# Credit Stack — Credit Smart, Credit Wiser

> Credit Smart, Credit Wiser (iPhone/iPad app by Snorizon LLC.)

- Source: https://appshunter.io/ios/app/credit-stack/id6482998304 (this page in markdown: same URL + `.md`)
- Developer: [Snorizon LLC](https://appshunter.io/developer/1691724839)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 17+
- Requires: iOS 17.0 · 69 MB
- Languages: English
- Released: 2024-05-07
- Data updated: 2026-05-17
- User reviews in markdown: https://appshunter.io/ios/app/credit-stack/id6482998304/reviews.md

## What is Credit Stack?

Credit Stack provide a better way to manager credit card, and optimize your earnings. This app including the following features:

1. Credit Card Open and Close Date Management: Keep track of when you open and close each credit card. This feature helps you stay organized and maintain a clear understanding of your credit history.

2. Chase's 5/24 Rule Tracker: For those who are Chase customers, our app includes a feature that helps you track your status in relation to Chase's 5/24 rule. This rule states that if you've opened 5 or more credit cards in the past 24 months, you may not be approved for a new Chase card. Our app helps you avoid inadvertently exceeding this limit.

3. Total Credit Line Sum: Stay on top of your total available credit across all your cards. This feature sums up all your credit lines, which can be useful for keeping tabs on your overall credit utilization.

4. Earning Rate of Categories for Each Credit Card: Understand the rewards you're earning with each card. This feature allows you to see the earning rates for different spending categories on each of your credit cards.

5. Credit Card Database: Our app includes a comprehensive database of credit cards. When adding a new card to your profile, you can simply select it from this database.

6. On-Device and iCloud Storage: User data is stored on the device and in the user's personal iCloud storage. This ensures that your information is kept secure and private. Our app does not store your data on our servers.

7. Data Privacy: We take your privacy seriously. Our app does not collect any credit card information you save or create, with the exception of the official name of the credit card, which is used for analysis purposes only.

8. Premium Access: Users have the opportunity to purchase premium access, which unlocks additional features. These include the card holder feature and the ability to remove ads from the app.

Terms of Use Link: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy Link: https://creditstack.snorizon.com/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Elite Annual Plan | $4.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Elite Lifetime | $14.99 | one-time |
| MAX Lifetime | $24.99 | one-time |



## Version history (last 5 releases)

### 2.0.2 — 2025-01-10

Introduce Searching on the card database page, you could type the card name or the issuer to start searching!

### 2.0.1 — 2024-12-12

Bug fixed

### 2.0 — 2024-10-30

-2.0 Version Arrives with All New Design!

-Add more tools including in detail category bonus check for each card!

-Modify Elite or Max membership purchase page entry.

-UI Improve.

### 1.2.2 — 2024-08-19

-Database Configuration Update
-Prepare Next Big Update

### 1.2.1 — 2024-05-25

What's New: 

- Support real-time offer and perks lookup, card database update automatically.

- Support closed account detail snapshot.

- UI improvements.

- More features will be added with the next major update, so stay tuned.

## More apps by Snorizon LLC

- [My PackPal](https://appshunter.io/ios/app/my-packpal/id6450543061)

All apps by Snorizon LLC: https://appshunter.io/developer/1691724839

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-05-17.*