# Credit repair & Score Check — Credit score repair guide

> Interactive financial toolkit for credit score improvement and debt management. (iPhone/iPad app by yoav fael.)

- Source: https://appshunter.io/ios/app/credit-repair-and-score-check/id1658269626 (this page in markdown: same URL + `.md`)
- Developer: [yoav fael](https://appshunter.io/developer/977976268)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 5.00/5 from 4 App Store ratings · 2 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.6 · 19 MB
- Languages: American English
- Released: 2022-12-10
- Data updated: 2026-07-08
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/credit-repair-and-score-check/id1658269626/reviews.md

## What is Credit repair & Score Check?

Learn how to check and repair your credit score to improve your loans. Full free guide This Credit Score and Credit Repair course is your opportunity to understand why and how you should handle your credit score.

THE ULTIMATE DIY FINANCIAL TOOLKIT:
We’ve completely rebuilt the app. It is no longer just a course, it is now a powerful, interactive financial toolkit designed to help you analyze your score, dispute errors, crush debt, and simulate loans.

Take control of your financial future without paying expensive credit repair agencies.

■ CREDIT SCORE ESTIMATOR & TRACKER
Don't guess where your credit stands. Answer a few simple questions to instantly calculate your estimated credit score range without requesting an official report.
• 100% Safe: Checking your estimated score here will NOT trigger a hard pull or hurt your credit.
• Discover exactly which factors (payment history, utilization, etc.) are impacting your rating.
• Get a personalized, step-by-step action plan to boost your numbers.
 
■ AUTOMATED DISPUTE LETTER GENERATOR
Stop struggling with complex legal formats. Our interactive wizard helps you create FCRA-compliant dispute letters in minutes.
• Choose your target bureau: Experian, Equifax, or TransUnion.
• Instantly generate a perfectly formatted PDF ready to print and mail.

■ DEBT PAYOFF PLANNER
Discover exactly how fast you can become debt-free.
• Calculate standard monthly payments and total interest.
• Use the "Accelerated Payoff Strategy" feature to add extra monthly payments.

■ SMART LOAN SIMULATOR
Never sign a bad loan again. Analyze the true cost of borrowing before you commit to an auto loan or mortgage.
• Calculate your Loan-to-Value (LTV) ratio instantly.
• Get smart warnings for high-risk loans and potential PMI requirements.
• Compare interest rates to gain negotiation power with lenders.

■ 100% PRIVATE & SECURE (NO SERVERS)
Your sensitive financial data is yours alone. Unlike other apps, we never ask you to transmit your Social Security Number (SSN) over the internet.
• All calculators and PDF generators process your data strictly locally on your device.
• No servers, no data sharing, no tracking.
• Total privacy for your peace of mind.

■ FICO MASTERY COURSE
Still need to learn the basics? Access our comprehensive, step-by-step educational modules. Learn exactly what impacts your credit score, how to read your reports, and the proven AZEO method to boost your rating naturally.


WHO IS THIS APP FOR?
• Homebuyers looking to secure a mortgage with lower interest rates.
• Individuals who have been rejected for auto loans or credit cards.
• Anyone dealing with unfair reporting, charge-offs, or collections.
• People overwhelmed by credit card debt looking for a strategic payoff plan.

WHAT CAN YOU DISPUTE?
Using our automated letter generator, you can challenge various inaccurate, incomplete, or unverifiable items under the Fair Credit Reporting Act (FCRA), including:
• Late Payments
• Collections & Charge-offs
• Hard Inquiries
• Bankruptcies & Foreclosures
• Identity Theft & Fraudulent Accounts

FREQUENTLY ASKED QUESTIONS
Q: Will using this app lower my credit score?
A: Absolutely not. Our score estimator uses soft-inquiry logic. It does not perform a hard pull on your credit report, making it 100% safe to use.

Q: Do I need to pay a monthly subscription to agencies?
A: No. This is a Do-It-Yourself (DIY) toolkit. We provide the generators and templates; you mail the letters directly to the bureaus, saving hundreds of dollars.

Q: Is my personal information safe?
A: Yes. We designed this app with a privacy-first approach. Your SSN, income, and dispute details are processed locally on your iPhone. We do not store your data on external cloud servers.

Download now to unlock your ultimate financial toolkit and start repairing your credit today!

Privacy Policy: http://better-courses.com/privacypolicy
Terms of Service: http://better-courses.com/terms-of-service

## Key features

- Credit score estimator and tracker
- Automated dispute letter generator
- Debt payoff planner
- Smart loan simulator
- FICO mastery course
- Local data processing for privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Credit repair Check guide Monthly | $3.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Credit repair & Check guide | $19.99 | one-time |


## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/credit-repair-and-score-check/id1658269626/reviews.md

### 5/5 — Very useful

*2025-04-02*

"I highly recommend this app for anyone looking to improve their credit score and track store checks. A great tool for boosting your financial health!"

### 5/5 — Highly recommended

*2025-04-01*

This app seriously helped me take control of my credit, it’s user-friendly, gives clear action steps, and my score improved faster than I expected! Minor gripe: the dashboard sometimes loads slowly, but the results speak for themselves. Highly recommend

## Frequently asked questions about Credit repair & Score Check

### How does Credit repair & Score Check estimate my credit score?

Credit repair & Score Check estimates your credit score by asking a few simple questions. This process is 100% safe and will NOT trigger a hard pull or hurt your credit score, as it does not request an official report.

### What kind of dispute letters can Credit repair & Score Check generate?

Credit repair & Score Check can generate FCRA-compliant dispute letters for various inaccurate, incomplete, or unverifiable items on your credit report, including late payments, collections, and charge-offs. You can choose to target Experian, Equifax, or TransUnion.

### How does the debt payoff planner in Credit repair & Score Check work?

The debt payoff planner allows you to calculate standard monthly payments and total interest. It also features an 'Accelerated Payoff Strategy' to help you determine how quickly you can become debt-free by adding extra monthly payments.

### Is my financial data secure with Credit repair & Score Check?

Yes, Credit repair & Score Check is 100% private and secure. All calculators and PDF generators process your data strictly locally on your device, meaning no servers are used, no data is shared, and no tracking occurs.

### What educational content is available in Credit repair & Score Check?

Credit repair & Score Check includes a comprehensive FICO Mastery Course with step-by-step educational modules. You can learn what impacts your credit score, how to read your reports, and the AZEO method to naturally boost your rating.

### What are the subscription options for Credit repair & Score Check?

Credit repair & Score Check offers a 'Credit repair Check guide Monthly' subscription plan for $3.99 per month. This plan provides access to the guide and its features on a recurring basis.

### On which devices can I use Credit repair & Score Check?

Credit repair & Score Check is available for iPhone, iPad, and iPod devices. It is designed to be accessible on Apple's mobile operating systems.

### How often is Credit repair & Score Check updated?

The latest version of Credit repair & Score Check is 1.1, and it was last updated on March 20, 2026. This indicates a recent update and ongoing development for the application.

## Version history (last 2 releases)

### 1.1 — 2026-03-20

THE ULTIMATE DIY FINANCIAL TOOLKIT:
We’ve completely rebuilt the app. It is no longer just a course, it is now a powerful, interactive financial toolkit designed to help you analyze your score, dispute errors, crush debt, and simulate loans.

### 1.0 — 2022-12-10

No release notes.

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All apps by yoav fael: https://appshunter.io/developer/977976268

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-08.*