# Credit Tracking — user reviews > 25 indexed App Store user reviews of Credit Tracking by Derek Chisholm, rated 4.10/5 from 75 ratings. - Source: https://appshunter.io/ios/app/credit-tracking/id6477532250/reviews - App overview in markdown: https://appshunter.io/ios/app/credit-tracking/id6477532250.md - Rating breakdown: 5★ 52 · 4★ 6 · 3★ 1 · 2★ 1 · 1★ 15 ## Newest reviews (5 of 25) ### 1/5 — Scammers *2025-04-24, version 2.8* I requested for my refund and for my account to be cancelled but they keep charging my account. ### 1/5 — Complete and utter scam *2025-04-24, version 2.8* Do not do business with Rent2own.rentals, Hancock CR or skyfall consulting. 100% Scam that will drain your bank account ### 4/5 — Issues w/Applic *2025-04-22, version 2.8* Sometimes my app opens and when it does, the credit score is all 0’s ### 1/5 — Glitchy! *2025-01-28, version 2.8* I cannot use the app. It’s not stable and is in a perpetual loop. Needs an update developer! ### 1/5 — Bug *2024-08-10* App has bug. Open and switch pages automatically then crashes. Can’t upload documents or accept terms and conditions. ## Most critical reviews (10 lowest-rated) ### 1/5 — Scam and Fraud *2026-06-18, version 3.3* ⭐☆☆☆☆ I purchased a 6-month credit repair package and later paid an additional $425 to upgrade to the Leverage Package. The upgrade was advertised as including additional services such as business credit-building assistance, funding guidance, and other enhanced support. However, I did not receive the Leverage-specific services I expected and was unable to obtain a clear accounting of what services were actually provided in exchange for the upgrade fee. When I requested clarification and resolution, I provided proof of payment and recovered messages related to my upgrade from Meta’s data archive. Despite this, the matter was not resolved to my satisfaction. My biggest concern is the lack of transparency regarding what services were delivered under the upgraded package. Based on my experience, I would strongly encourage anyone considering these services to keep detailed records of all payments, communications, and promises made. ### 1/5 — This company is a joke *2026-06-04, version 3.3* They just disappeared on me for 2 months, little results . Runaway ( Kanye voice ) 🤷🏽‍♂️ ### 1/5 — New Age Literacy is a Scam *2026-03-28, version 3.3* If you’re thinking about signing up with New Age Literacy, they literally take your money, act like they’re sending letters for months, and don’t delete anything. Avoid at all costs and save your money. Don’t fall for the fake reviews and the smooth talking owner. They change up quick after you send them your hard earned cash. ### 1/5 — Don't use fraud *2026-03-20, version 3.3* This company New Age Literacy is fraud don't use. Waste of money that you can not get back!! ### 1/5 — 👎🏻 *2026-02-03, version 3.3* The app doesn't work and the technical support team provides poor service. ### 1/5 — Fraud *2026-01-19, version 3.3* This app steals your information once its uploaded it cannot be deleted and customer service is a bot ### 1/5 — Bait and switch *2026-01-13, version 3.3* I chose this company specifically because they advertise and guarantee a 150-point credit score increase within 90 days on their website. After working with them for the full period, my credit score increased by fewer than 20 points — nowhere near the promised results. When I raised concerns, the explanation shifted away from the original guarantee and focused on general credit factors rather than accountability for the advertised claim. This feels like a bait-and-switch: bold marketing promises to get you in the door, followed by significantly underdelivered results once you’re locked into the service. Credit repair is not magic, but if a company publicly guarantees a specific outcome, customers should expect: • Transparency on limitations before signing • Clear benchmarks and progress tracking • Accountability when guarantees are not met Unfortunately, my experience did not align with the claims made on their website. I would recommend that anyone considering this service get all guarantees in writing, clarify refund terms, and manage expectations carefully before proceeding. ### 1/5 — Trouble contacting *2025-10-20, version 3.1* Is there any contact information or support team for credit companies to speak with to become affiliates? ### 1/5 — Contacto *2025-09-03, version 2.8* No contestan no dicen nada estoy llamando y nadie me contacta. Llameme ### 1/5 — No access *2025-08-31, version 2.8* No access to the log in ## Most praised reviews (10 highest-rated) ### 5/5 — Amazing app🙌🏼 *2026-06-15, version 3.3* This app works amazing with your credit repair business, my clients love it!!! ### 5/5 — My review *2026-04-14, version 3.3* I used Credit Culture because they promised my credit rating would go up. I paid $150 for 3 months and owed a balance of over $600 they said they gave me a discount or my balance would be over $1600, I still Can not get a credit card or s loan to repair my heating and air. They told me that my credit score didn’t count but other factors were the reason , do why use a credit repair company? I now owe over $600 with my so called discount or my Bill would be $1800. I am on SS so this is a lot of money for me! But next month will pay it off ever if I go without.Please don’t use them or any credit repair company it would help you only drain your bank account ### 5/5 — Súper *2026-02-26, version 3.3* Super ### 5/5 — The Truth *2026-02-21, version 3.3* So apparently this app is used by many different companies to track clients. My experience with this app has been nothing short of exceptional! I used creditprosrepairs.com and the process of my credit repair journey couldn’t have been smoother! I recommend everyone I know and this company has not failed to deliver. Not all credit repair companies are made equal and in my opinion creditprosrepairs.com is above the rest! ### 5/5 — Aníbal *2025-10-09, version 3.1* DiaZrojasd1962 ### 5/5 — Credit on point *2025-10-01, version 3.1* This app is amazing! It’s very detailed, showing you your FICO score from the very beginning of your journey and then providing updated scores along the way. This makes it easy to see your before-and-after progress. It also shows you where you stand with your balances, and honestly, I haven’t seen another app that gives this level of detail about your credit process—you’re never left in the dark. If you need to upload any documents, you can do it directly through the app, which is super convenient. And if you have questions, there’s clear contact information so you can easily reach a representative. Overall, I give it a solid 10/10! ### 5/5 — I love having a sleek App for clients! *2025-06-20, version 2.8* This app is so useful for our clients. It makes the credit repair process so much easier. I’m really happy that I’m able to use via our credit repaid software, it enhances our client experience for sure! ### 5/5 — Convenient and simple *2025-02-01, version 2.8* A very quick and easy way to track your credit. Working towards improving your credit is as simple as a couple uploads and a click of a button. Doesn’t get any more convenient than that. ### 5/5 — Great app *2024-11-15, version 2.8* 5 stars! ### 5/5 — ⭐️⭐️⭐️⭐️⭐️ *2024-11-11, version 2.8* ⭐️⭐️⭐️⭐️⭐️ --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*