# Credit Genius: Score & Games — AI Credit Builder & Monitor

> AI credit builder and monitor that reports rent payments and offers financial games. (iPhone/iPad app by THE GREAT AMERICAN CREDIT SECRET LLC.)

- Source: https://appshunter.io/ios/app/credit-genius-score-and-games/id6480586955 (this page in markdown: same URL + `.md`)
- Developer: [THE GREAT AMERICAN CREDIT SECRET LLC](https://appshunter.io/developer/1714891287)
- Category: Finance, Education
- Price: Free with in-app purchases
- Rating: 4.80/5 from 147 App Store ratings · 79 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 156 MB
- Languages: American English
- Released: 2025-05-12
- Data updated: 2026-09-03
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/credit-genius-score-and-games/id6480586955/reviews.md

## What is Credit Genius?

Credit Genius: Score & Games AI Credit Builder & Monitoring

Stop leaving money on the table. Turn your largest monthly expense into your biggest credit builder with Genius Rent Boost™. Whether you’re starting from scratch or aiming for the 800 club, Credit Genius uses elite AI to guide your moves. No debt required—just your rent and your resolve.

Inside Credit Genius:

Genius Rent Boost™: Report your rent to Experian® and backdate payments for an instant score impact.

Credit Games®: Master the rules of money with our trademarked interactive challenges.

AI Credit Assistant: Your 24/7 coach for navigating disputes, funding, and FICO® growth.

Elite Monitoring: Free Experian credit tracking and fraud protection—all in one place.

Why Millions Choose Genius:

No Hard Credit Check: Build your path without damaging your score.

Instant Backdating: Get credit for up to 24 months of past rent payments.

Security First: Bank-level encryption and 24/7 identity monitoring.

Download now and Win. At. Credit.

Terms of use: https://www.credit-genius.com/terms-conditions

Privacy policy: https://www.credit-genius.com/privacy-policy

FAQ: https://www.credit-genius.com/faq

## Key features

- Report rent payments to Experian
- Backdate rent payments up to 24 months
- Interactive credit building games
- AI credit assistant for disputes
- Free Experian credit tracking
- Fraud protection

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Genius Shield | $7.99 | per month |
| Genius Elite | $24.99 | per month |
| Genius Elite | $12.49 | per month |
| Genius Shield | $3.99 | per month |
| Genius Unlimited | $7.49 | per month |
| Genius Elite | $19.99 | per month |
| Genius Shield | $4.99 | per month |
| Genius Plus | $9.99 | per month |
| Identity Protection Monthly | $4.99 | per month |
| Platinum Premium Monthly | $29.99 | per month |
| Gold Premium Monthly | $19.99 | per month |
| Silver Premium Monthly | $9.99 | per month |
| Gold Premium Monthly | $19.99 | per month |
| Platinum Premium Monthly | $29.99 | per month |
| Silver Premium Monthly | $9.99 | per month |
| Platinum Premium Monthly | $29.99 | per month |
| Silver Premium Monthly | $9.99 | per month |
| Gold Premium Monthly | $19.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Module 1 | $99.00 | one-time |


## Recent user reviews (10 of 79)

All indexed reviews: https://appshunter.io/ios/app/credit-genius-score-and-games/id6480586955/reviews.md

### 5/5 — Game Changer for My Credit!

*2026-07-17*

I absolutely love the Credit Genius app! It’s easy to navigate, reasonably priced, and has been a game changer for my credit journey. Since I started using Credit Genius, my credit score has increased significantly, and I’ve gained so much knowledge about how credit works and how to build healthy financial habits. One of my favorite features is the credit boosting option. It has been a great addition and makes it even easier to maximize your credit potential. I highly recommend Credit Genius to anyone who’s serious about improving their credit and increasing their financial knowledge.

### 5/5 — Life changing!

*2026-04-01, version 4.0.12*

I have to be honest , Downloading CG changed my life ! My credit was so bad. 
I also wasn’t taught about the credit game . I used my consistent payments from my rent and knowledge from the app to get a better apartment and car !!! 
DO NOT SLEEP ON THIS LIFE CHANGING APP!

### 5/5 — Amazing

*2026-01-23, version 4.0.8*

Congratulations Mr. Sallis on your book launch. Amazing informational session. Credit Genius

Lindsay R.

### 5/5 — Game Changer

*2026-01-15, version 4.0.8*

A much needed and appreciated tool! Highly recommend!

### 5/5 — It’s so many benefits

*2026-01-11*

I knew I had to download it when so many people were telling me that they never seen a type of app before and it’s like other credit apps on steroids and the fact that it has really helpful tools and that it’s customized to you. This is definitely something that will level up your credit! They don’t call it Credit Genius for anything.

- LaYauna

### 5/5 — App

*2026-01-10*

This app has truly helped me take control of my credit. Everything is explained in a clear and simple way, which made the process less stressful for me. I feel more informed, more confident, and finally like I’m moving in the right direction financially. Great tool for anyone trying to rebuild or improve their credit.

### 5/5 — A new and easier way to look at credit!

*2026-01-09*

This application is engaging, knowledgeable source, and fun. Having trivia games and associating your personal credit to get real results and a game changer, credit genius as the name is a no brainer I highly recommend anyone looking to get elevated credit wise to look no further.

### 5/5 — Lenette Fontana CA

*2026-01-09*

Great company has lot of features that I never seen on credit apps before, the whole setup is very professional and caters to each customers personal needs, very easy to access and you can ask concerns and questions is plus 🥰

### 5/5 — Number 1 Credit App !!!

*2026-01-09*

The Credit Genius app is very easy to use and extremely informative. It clearly shows your credit score, explains what’s affecting it, and answers credit questions in a simple way that’s easy to understand. Everything is well organized and effortless to manage. This is an amazing app for anyone who wants to stay on top of their credit without feeling overwhelmed. Highly recommend!

LaTonya Bonds

### 5/5 — Rebuilding My Credit Profile

*2026-01-09*

The Credit Genius App has become one of the most helpful and efficient financial tools in my digital wallet. Whether you’re just starting your credit journey or trying to improve a score that’s taken hits over time, this app makes tracking and understanding your credit simple and stress-free

Recardo Bonds

## Frequently asked questions about Credit Genius

### What does Credit Genius do?

Credit Genius is an AI-powered app designed to help you build and monitor your credit score. It allows you to report your rent payments to Experian, which can provide an instant score impact. The app also offers interactive games to improve financial literacy and an AI assistant for credit-related guidance.

### How can I build credit with this app?

You can build credit by using the Genius Rent Boost™ feature, which reports your on-time rent payments to Experian. The app also allows for backdating past rent payments up to 24 months, providing a significant boost to your credit history without requiring you to take on new debt.

### Is there a cost to use Credit Genius?

The app is free to download and offers core features like free Experian credit tracking and fraud protection. However, it does have in-app purchases, suggesting that some advanced features or services may require payment.

### What kind of credit monitoring does it offer?

Credit Genius provides free Experian credit tracking, allowing you to keep an eye on your credit report. It also includes fraud protection, which helps safeguard your identity and financial information.

### Can I use this app if I have no credit history?

Yes, the app is designed for individuals starting from scratch or aiming to improve their credit. By reporting rent payments and engaging with the AI assistant and games, you can build a positive credit history even without traditional debt.

## Version history (last 5 releases)

### 5.2.3 — 2026-09-02

Bug fixes and improvements:
- Fixed AI Chat keyboard overlap issue
- Fixed Credit Scrambler answer recording bug
- Fixed unresponsive navigation button
- Fixed sign-in and navigation crashes
- Fixed credit score dialog overlap
- Updated Credit Snap and Swipe game

### 5.2.1 — 2026-08-08

We’ve improved how your credit score appears on the Home screen.
- Fixed an issue that could display “?” instead of your credit score.
- Added a clearer loading experience while retrieving your latest score.
- Improved automatic retry handling when a score is temporarily unavailable.
- Added helpful navigation options while your score is loading.
- Enhanced overall stability and reliability.

### 4.1.0 — 2026-07-13

Bug fixes, performance improvements, and RentBoost enhancements

### 4.0.16 — 2026-07-10

Bug fixes, performance improvements, and enhancements to RentBoost for a smoother, more reliable experience.

### 4.0.15 — 2026-06-27

We've made several improvements to enhance your experience, including fixes for subscription management, crashes, analytics, login, profile, RentBoost, and premium features. We've also improved app performance, UI consistency, navigation, and overall stability across iOS

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## More apps by THE GREAT AMERICAN CREDIT SECRET LLC

- [Great American Credit Secret](https://appshunter.io/ios/app/great-american-credit-secret/id6471166974)

All apps by THE GREAT AMERICAN CREDIT SECRET LLC: https://appshunter.io/developer/1714891287

## Related topics

[credit games](https://appshunter.io/ios/topics/credit-games)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*