# Credit Karma — Credit Score — Make financial progress today

> Free credit score and report monitoring with personalized insights and offers. (iPhone/iPad app by Credit Karma, Inc..)

- Source: https://appshunter.io/ios/app/credit-karma-credit-score/id1398558151 (this page in markdown: same URL + `.md`)
- Developer: [Credit Karma, Inc.](https://appshunter.io/developer/519816000)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.82/5 from 97,570 App Store ratings · 196 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 121 MB
- Languages: British English, Canadian French
- Released: 2020-01-13
- Data updated: 2026-08-27
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/credit-karma-credit-score/id1398558151/reviews.md

## What is Credit Karma?

Check your free credit score and credit report with Intuit Credit Karma and stay on top of your credit. Get regular updates, alerts, and insights to help you understand what’s affecting your score.

Boosting your credit score could help you access better credit cards, lower interest rates, and smarter loan options. That means more money to put towards paying off debt, saving for a house deposit, or planning that dream holiday.

With the Credit Karma app, you can easily monitor your credit, track your progress over time, and get clear, personalised insights to help keep your credit score moving in the right direction.

Join over 140 million members worldwide, including millions in the UK, who are making financial progress with Credit Karma.


Features:

  • Check your free credit score and credit report in one secure place

  • Get regularly updated credit reports so you always know where you stand

  • Receive credit monitoring alerts when something changes

  • Browse credit card and loan offers
 
  • See how likely you are to be approved before you apply

  • Track the key factors affecting your credit score and learn how to improve it
 
  • Get personalised tips and insights to help you reach your goals
 
  • Check your eligibility for credit — with no impact on your credit score


Signing up is quick and easy:
 Tell us about you — it only takes a couple of minutes.
 Answer a few security questions to help protect your identity.
 Get your free credit score and free credit report. 

We treat your data like it’s our own. Credit Karma only uses your data with your permission and does not share your personal information with unaffiliated third parties for their own advertising.

## Key features

- Free credit score and report access
- Credit monitoring alerts
- Personalized insights for score improvement
- Tailored credit card and loan offers
- Likelihood of approval displayed
- Credit score progress tracking

## Recent user reviews (10 of 196)

All indexed reviews: https://appshunter.io/ios/app/credit-karma-credit-score/id1398558151/reviews.md

### 5/5 — Great support

*2026-08-19, version 26.31*

Ck has been a guide and support since I join am grateful 😘

### 5/5 — My credit

*2026-08-19, version 26.31*

It has been a great tool to help me build my credit score, it helps me manage my credit and keep on top of my finances ensuring I always have the best deals available to me

### 5/5 — Easy to use

*2026-08-18, version 26.31*

Used this app to check for loans and credit cards very easy and straightforward to use will highly recommend to anyone.

### 5/5 — Score

*2026-08-16, version 26.31*

Excellent service

### 5/5 — Stu

*2026-08-13, version 26.31*

Great site

### 1/5 — Poor monitoring

*2026-08-10, version 26.31*

Credit Karma has based my rating on a nuisance claim put in by Rogers communications.  I have an email from Roger’s saying that I have a credit for $200, and have tried to pass that information on.  I got a huge run around.  The original false claim was for $455. Since that time I had paid off the remaining  balance of a car loan for $7700, no change; and every bill remains paid in advance!

### 5/5 — Bravos

*2026-08-08, version 26.31*

Excellent app! Helped me to control my financial life!

### 5/5 — Great App and service

*2026-08-07, version 26.31*

Keeping informed about my credit score and status is very important to me ma d should be to everyone. CK makes that a breeze. Check it daily or on alerts and Pla ahead constantly prior to big financial moves .

### 4/5 — One of the best thing that has happen to my finances

*2026-08-07, version 26.31*

Credit Karma has been one of the best thing that has happened to me this year. It has helped me me improve my credit score, grow my finances and made me credit worthy.

### 2/5 — Numbers Change for No Reason

*2026-08-06, version 26.31*

From one day to the next number goes up then it goes down for no real reason - nothing changing in credit card balance except payments with a balance going down! No new credit checks etc!

## Frequently asked questions about Credit Karma

### How do I sign up for Credit Karma?

Signing up for Credit Karma is quick and easy. You'll need to provide some personal information and answer a few security questions to protect your identity. Once completed, you'll gain access to your free credit score and report.

### Is Credit Karma safe to use?

Yes, Credit Karma prioritizes user data security. They use your information with your permission and do not share personal data with unaffiliated third parties for their own advertising purposes. Your data is treated with care.

### Does Credit Karma affect my credit score?

No, checking your credit score and report through Credit Karma does not impact your credit score. You can also browse credit offers with no impact on your score.

### What kind of credit offers can I find on Credit Karma?

Credit Karma provides access to exclusive offers from top Canadian lenders, including credit cards and loans. These offers are tailored to your credit profile, and you can see your likelihood of approval before applying.

### How often is my credit report updated on Credit Karma?

You will receive regular credit report updates so you always know where you stand. Credit Karma also provides credit monitoring alerts when something changes on your report.

### What devices does Credit Karma support?

Credit Karma is available as a mobile application. While specific device compatibility isn't detailed, it is designed for use on smartphones and tablets.

### What is the age rating for Credit Karma?

Credit Karma has an age rating of 4+. This indicates it is suitable for users of all ages, with no age restrictions mentioned.

### How does Credit Karma help me improve my credit score?

Credit Karma offers personalized tips and insights to help you improve your credit score. You can track the key factors affecting your score and view your progress with an easy-to-read credit score graph.

## Version history (last 5 releases)

### 26.31 — 2026-07-27

Bug fixes and performance improvements.

### 26.28 — 2026-07-13

Bug fixes and performance improvements.

### 26.10 — 2026-03-09

Bug fixes and performance improvements.

### 25.48 — 2025-11-20

Bug fixes and performance improvements.

### 25.45 — 2025-11-04

Bug fixes and performance improvements.

## More apps by Credit Karma, Inc.

- [Intuit Credit Karma](https://appshunter.io/ios/app/intuit-credit-karma/id519817714)

All apps by Credit Karma, Inc.: https://appshunter.io/developer/519816000

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*
