# Credit Card Terminal & Reader — Swipe Point of Sale (Stripe)

> Mobile credit card reader and point of sale system for businesses. (iPhone/iPad app by Inner Fence, LLC.)

- Source: https://appshunter.io/ios/app/credit-card-terminal-and-reader/id290137919 (this page in markdown: same URL + `.md`)
- Developer: [Inner Fence, LLC](https://appshunter.io/developer/290137922)
- Category: Business, Finance
- Price: Free
- Rating: 2.93/5 from 14 App Store ratings · 126 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.6 · 58 MB
- Languages: English
- Released: 2019-02-01
- Data updated: 2026-06-11
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/credit-card-terminal-and-reader/id290137919/reviews.md

## What is Credit Card Terminal & Reader?

Accept credit cards. Anywhere. As seen in Apple’s TV ads.

Turn your iPhone or iPad into a mobile credit card terminal and accept payments while you’re on the go. The simple, secure way to ensure you never miss a sale.

Get a free Credit Card Reader accessory when you create your new account.

With Credit Card Terminal, you can swipe or key in credit cards, accept tips, capture signatures, collect sales tax, and print receipts. Even send PDF receipts with a map showing the transaction location.

1. Download the Credit Card Terminal app
2. Enter your business information
3. Instantly start accepting Visa, MasterCard, Discover, and American Express

Already have one of the following accounts? Authorize.Net, Beanstream, Bluefin, BluePay, Braintree, Element Express, First Data, MerchantWARE, NMI, PayPal Payments Pro, PayTrace, Pin Payments, Quantum, Sage Payment, Stripe, USA ePay, or Verifi. Connect it to your Inner Fence account to start processing with it.

Every business is unique, so please contact us with any questions. Our US-based support team will be happy to help you.

Learn more at www.innerfence.com, or email us at support@innerfence.com

## Key features

- Accept credit card payments
- Swipe or key in card details
- Capture tips and sales tax
- Collect signatures
- Send PDF receipts with location
- Integrates with multiple payment gateways

## What do users think of Credit Card Terminal & Reader?

Overall sentiment: neutral

**Pros**

- 👍 Easy to use
- 🚀 Convenient for mobile businesses
- 💡 Impressive customer support
- 🚀 Quick setup and activation
- 👍 Reliable and works well

**Cons**

- 💰 Expensive monthly fees
- 💰 High transaction fees
- 🔒 Concerns about security and hidden charges
- 🐛 Unreliable service and account issues

**Commonly reported bugs**

- Compatibility issues with certain devices or regions
- Inconsistent performance and unreliable transaction processing

**Most requested features**

- Ability to integrate with other merchant services
- More transparent pricing and fee structure
- Improved user interface and functionality

## Recent user reviews (10 of 126)

All indexed reviews: https://appshunter.io/ios/app/credit-card-terminal-and-reader/id290137919/reviews.md

### 1/5 — Basically stripe

*2024-08-14, version 16.0*

If I wanted to use stripe, I would have registered with them. The app makes your believe they are a different company and they have their own terminal but after you register and pay, you have to connect with strip and go through stripe’s terminal

### 5/5 — Works well

*2016-09-12, version 8.4*

We have been using this app for about a year. Just downloaded the latest update and it is working well. 

App is simple, easy to use and the customer service is quick and reasonable.

### 1/5 — $49/mo + 2.9% + US$0.30 per sale?

*2016-05-24, version 9.2*

This os an outrage, 0 stars for this company that takes advantage off small businesses.

### 5/5 — Love my new credit card charging app!

*2016-01-28, version 9.2*

Easy & quick with great US based customer support. Highly recommended by my friends. Glad I made the switch.

### 1/5 — Expensive

*2016-01-24, version 9.2*

I'm happy using "Square" which is fantastic super easy intuitive and cheap.

### 5/5 — Great new simpler look 👍

*2015-10-16, version 9.2*

Loving the new design. Especially on the iPad, the bigger fonts make for a much better counter-height experience. New icon is a great refinement of the old one. Very happy!

### 5/5 — Just upgraded

*2015-09-28, version 9.1*

Bought a new phone iPhone 6 for my biz. Perfect!

### 1/5 — Do not use.

*2015-07-16, version 8.4*

Stay away from this company. They do steal your money. I had a horrible experience with them. They used another corrupt company called Stripe.

### 5/5 — Fantastic app

*2015-05-05, version 8.2*

Great app. Easy to sign up and running transactions is so simple. The support team is great. Would recommend to anyone.

### 1/5 — Junk

*2015-03-19, version 8.1*

I purchased this app years ago. Yes paid for it. It use to connect to my authorize.net account no problem. Now they charge fees to use your own merchant account. So on top of your merchant processing fees this app wants a monthly fee plus add there own processing fees. Avoid this garbage plenty of other apps that offer the same thing for free

## Frequently asked questions about Credit Card Terminal & Reader

### What does the Credit Card Terminal app do?

This app turns your iPhone or iPad into a mobile credit card terminal. It allows you to accept payments from customers anywhere, securely and efficiently. You can swipe or manually enter credit card details, process transactions, and manage sales.

### What are the key features of this app?

Key features include accepting Visa, MasterCard, Discover, and American Express, the ability to accept tips and collect sales tax, capturing customer signatures, and sending PDF receipts that include a map of the transaction location. It also supports integration with numerous payment gateways.

### Is this app free to use?

The app itself is free to download and use. Users may receive a free Credit Card Reader accessory when creating a new account. Standard transaction processing fees from your chosen payment processor will apply.

### What devices is this app compatible with?

The app is designed to work on iPhones and iPads, transforming them into mobile point-of-sale devices. Specific iOS version compatibility is not detailed, but it's intended for use on Apple's mobile operating systems.

### Who is this app best suited for?

This app is ideal for small businesses, freelancers, and mobile vendors who need a flexible and portable solution for accepting credit card payments. It's perfect for businesses that operate outside of a traditional brick-and-mortar store.

## Version history (last 5 releases)

### 26.0 — 2025-09-17

Bug fixes and updates.

### 18.0 — 2024-09-16

Bug fixes

### 16.0 — 2023-01-12

Support for Tap to Pay on iPhone when using US-based Stripe account

### 13.3 — 2022-03-22

Bug fixes

### 13.2 — 2022-02-25

Fixes crash on settings screen in certain situations

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| --- | --- | --- | --- |
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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-11.*