# Credit Sesame: Grow Your Score — user reviews > 219 indexed App Store user reviews of Credit Sesame by Credit Sesame, Inc., rated 4.80/5 from 436,368 ratings. - Source: https://appshunter.io/ios/app/credit-sesame-grow-your-score/id476718980/reviews - App overview in markdown: https://appshunter.io/ios/app/credit-sesame-grow-your-score/id476718980.md - Rating breakdown: 5★ 375,274 · 4★ 44,923 · 3★ 12,277 · 2★ 1,794 · 1★ 2,100 ## What do users think of Credit Sesame? Overall sentiment: neutral **Pros** - 💳 Helpful for managing credit and financial health - 📊 Provides detailed credit report updates - 💡 Offers personalized tips for improving credit score - 🔒 Provides identity theft protection and monitoring - 💸 Offers free credit score check - 🚀 Helped increase credit score significantly **Cons** - 💤 Slow credit score updates - 📧 Frequent and excessive email notifications - 🤑 Pushes credit card applications aggressively - 🤔 Inaccurate credit score reporting compared to other sources - 🔐 Potential data breach and unauthorized transactions - 💰 New fees for low-activity accounts **Commonly reported bugs** - Duplicate accounts appearing on credit report - Incorrect credit utilization and payment history reporting **Most requested features** - Faster credit score updates - Option to reduce email notifications - More transparency on credit score calculations - Improved customer support and responsiveness ## Newest reviews (16 of 219) ### 2/5 — Where is the Credit Wheel *2026-08-16, version 7.30* The graded credit wheel is no longer accessible and your AI bot instructions are incorrect or the options they are pushing are not there so they are useless. They tell me to click on my ‘initials’ icon but that has now been replaced by a useless AI chat bot named “Sesa”. If the credit grading wheel is no longer available I will be canceling. My other credit card apps give me the same info without pushing so many offers and advertisements. ### 2/5 — Credit score change *2026-06-02, version 7.27* I have tried several times to correct this credit score discrepancy. No one follows up or calls back or texts. This score went from 812 to 680 and is not changing. Can’t someone find the time to contact me??? ### 2/5 — Unable to sign in *2026-05-19, version 7.27* App doesn’t allow me to sign in the majority of the time I try to access it ### 2/5 — Was great until update *2026-04-24, version 7.26.1* Then stopped working! Gah!!! ### 2/5 — Not accurate! *2026-04-17, version 7.26* While this app does offer a great rundown of everything on your credit report and their balances, it does NOT provide an accurate score. In fact - my score on Credit Sesame was 92 pounds LOWER than what my bank pulled and the Experian app showed! It’s not a great tool for tracking scores so don’t depend on this app to get your most accurate credit rating. ### 4/5 — Filter *2026-04-14, version 7.25* I’ve been using Credit Sesame with a subscription for several years now and my favorite feature is the card reporting calendar. I always pay my balances in full as soon as they’ve posted so having the reporting calendar allows me to stay ahead of the Due Date, the date that banks/issuers report card balances and card utilization rates to the credit bureaus. One important feature I’d like to see added is a card filter for Instant Card Offers and Credit Cards For Your Profile so that we aren’t continuously offered the (exact) same card(s) I already have. Credit Sesame is a good resource for a variety of credit issues and to obtain knowledge. Add a card filter and it’s a 5 STAR app. ### 2/5 — Used to be good *2026-02-15, version 7.24* Used to love this app. But whatever they just did has rendered it useless and I’m deleting it and going elsewhere. I used to be able to see my accounts, inquiries, age of accounts, etc. Now all I can see is my score and they want me to pay for the rest of the things I’ve had for years. Bye ### 3/5 — I don’t know anyone *2026-02-13, version 7.24* who which family member?? ### 1/5 — Credit one *2026-01-29, version 7.23* markets its cards as a way to build or improve credit, but the offer is not worth the cost or limitations. • High fees and interest rates: Annual fees and APR are significantly higher than comparable credit-builder cards. • Low value benefits: Rewards and features are minimal and not competitive. • Limited credit improvement: Even with responsible use, the impact on my credit score was very small or negligible. • Lack of transparency: Important fees and conditions are not always clearly explained upfront. • Customer service issues: Support responses were slow and not very helpful when questions about charges came up. Overall, Credit One seems to profit more from fees than from genuinely helping customers build credit. There are more transparent and affordable alternatives available for credit building. ### 1/5 — Tried to charge for free trial *2026-01-10, version 7.22.1* They tried to charge me $15 for a three day free trial ### 1/5 — Extortion to dispute *2025-12-21, version 7.22.1* You need to pay a membership fee to report a dispute. They are trying to extort people into paying for a membership. They will leave charges on your report that say $0 and it’s an eye sore they’re extorting people into paying to get rid of. Contact the credit company directly instead, if that fails, then use a trial to dispute the charge(s) and cancel the subscription before it auto-renews. ### 1/5 — DONT WASTE YOUR MONEY *2025-12-15, version 7.21* It crashes everytime you open it when you upgrade it. 19.99 down the drain!!! I canceled subscription and deleted the junk app!! I had it on my 16 pro max. Must not be IOS friendly. The free tier worked fine then I upgraded and it kept crashing everytime I tried to open app. 👎 ### 1/5 — App crashed after purchase??? Really? *2025-12-11, version 7.21* Made a purchase then app crashes and won’t let me log in. Charged me 20 bucks for that? Had to go through the web and immediately cancelled my subscription as it’s too expensive anyway. Now I’m skeptical if my subscription really has been cancelled. Theft by algorithms? They make a killing while I go broke and that’s not good for my credit or mental health. ### 3/5 — Luv6500 *2025-12-02, version 7.21* I have had this app for a long time , I did not know you can’t file a dispute unless I upgrade to pay for this option on the app , I have Experian and kredit Carma they let me file a dispute an was not charge do not have to pay for this option , which I believe is very unfair! It makes me want to uninstall this app ! ### 1/5 — No good, money stolen *2025-11-17, version 7.21* I used credit sesame for a while and they offered me a sesame card, it was basically a secured credit card. I added 100 dollars to it one month after I had been using it for a few months with no issues. After I added the 100 dollars I went to make a purchase the next day and it was declined, my card was over the limit, someone had made purchases with my card without authorization online. Basically stole my information, probably from credit sesame servers due to lack of security or encryption. I tried to call and email and make a complaint but they make it difficult to get any help or get the money refunded, so much so that I said it’s not even worth my time to jump through all these hoops to get my 100 back. This app is garbage the seemed card is a scam please don’t download this app you will regret it at some point for sure ### 4/5 — Update *2025-11-16, version 7.11.6* The app says I need to update can’t find where to do that anywhere. ## Most critical reviews (10 lowest-rated) ### 1/5 — Don’t even try just loosing your time *2026-05-27, version 7.27* Even not deserve 1 star ### 1/5 — Why you stole my money *2026-04-25, version 7.26.1* I will appreciate if you put my money back I canceled the app ### 1/5 — Stop changing me *2026-04-10, version 7.25* You keep charging me and I’m not liking it! ### 1/5 — Impossible to contact *2026-04-07, version 7.25* Be aware- if you need to contact them to reset your password, you won't be able to. Save yourself the time & trouble, it's a dead-end road. ### 1/5 — Useless now *2026-03-19, version 7.25* Used to be okay app, now it’s unusable. Pin keypad doesnt work, and neither does login with user and pass. ### 1/5 — Don’t do it *2026-03-18, version 7.25* It’s a bad app dosent work ### 1/5 — Advertising Tool, Nothing else *2026-03-16, version 7.24.1* Worthless app that does nothing but spam you with things you can already get from your TransUnion Member account. Just a platform used to push bad consumer debt ### 1/5 — Doesn’t work *2026-02-25, version 7.24.1* I used to love this app but now I can’t even get into it. I log in (using username and password because for some reason the pin I setup no longer works) then it wants to send a code but never sends it. This app is now deemed useless. ### 1/5 — Liars. Don’t do free trial people! *2026-02-18, version 7.24* Complete advertising fraud. Went to site and it said get all 3 credit scores now, start free trial so I did. Then it said other 2 credit bureaus are not included in free trial. Couldn’t even open full report of the one they do provide. All they want is money money and more money on everything you try to view. I’m sure they make money on the people that forget to cancel their free trail. Why would anyone want to subscribe to THIS company!? ### 1/5 — Bad advice *2026-02-16, version 7.24* I’m tired of you promoting me to increase my credit usage while I am under bankruptcy. If being good at credit is your application then you should understand that’s impossible. ## Most praised reviews (10 highest-rated) ### 5/5 — Thank you amazing app *2026-05-04, version 7.26.1* Thank you amazing app but I enjoy using Creditvana more ### 5/5 — Thank you amazing app *2026-03-28, version 7.25* Thank you amazing app ### 5/5 — Not worth 25$ a month *2026-03-04, version 7.24.1* It’s ok ### 5/5 — Terrible App *2026-02-14, version 7.24* This app never works and always locks you out even when using the correct credentials. It won’t recognize when you use your correct email and phone number. Consumers Beware!!! ### 5/5 — Get it! *2025-10-26, version 7.20* This app is so easy to use and so convenient! I got my results in less than 30 seconds. Also gives you options to better your score!! ### 5/5 — I always get correct credit report *2025-08-31, version 7.18* Always on time ### 5/5 — Thank you *2025-08-27, version 7.18* I love that you let us view before applying! ### 5/5 — Good job on App *2025-08-08, version 7.17* Great Information ### 5/5 — Love Credit Sesame! *2025-08-07, version 7.17* I literally check my credit daily and it’s also nice to get the updates!! Thank you for your service. ### 5/5 — Great *2025-07-23, version 7.17* Credit sesame is awesome and it has a lot of great information for you --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-10.*