# Credit Score Check and Report — Finance Calculator & Tracker > On-device credit score estimator, financial calculators, and educational resources. (iPhone/iPad app by Asha Avaiya.) - Source: https://appshunter.io/ios/app/credit-score-check-and-report/id6759826697 (this page in markdown: same URL + `.md`) - Developer: [Asha Avaiya](https://appshunter.io/developer/1880989912) - Category: Finance, Utilities - Price: Free - Rating: 4.30/5 from 6 App Store ratings - Age rating: 17+ - Requires: iOS 16.0 · 23 MB - Languages: American English - Released: 2026-03-24 - Data updated: 2026-08-19 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/credit-score-check-and-report/id6759826697/reviews.md ## What is Credit Score Check and Report? Credit Score Check and Report is a free personal finance app that helps you estimate your credit score, understand the factors behind it, and take control of your financial health - all on your device, with complete privacy. CREDIT SCORE ESTIMATOR Complete a guided 5-step assessment covering employment, income, debt, credit utilization, and payment history. Get an estimated score in the 300-900 range instantly. All calculations happen on-device. Nothing is sent to any server. SCORE HISTORY AND GOAL TRACKING Every assessment is saved locally. Set a personal target score and track your progress over time with a visual chart and progress indicator. WHAT IF SCORE SIMULATOR See how financial decisions could affect your score before you make them. Simulate scenarios like: - Paying off debt - Opening a new credit card - Missing a payment - Taking a new loan - Adjusting credit utilization 15+ FINANCIAL CALCULATORS Everything you need in one place: - EMI Calculator - plan monthly loan payments - Loan Comparison - compare two loans side by side - Debt Payoff Planner - snowball or avalanche method - Credit Utilization Calculator - RD Calculator - Recurring Deposit returns - FD Calculator - Fixed Deposit returns - SIP Calculator - Systematic Investment Plan - Emergency Fund Calculator - Budget Tracker - Retirement Planner - EPF Calculator - NPS Calculator - PPF Calculator - Gratuity Calculator - Compound Interest Calculator CREDIT EDUCATION ACADEMY Learn everything about credit through structured articles across 6 categories: - Credit Basics - Credit Repair - Loan Basics - Identity Theft Protection - Budgeting - Wealth Building Plus 21 expert tips organized into Beginner, Intermediate, and Advanced levels. Track your reading progress as you go. CREDIT GLOSSARY Search and browse 24+ credit and finance terms with clear, simple definitions. From Credit Score and EMI to Debt to Income Ratio and Charge Off. FINANCIAL HEALTH SCAN Quick assessment to evaluate your overall financial health across key dimensions. CREDIT BREAKDOWN After your assessment, see a detailed breakdown of all 5 credit factors: - Payment History (35%) - Credit Utilization (30%) - Credit Age (15%) - Credit Mix (10%) - Recent Inquiries (10%) Each factor includes a score, impact level, and actionable improvement tips. APPROVAL PROBABILITY See your estimated approval chances for common credit products including credit cards, personal loans, car loans, home loans, and more based on your score. BENCHMARKING Compare your estimated score against a national average reference to understand where you stand. 100% PRIVATE AND ON DEVICE No account required. No login. No data collection. All your financial data stays on your device only. Reset everything anytime with one tap. DISCLAIMER: This app provides estimated credit scores based on user entered data using a general scoring model. It is not affiliated with any official credit bureau including CIBIL, Experian, Equifax, or CRIF. Scores are for educational and self assessment purposes only and do not represent your actual bureau credit score. ## Key features - Credit score estimation - Score history and goal tracking - What-if score simulator - 15+ financial calculators - Credit education academy - Financial health scan - Credit breakdown analysis ## Frequently asked questions about Credit Score Check and Report ### Does Credit Score Check and Report have ads? Yes, Credit Score Check and Report contains advertisements. These ads help support the development and maintenance of the app. ### How accurate is the credit score estimate from Credit Score Check and Report? Credit Score Check and Report provides an estimated credit score based on user-entered data using a general scoring model. It is not a guaranteed credit score and is intended for estimation purposes only. ### What financial calculators are included in Credit Score Check and Report? Credit Score Check and Report includes over 15 financial calculators, such as EMI, Loan Comparison, Debt Payoff Planner, RD, FD, SIP, Emergency Fund, Budget Tracker, Retirement Planner, and Compound Interest calculators. ### Is my financial data safe with Credit Score Check and Report? Yes, Credit Score Check and Report emphasizes 100% privacy and on-device processing. No account is required, no login is needed, and no data is collected or sent to any servers. All financial data stays on your device. ### Can I simulate financial decisions with Credit Score Check and Report? Yes, Credit Score Check and Report features a 'What If Score Simulator' that allows you to see how decisions like paying off debt, opening new credit, or adjusting credit utilization could affect your score before you make them. ### What is the age rating for Credit Score Check and Report? Credit Score Check and Report has an age rating of 17+, indicating it is intended for mature users due to the nature of financial topics. ### How often is Credit Score Check and Report updated? The latest version of Credit Score Check and Report is 1.0.3, which was last updated on May 9, 2026. This suggests a recent update, indicating ongoing development and maintenance. ### What are the key factors that influence my credit score according to Credit Score Check and Report? Credit Score Check and Report breaks down the credit factors into Payment History (35%), Credit Utilization (30%), Credit Age (15%), Credit Mix (10%), and Recent Inquiries (10%), providing actionable improvement tips for each. ## Version history (last 4 releases) ### 1.0.3 — 2026-05-09 Internal changes ### 1.0.2 — 2026-04-14 Bug Fixed ### 1.0.1 — 2026-04-07 Fixed Bugs ### 1.0.0 — 2026-03-24 No release notes. ## More apps by Asha Avaiya - [Rock & Stone Identifier - AI](https://appshunter.io/ios/app/rock-and-stone-identifier-ai/id6760471249) - [IPO Premium: GMP & Tracker](https://appshunter.io/ios/app/ipo-premium-gmp-and-tracker/id6761527143) - [CrickPoll - Cricket Team App](https://appshunter.io/ios/app/crickpoll-cricket-team-app/id6766083796) - [Birthday Songs With Name Maker](https://appshunter.io/ios/app/birthday-songs-with-name-maker/id6774992603) - [Plant Identifier & Care - AI](https://appshunter.io/ios/app/plant-identifier-and-care-ai/id6785850955) All apps by Asha Avaiya: https://appshunter.io/developer/1880989912 ## Related topics [credit score check and report](https://appshunter.io/ios/topics/credit-score-check-and-report) · [score checker](https://appshunter.io/ios/topics/score-checker) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-19.*