# Credit Score & Repair Guide — Learn and improve your score

> Educational guide to understanding and improving credit scores and reports. (iPhone/iPad app by Anna Fael.)

- Source: https://appshunter.io/ios/app/credit-score-and-repair-guide/id1481468373 (this page in markdown: same URL + `.md`)
- Developer: [Anna Fael](https://appshunter.io/developer/1473845897)
- Category: Finance, Business
- Price: Free
- Rating: 4.58/5 from 26 App Store ratings · 9 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.4 · 7 MB
- Languages: English
- Released: 2020-05-05
- Data updated: 2026-07-05
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/credit-score-and-repair-guide/id1481468373/reviews.md

## What is Credit Score & Repair Guide?

This 6 lesson mini-course will show you how to get a free credit score, learn about score Check, Credit monitoring (credit tracker), credit repair (credit fix), and more

Those financial domains are often threatening but don’t worry, we are here to make it simple and understandable – all you need to do is put the time and effort into learning.

Your credit score or credit rating is very significant, it may affect your future when Applying for a loan, applying for a job, leasing an apartment, and more.
Sometimes the lack of knowledge causes many problems that could be avoided, this is your opportunity to build your credit score right, learn about free credit score alternatives and different credit reporting agencies (the major ones are Equifax, Experian, and Transunion), learn basic concepts that you should know, from fico score to credit freeze (credit lock), credit monitoring and more.

In this mini-course :
# Lesson 1: Calculating a credit score - Credit scores vary from a scoring model to another, but in general, the FICO scoring system is the standard in the U.S., Canada, and other global areas. It is important that you’ll understand how the score is calculated, so you will be able to position yourself in the best possible way.

# Lesson 2: Credit Bureaus – three bureau credit report - A credit bureau is a collection agency that gathers account information from various creditors and provides that information to a consumer reporting agency (called a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in India). Most U.S. consumer credit information is collected and kept by the four national traditional consumer reporting agencies: Experian, Equifax, TransUnion, and Innovis.
# Lesson 3: Credit freeze – Credit Lock - also known as a credit report freeze, a credit lock down, or a security freeze, allows an individual to control how a U.S. consumer reporting agency (credit bureaus: Equifax, Experian, TransUnion, Innovis) is able to sell his or her data. The credit freeze locks the data at the consumer reporting agency until an individual gives permission for the release of the data.
# Lesson 4: Acquiring and understanding credit reports and credit scores - Consumers can typically check their credit history by requesting credit reports from credit agencies and demanding correction of information if necessary.
In the US, the Fair Credit Reporting Act governs businesses that compile credit reports. These businesses range from the big three credit reporting agencies, Experian, Equifax, and TransUnion, to specialty credit reporting agencies that cater to specific clients including payday lenders, utility companies, casinos, landlords, medical service providers, and employers. The consumer credit reporting agencies it governs provide a free copy of the credit reports for any consumer who requests it, once per year.

# Lesson 5: free credit monitoring and credit tracker - Credit report monitoring or credit tracking is the monitoring of one’s credit history in order to detect any suspicious activity or changes. Companies offer such services on a subscription basis, typically granting regular access to one’s credit history, alerts of critical changes to one’s credit history, and additional services. Credit monitoring can help detect credit related fraud and identity theft.

# Lesson 6: fix your credit score – credit repair - Credit score is calculated also by taking into account your history, but there are a few things that you can do to create a real impact on your credit score. If you are looking for credit repair, you should consider 11 steps, we will guide you on each of the credit repair steps in the mini course.

Download now!

## Key features

- Free credit score access
- Credit report analysis
- Credit monitoring explained
- Credit repair strategies
- Understanding FICO scores
- Credit bureaus and agencies

## Recent user reviews (9 of 9)

All indexed reviews: https://appshunter.io/ios/app/credit-score-and-repair-guide/id1481468373/reviews.md

### 1/5 — 🙂

*2024-03-22*

会收费的，然后还看不到任何东西

### 5/5 — Awesome guide

*2020-05-20*

Credit score app Guide is actually an awesome app that guides you about how you calculate a credit score, free credit monitoring and credit tracker and also fixing your credit score really very useful and helpful app thanks for creating this app.

### 5/5 — Good lessons

*2020-05-19*

Before you can improve your credit score, you need to know how your score is calculated. Knowing the factors that go into determining your score, give you the opportunity to make decisions that will move you towards an increased credit score and make sure you stay there. I like this app learn a lot from your lessons help your score not damaged by fraud or mistakes on your report.

### 5/5 — Easy App

*2020-05-17*

Easy to download and very friendly App.. i like that you can see quick course lessons and reminders so you don’t lose control of my credit score.

### 5/5 — Credit Score Guide

*2020-05-14*

It is very informative app I like it.

### 5/5 — Great app

*2020-05-13*

I learned so much about credit score with these 6 lessons, I know how to get a free credit score and how to repair it. This app really makes it simple so everyone can understand.

### 5/5 — Just informative

*2020-05-12*

Credit score app guide is one of the best app I use on my iPad, this app helped me to learn about credit scores, I really enjoyed reading all the lessons on the quarantine that happens today, I liked its UI and UX since it is easy to use and smooth and showing no lag based on my experience. Keep it up.

### 5/5 — Amazing app

*2020-05-11*

Its summarized to all accounts credits , providing information and I am enjoying the performance of this app 👍🏽👍🏽 very useful

### 5/5 — So nice

*2020-05-07*

I love the idea that it is a collection agency that gathers account information from various creditors and provides that information to me so it help me know and report my credit score. The is simple and clear and have a lot of great tips and guidance.

## Frequently asked questions about Credit Score & Repair Guide

### What is the Credit Score & Repair Guide app?

The Credit Score & Repair Guide app offers a 6-lesson mini-course designed to teach users about obtaining a free credit score, understanding credit reports, and implementing credit repair strategies. It aims to simplify complex financial concepts for better financial management.

### How does the Credit Score & Repair Guide app help improve my credit?

The app educates users on how credit scores are calculated, the role of credit bureaus like Experian, Equifax, and TransUnion, and the importance of credit reports. By understanding these factors, users can take informed steps to improve their creditworthiness.

### Is the Credit Score & Repair Guide app free to use?

Yes, the Credit Score & Repair Guide app is completely free to use. It does not require any payment or subscription to access its educational content.

### Does the Credit Score & Repair Guide app have ads?

No, the Credit Score & Repair Guide app does not contain advertisements. Users can access the learning material without any interruptions from ads.

### What devices is the Credit Score & Repair Guide app available on?

The Credit Score & Repair Guide app is available on iPhone, iPad, and iPod devices. It is designed for iOS users looking to improve their financial knowledge.

### How often is the Credit Score & Repair Guide app updated?

The Credit Score & Repair Guide app was last updated on September 14, 2022, with version 1.3. This indicates a moderate update frequency, ensuring the content remains relevant.

### What is the age rating for the Credit Score & Repair Guide app?

The Credit Score & Repair Guide app has an age rating of 4+. This means it is suitable for users of all ages, providing fundamental financial education.

### What are the main credit bureaus mentioned in the app?

The app frequently mentions the three major U.S. credit bureaus: Experian, Equifax, and TransUnion. It also touches upon Innovis as another significant consumer reporting agency.

## Version history (last 4 releases)

### 1.3 — 2022-09-14

This 6-lesson mini-course will show you how to get a free credit score, learn about score check, credit monitoring, credit repair, get a better score, and better loans.

### 1.2 — 2022-03-15

GUI Updated..

### 1.1 — 2022-03-05

GUI Updated.

### 1.0 — 2020-05-05

No release notes.

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All apps by Anna Fael: https://appshunter.io/developer/1473845897

## Related topics

[free credit score improve](https://appshunter.io/ios/topics/free-credit-score-improve) · [credit score repair](https://appshunter.io/ios/topics/credit-score-repair)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-05.*