# Credit Card Payment Calculator — Debt management and tracking

> Calculate credit card payoff time and monthly payments based on balance and interest. (iPhone/iPad app by Phan Nhat Đang.)

- Source: https://appshunter.io/ios/app/credit-card-payment-calculator/id1551269755 (this page in markdown: same URL + `.md`)
- Developer: [Phan Nhat Đang](https://appshunter.io/developer/1437390098)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 4.50/5 from 94 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 5 MB
- Languages: American English, Czech, Danish, Dutch, Finnish, French (France), German (Germany), Indonesian, Italian, Japanese and 12 more
- Released: 2021-02-08
- Data updated: 2026-08-16
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/credit-card-payment-calculator/id1551269755/reviews.md

## What is Credit Card Payment Calculator?

Plan your credit card payoff with a simple, intuitive calculator. Enter your balance, interest rate, and either a monthly payment or payoff timeframe to estimate your payoff period, required payment, total interest, and total cost.

Features:
- Monthly payment calculator
- Payoff timeframe calculator
- Payment schedule
- Interest and principal chart
- Saved calculations
- CSV export
- Currency symbol selection

DISCLAIMER:
This app is a calculation tool and should not be considered financial, investment, legal, or tax advice. The results are for reference only and should not be relied upon as a basis for any financial decisions. Users should evaluate independently and exercise caution before making decisions.

SUBSCRIPTION INFORMATION
This subscription package offers users unlimited access to all app features throughout the subscription period. 

• Payment will be charged to iTunes Account at confirmation of purchase.
• Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period.
• Account will be charged for renewal within 24 hours prior to the end of the current period, and identify the cost of the renewal.
• Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
• Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable.

Privacy Policy: https://13520178.github.io/CreditCardCalculator/policy.html
Terms of Use: https://13520178.github.io/CreditCardCalculator/terms.html

We are happy to serve you. If you have any request, don't hesitate to contact us.
- phannhatd@gmail.com

## Key features

- Calculate monthly payments
- Determine payoff timeframe
- Intuitive and easy to use
- Debt management tool
- Track credit card payments

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Annual Subscription | $6.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Unlock all features | $2.99 | one-time |


## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/credit-card-payment-calculator/id1551269755/reviews.md

### 1/5 — 취소요청

*2026-07-07*

취소해주세요

**Developer response:** 안녕하세요. 리뷰를 남겨주셔서 감사합니다.
해당 리뷰만으로는 어떤 내용을 취소하시려는지 확인하기 어렵습니다. 앱 관련 문제이거나 구독 취소에 도움이 필요하시면 자세한 내용을 알려주세요. 기꺼이 도와드리겠습니다.

### 2/5 — Don’t know or can’t edit entries unless its resaved

*2025-07-30*

Not able to edit entries unless you save again and its a totally new entry then

### 2/5 — Replacement type

*2022-01-27*

The app doesn’t allow you to change the repayment type eg weekly, f/night only monthly option

## Frequently asked questions about Credit Card Payment Calculator

### How does Credit Card Payment Calculator help manage debt?

Credit Card Payment Calculator allows you to input your credit card balance and interest rate. It then provides options to calculate either the expected monthly payment or the time it will take to pay off the debt, aiding in financial planning.

### What are the subscription options for Credit Card Payment Calculator?

The app offers an Annual Subscription for $6.99, which includes a 7-day free trial. This subscription provides unlimited access to all app features.

### Can I cancel my Credit Card Payment Calculator subscription?

Yes, you can manage your subscription and turn off auto-renewal by going to your Account Settings after purchase. Auto-renewal must be turned off at least 24 hours before the end of the current subscription period.

### Is Credit Card Payment Calculator available on multiple devices?

Yes, Credit Card Payment Calculator is supported on iPhone, iPad, and iPod devices, making it accessible across Apple's ecosystem.

### How often is Credit Card Payment Calculator updated?

The app was last updated on March 14, 2024, indicating ongoing development and support. Version 3.0.0 is the latest release.

### What is the age rating for Credit Card Payment Calculator?

Credit Card Payment Calculator has an age rating of 4+, making it suitable for a wide range of users.

### Does Credit Card Payment Calculator have ads?

Yes, the app contains advertisements. As it is free to download and use, ads are part of the monetization strategy.

### What user feedback is available for Credit Card Payment Calculator?

The app has a high rating of 4.5 stars from 92 ratings, suggesting positive user sentiment regarding its functionality and ease of use.

## Version history (last 5 releases)

### 3.2.0 — 2026-08-06

Bug fixes and performance improvements.

### 3.1.0 — 2026-05-12

Bug fixes and performance improvements.

### 3.0.1 — 2026-04-13

Bug fixes and performance improvements.

### 3.0.0 — 2024-03-14

Optimizing user experience.

### 2.1.0 — 2023-08-14

Bug fixes and performance improvements

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## More apps by Phan Nhat Đang

- [Compound Interest Calc: Growth](https://appshunter.io/ios/app/compound-interest-calc-growth/id1437390099)
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All apps by Phan Nhat Đang: https://appshunter.io/developer/1437390098

## Related topics

[credit card calculator](https://appshunter.io/ios/topics/credit-card-calculator) · [credit card payment calculator](https://appshunter.io/ios/topics/credit-card-payment-calculator) · [credit card payoff](https://appshunter.io/ios/topics/credit-card-payoff) · [credit card payoff calculator](https://appshunter.io/ios/topics/credit-card-payoff-calculator) · [payment calculator schedule](https://appshunter.io/ios/topics/payment-calculator-schedule)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-16.*