, secure payments while mobile or in your retail storefront FREE INVOICE FEATURE Invoice on the go or online. Customers can pay directly from your customized invoice with our Pay Now technology FREE RECURRING BILLING Reduce data entry time with recurring billing. Customers are billed automatically on weekly, bi-weekly, or monthly schedules. FREE VIRTUAL TERMINAL Swipe or key in all major credit cards online from the Merchant Dashboard. Now with FREE Recurring Billing! FAST DEPOSITS Deposits post to your checking account in 1-2 business days. MERCHANT DASHBOARD Sign in to your online dashboard to access customer and product databases, invoices and quotes, webstore, social media referrals, Virtual Terminal, recurring billing and more! FREE ONLINE WEBSTORE After signing up, you will receive a free eCommerce storefront to sell online 24/7. BUSINESS TOOLS YOU CAN USE Paynet Systems Credit Card Machine includes everything you need to start, maintain and grow your business—all from your iPhone, iPod touch, iPad, or computer. *Accept Visa, MasterCard, American Express and Discover *Swipe or key in credit card payments everywhere your business needs to be *Request payments via invoice *Automate payments with recurring billing *Apply discounts at the register by percentage or flat amount *Record cash, debit, and credit card transactions *Accept tips by percentage or flat amount *Automatically add basic customer information to database *Email or print customized and itemized receipts *Automatically sync databases across unlimited devices and platforms. ## Key features - Accept credit card payments - Create and send invoices - Set up recurring billing - Manage sales and payment history - Free online webstore - Live customer support ## Recent user reviews (10 of 83) All indexed reviews: https://appshunter.io/ios/app/credit-card-machine-accept/id321399433/reviews.md ### 5/5 — Great company *2020-10-07, version 1.18* They always pick up the phone and try to help you as soon as possible With any issues that you may have. Been using them for 12 years. ### 1/5 — Kai *2020-05-07, version 1.18* App is not working! Call the company and they can’t provide updates! ### 2/5 — App stops working after iPhone updates *2019-10-19, version 1.18* Nice to know that you can’t use your app to run credit cards after the update on iPhones. There answer use the web sign in to run the cards. Really how much more does that cost ummmm weeks go by and still no fix I might start looking for another provider soon. And getting pci compliant and sending in certificate they still charging 19.95 month fee. Unbelievable and now fees are racing upward to 3-6% unreal. ### 1/5 — Tough to get approved *2017-11-14, version 1.18* Very tough indeed ### 1/5 — Monthly Min required plus a fee *2017-02-26, version 1.18* I spent 15 mins filling out all of the business information and bank/personal information only to be told on the last screen there are monthly minimum sales needed PLUS the transaction fees. It's misleading that there are only transaction fees per sales. No where did I see a monthly min requirement till I wasted all that effort. ### 5/5 — Recurring payments! *2015-10-09, version 1.18* Finally a company that understands the needs of small biz! All these free features are real time savers. Pricing can't be beat, I've tried. ### 5/5 — Great app!!!!! *2015-10-09, version 1.18* So easy to use and convenient. My customers love the receipts. Orders from repeat customers have tripled since using the webstore. ### 5/5 — Easy set up *2015-10-09, version 1.18* Easy to sign up, quick approval and easy set up. Lots of features that I didn't even think I needed that I now love. The best pricing and I can take tips. ### 5/5 — Awesome Help !!! *2015-09-29, version 1.18* Cindi Stanley has helped me more times than I can count... ALWAYS has the right answer for the problem. Hands on expert. She had a unique way of giving the customer a feeling of complete satisfaction. Thank you again for the continued support for success. ### 5/5 — Perfect for my business! *2015-09-26, version 1.18* Does everything I need and more! ## Frequently asked questions about Credit Card Machine ### What does the Credit Card Machine app do? This app enables businesses to accept credit card payments from customers through various methods, including swiping, keying in details, invoices, and recurring billing. It also provides tools for managing sales, customer data, and even offers a free online webstore. ### What are the key features of this app? Key features include accepting Visa, MasterCard, Discover, and American Express, processing payments on iPhone, iPad, and computers, creating customizable invoices with a 'Pay Now' option, setting up automatic recurring billing, and a free online webstore for 24/7 sales. ### How much does it cost to use this app? The app itself is free to download and use. Transaction fees apply per swipe or keyed-in sale, starting at 1.59% for swipes. There are no monthly statement fees, PCI compliance fees, or annual fees. A free universal card reader is also available. ### What devices is this app compatible with? The app is designed to run on iPhone, iPod touch, and iPad devices. It also offers online access through a computer via the Merchant Dashboard. ### How quickly will I receive my funds? Funds from credit card sales are typically deposited into your checking account within 1-2 business days, allowing for fast access to your earnings. ## Version history (last 5 releases) ### 1.18 — 2015-08-04 This app has been updated by Apple to display the Apple Watch app icon. Minor bug fixes and improvements ### 1.17 — 2015-07-21 Hardware updates Improved reporting Minor bug fixes and improvements ### 1.16 — 2014-01-27 Hardware updates Easier log in and password reset Improved reporting Minor bug fixes and improvements ### 1.15 — 2013-11-01 Fix for tips in latest OS 7 ### 1.14 — 2013-10-02 iOS 7 swiper updates ## Related topics [mpoint merchant](https://appshunter.io/ios/topics/mpoint-merchant) · [credit card payment accept](https://appshunter.io/ios/topics/credit-card-payment-accept) · [etp card processing ltd](https://appshunter.io/ios/topics/etp-card-processing-ltd) · [card swiper](https://appshunter.io/ios/topics/card-swiper) · [ebizcharge for credit card processing](https://appshunter.io/ios/topics/ebizcharge-for-credit-card-processing) · [aplus merchant](https://appshunter.io/ios/topics/aplus-merchant) · [terminal card](https://appshunter.io/ios/topics/terminal-card) · [getepay merchant](https://appshunter.io/ios/topics/getepay-merchant) · [hosian merchant management](https://appshunter.io/ios/topics/hosian-merchant-management) · [mosmos merchant](https://appshunter.io/ios/topics/mosmos-merchant) · [getit accept](https://appshunter.io/ios/topics/getit-accept) · [where to buy qgiv credit card terminals](https://appshunter.io/ios/topics/where-to-buy-qgiv-credit-card-terminals) · [redboxx merchant](https://appshunter.io/ios/topics/redboxx-merchant) · [HC Merchant](https://appshunter.io/ios/topics/hc-merchant) · [cheangsim center merchant](https://appshunter.io/ios/topics/cheangsim-center-merchant) · [transaction processing](https://appshunter.io/ios/topics/transaction-processing) · [merchant account provider](https://appshunter.io/ios/topics/merchant-account-provider) · [credit card generator](https://appshunter.io/ios/topics/credit-card-generator) · [opportunity merchant](https://appshunter.io/ios/topics/opportunity-merchant) · [t360 merchant](https://appshunter.io/ios/topics/t360-merchant) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-09.*