# Credit Sesame: Grow Your Score — Manage, Track & Build Credit > Credit score management app for tracking, building, and protecting financial health. (iPhone/iPad app by Credit Sesame, Inc..) - Source: https://appshunter.io/ios/app/credit-sesame-grow-your-score/id476718980 (this page in markdown: same URL + `.md`) - Developer: [Credit Sesame, Inc.](https://appshunter.io/developer/476718983) - Category: Finance, Business - Price: Free with in-app purchases - Rating: 4.80/5 from 436,368 App Store ratings · 219 written reviews indexed - Age rating: 4+ - Requires: iOS 17.0 · 206 MB - Languages: American English - Released: 2011-11-29 - Data updated: 2026-08-29 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/credit-sesame-grow-your-score/id476718980/reviews.md ## What is Credit Sesame? Credit Sesame is an all-in-one credit score management app designed to improve your credit score and financial health. Our platform empowers you to access, understand, and build your credit, managing its growth and protection. We analyze your credit profile to find the best offers for credit cards and products that match your needs, making it easier to reach financial goals. From understanding your credit score to finding credit card options, our app provides tools for smarter financial decisions. Whether your goal is to improve your credit score, repair credit, or secure your dream home, Credit Sesame is your trusted partner. Join millions who rely on Credit Sesame to manage, protect, and grow their credit scores daily. Be wise and start improving your credit score and fiscal wellness today with features like: ▶ Check your Credit Score for Free Credit Sesame refreshes your credit score daily, so you can monitor progress! Understand what impacts your credit score and get insights on how to improve it. ▶ Credit Report Summary & Sesame Grade Receive a weekly credit report summary with a simple letter grade, highlighting key factors influencing your credit score. ▶ Free Credit Alerts & Credit Monitoring Stay informed with real-time alerts on changes in your credit report, safeguarding your credit score from unexpected shifts.▶ See Your Credit Score Potential Get insights into how current actions may impact your future credit score. Receive guidance on steps to improve. ▶ Credit Sesame Premium Subscription Unlock enhanced credit score insights and protection with a Credit Sesame premium subscription, which includes: • 3-Bureau Credit Scores: Access your credit scores from Experian, Equifax, and TransUnion. • Credit Score Simulator: See how different financial actions impact your credit score. • Credit Dispute Support: Identify and dispute inaccuracies that affect your credit score. • Rent Reporting: Build credit history by reporting rent payments to credit bureaus. • Instant Credit Offers: Receive personalized credit offers with high approval odds. Take advantage of these features with a Credit Sesame premium subscription—empowering you to make informed decisions and protect your credit score and financial future. ▶ DISCLOSURES Eligibility and additional details, personal loan interest rates and fees: You can see personal loan offers on the Credit Sesame personal loan marketplace from third party advertisers from which Credit Sesame receives compensation. Offers have rates that range from 1.99% apr to 35.99% apr with terms from 1 to 10 years. Rates are subject to change without notice and are controlled by our third party advertisers, not Credit Sesame. Depending on the particular lender, other fees may apply, such as origination fees or late payment fees. See the particular lender's terms and conditions for additional details. All loan offers on Credit Sesame require your application and approval by the lender. You may not qualify for a personal loan at all or you may not qualify for the lowest rates or the highest offer amounts. Personal loan repayment example: the following example assumes a $15,000 personal loan with a four year (48 month) term. For aprs ranging from 1.99% to 35.99%, monthly payments would range from $338 to $594. Assuming all of the 48 payments are made on-time, the total amount paid would range from $16,212 to $28,492. Join over 18 million members maximizing their credit potential with Credit Sesame. Make informed decisions and take control of your financial future today! For more information: All Policies: https://www.creditsesame.com/legal/policies/ Customer Service: help@creditsesame.com ## Key features - Free credit score checks - Credit report summaries - Free credit alerts - Credit score potential insights - 3-bureau credit scores (premium) - Credit score simulator (premium) - Rent reporting (premium) ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Sesame Platinum | $19.99 | per month | | Sesame Pulse | $4.99 | per month | | Sesame Platinum | $19.99 | per month | | Advanced | $9.99 | per month | | Turbo | $9.49 | per month | | Turbo | $15.99 | per month | | Turbo | $15.99 | per month | | Turbo | $15.99 | per month | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Daily refresh for a month | $4.99 | one-time | | Daily refresh for a week | $1.99 | one-time | ## Chart rankings - #50 in Top Grossing · Finance (US App Store) ## What do users think of Credit Sesame? Overall sentiment: neutral **Pros** - 💳 Helpful for managing credit and financial health - 📊 Provides detailed credit report updates - 💡 Offers personalized tips for improving credit score - 🔒 Provides identity theft protection and monitoring - 💸 Offers free credit score check - 🚀 Helped increase credit score significantly **Cons** - 💤 Slow credit score updates - 📧 Frequent and excessive email notifications - 🤑 Pushes credit card applications aggressively - 🤔 Inaccurate credit score reporting compared to other sources - 🔐 Potential data breach and unauthorized transactions - 💰 New fees for low-activity accounts **Commonly reported bugs** - Duplicate accounts appearing on credit report - Incorrect credit utilization and payment history reporting **Most requested features** - Faster credit score updates - Option to reduce email notifications - More transparency on credit score calculations - Improved customer support and responsiveness ## Recent user reviews (10 of 219) All indexed reviews: https://appshunter.io/ios/app/credit-sesame-grow-your-score/id476718980/reviews.md ### 2/5 — Where is the Credit Wheel *2026-08-16, version 7.30* The graded credit wheel is no longer accessible and your AI bot instructions are incorrect or the options they are pushing are not there so they are useless. They tell me to click on my ‘initials’ icon but that has now been replaced by a useless AI chat bot named “Sesa”. If the credit grading wheel is no longer available I will be canceling. My other credit card apps give me the same info without pushing so many offers and advertisements. ### 2/5 — Credit score change *2026-06-02, version 7.27* I have tried several times to correct this credit score discrepancy. No one follows up or calls back or texts. This score went from 812 to 680 and is not changing. Can’t someone find the time to contact me??? ### 1/5 — Don’t even try just loosing your time *2026-05-27, version 7.27* Even not deserve 1 star ### 2/5 — Unable to sign in *2026-05-19, version 7.27* App doesn’t allow me to sign in the majority of the time I try to access it ### 5/5 — Thank you amazing app *2026-05-04, version 7.26.1* Thank you amazing app but I enjoy using Creditvana more ### 1/5 — Why you stole my money *2026-04-25, version 7.26.1* I will appreciate if you put my money back I canceled the app ### 2/5 — Was great until update *2026-04-24, version 7.26.1* Then stopped working! Gah!!! ### 2/5 — Not accurate! *2026-04-17, version 7.26* While this app does offer a great rundown of everything on your credit report and their balances, it does NOT provide an accurate score. In fact - my score on Credit Sesame was 92 pounds LOWER than what my bank pulled and the Experian app showed! It’s not a great tool for tracking scores so don’t depend on this app to get your most accurate credit rating. ### 4/5 — Filter *2026-04-14, version 7.25* I’ve been using Credit Sesame with a subscription for several years now and my favorite feature is the card reporting calendar. I always pay my balances in full as soon as they’ve posted so having the reporting calendar allows me to stay ahead of the Due Date, the date that banks/issuers report card balances and card utilization rates to the credit bureaus. One important feature I’d like to see added is a card filter for Instant Card Offers and Credit Cards For Your Profile so that we aren’t continuously offered the (exact) same card(s) I already have. Credit Sesame is a good resource for a variety of credit issues and to obtain knowledge. Add a card filter and it’s a 5 STAR app. ### 1/5 — Stop changing me *2026-04-10, version 7.25* You keep charging me and I’m not liking it! ## Frequently asked questions about Credit Sesame ### What does Credit Sesame do? Credit Sesame is an app designed to help you manage and improve your credit score and financial health. It allows you to check your credit score for free, receive credit report summaries, and get alerts for any changes. The app also provides insights into how your actions impact your credit and offers personalized financial product recommendations. ### What are the key features of Credit Sesame? Key features include daily credit score checks, weekly credit report summaries with a Sesame Grade, free credit alerts and monitoring, and insights into your credit score potential. A premium subscription unlocks access to 3-bureau credit scores, a credit score simulator, credit dispute support, rent reporting, and instant credit offers. ### Is Credit Sesame free to use? The app offers a free tier that allows you to check your credit score daily, receive credit alerts, and view credit report summaries. There is also a premium subscription available that provides enhanced features like access to credit scores from all three major bureaus, a credit score simulator, and dispute support. ### What kind of financial products can I find through Credit Sesame? Credit Sesame's marketplace features offers for credit cards and personal loans from third-party advertisers. These offers are matched to your credit profile, aiming to provide options with high approval odds. The app discloses that it receives compensation from these advertisers. ### How can Credit Sesame help me improve my credit score? The app helps you improve your credit score by providing daily monitoring and insights into what impacts your score. You can understand your progress, see how potential actions might affect your score in the future, and receive guidance on steps to take. The premium subscription offers tools like credit dispute support and rent reporting to further build your credit history. ## Version history (last 5 releases) ### 7.30 — 2026-08-12 We are always making improvements to Credit Sesame. To make sure you can access the latest analysis and alerts about your credit score, keep your Updates turned on! ### 7.29 — 2026-07-16 Minor enhancements and bug fixes ### 7.28.1 — 2026-06-16 Minor enhancements and bug fixes ### 7.28 — 2026-06-10 Minor enhancements and bug fixes ### 7.27 — 2026-05-14 Minor enhancements and bug fixes ## Apps similar to Credit Sesame | App | Rating | Price | Category | | --- | --- | --- | --- | | [Intuit Credit Karma](https://appshunter.io/ios/app/intuit-credit-karma/id519817714) | 4.8 (7,711,052) | Free | Finance | | [Experian®](https://appshunter.io/ios/app/experian/id1087101090) | 4.8 (2,695,303) | Free | Finance | | [Self - Credit Builder & Cards](https://appshunter.io/ios/app/self-credit-builder-and-cards/id1364215562) | 4.9 (326,646) | Free | Finance | | [Kikoff – Build Credit Quickly](https://appshunter.io/ios/app/kikoff-build-credit-quickly/id1525159784) | 4.9 (265,158) | Free | Finance | | [myFICO - Credit Score Tracking](https://appshunter.io/ios/app/myfico-credit-score-tracking/id714626557) | 4.8 (49,926) | Free | Finance | | [Capital One CreditWise](https://appshunter.io/ios/app/capital-one-creditwise/id1008234539) | 4.8 (308,510) | Free | Finance | ## Related topics [credit score equifax](https://appshunter.io/ios/topics/credit-score-equifax) · [credit score repair](https://appshunter.io/ios/topics/credit-score-repair) · [credit sesame](https://appshunter.io/ios/topics/credit-sesame) · [get free credit score access](https://appshunter.io/ios/topics/get-free-credit-score-access) · [credit management](https://appshunter.io/ios/topics/credit-management) · [credit one stadium](https://appshunter.io/ios/topics/credit-one-stadium) · [free credit monitoring](https://appshunter.io/ios/topics/free-credit-monitoring) · [experian credit boost](https://appshunter.io/ios/topics/experian-credit-boost) · [healthcare credit](https://appshunter.io/ios/topics/healthcare-credit) · [equifax core credit](https://appshunter.io/ios/topics/equifax-core-credit) · [credit monitoring](https://appshunter.io/ios/topics/credit-monitoring) · [sesame](https://appshunter.io/ios/topics/sesame) · [debit card credit](https://appshunter.io/ios/topics/debit-card-credit) · [credit card finder](https://appshunter.io/ios/topics/credit-card-finder) · [my wisely card](https://appshunter.io/ios/topics/my-wisely-card) · [consumers credit](https://appshunter.io/ios/topics/consumers-credit) · [credit](https://appshunter.io/ios/topics/credit) · [credit check](https://appshunter.io/ios/topics/credit-check) · [free credit check](https://appshunter.io/ios/topics/free-credit-check) · [credit checker](https://appshunter.io/ios/topics/credit-checker) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*