# Credit Utilization Calculator

> Calculate and understand your credit utilization ratio for better credit management. (iPhone/iPad app by Felicia Gandy.)

- Source: https://appshunter.io/ios/app/credit-utilization-calculator/id1567804494 (this page in markdown: same URL + `.md`)
- Developer: [Felicia Gandy](https://appshunter.io/developer/1567804496)
- Category: Developer Tools, Business
- Price: Free
- Rating: 5.00/5 from 6 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.4 · 0 MB
- Languages: American English
- Released: 2021-05-21
- Data updated: 2026-08-15
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/credit-utilization-calculator/id1567804494/reviews.md

## What is Credit Utilization Calculator?

Learn how to measure how much credit you are using with your overall revolving credit. Credit utilization measures the amount of your outstanding credit card balances, personal lines of credit and home equity lines of credit. For adults and children to learn how to manage credit cards and other forms of revolving credit.

## Key features

- Credit utilization calculation
- Revolving credit management
- Credit card debt tracking
- Line of credit monitoring
- Educational tool for credit

## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/credit-utilization-calculator/id1567804494/reviews.md

### 5/5 — God the

*2023-08-05*

I will

### 5/5 — Does Exactly What Is Described

*2023-01-09*

10/10 saves me so much more time to go here then to search it on web browser

### 5/5 — THANKS FELICIA!!!

*2022-06-03*

EXACTLY what I needed. Simple, without any other nonsense.  Please keep this app going. Must have for credit builders. 

Credit building tip: Plug in your credit limits, play with the settings until the percentage is at 30%, make that number your real max limit.

Thank you so much for making this app because I couldn’t find anything specifically for this anywhere else. If you could share the formula you used, that would be great.

## Frequently asked questions about Credit Utilization Calculator

### What is Credit Utilization Calculator?

Credit Utilization Calculator helps you measure how much credit you are using across your revolving credit accounts. It educates users on managing credit cards and other forms of revolving credit.

### Who can use Credit Utilization Calculator?

The app is designed for both adults and children to learn about managing credit. Its straightforward approach makes credit management accessible to a wide age range.

### Is Credit Utilization Calculator free to use?

Yes, Credit Utilization Calculator is completely free to download and use. There are no hidden costs or premium features locked behind a paywall.

### What devices does Credit Utilization Calculator support?

Credit Utilization Calculator is available on iPhone, iPad, and iPod devices. It is optimized for a seamless experience across Apple's mobile ecosystem.

### How often is Credit Utilization Calculator updated?

The app was last updated on May 31, 2021, with version 1.1. While updates may not be frequent, the core functionality remains stable for its intended purpose.

### What is the age rating for Credit Utilization Calculator?

Credit Utilization Calculator has an age rating of 4+, making it suitable for users of all ages. This indicates it contains no mature content and is designed for broad accessibility.

### Does Credit Utilization Calculator have ads?

No, Credit Utilization Calculator does not contain advertisements. Users can enjoy an uninterrupted experience while learning about credit management.

### What is the developer's background for Credit Utilization Calculator?

Credit Utilization Calculator was developed by Felicia Gandy. The app focuses on providing clear financial education tools for users.

## Version history (last 2 releases)

### 1.1 — 2021-05-31

Number Color Change

### 1.0 — 2021-05-21

No release notes.

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## More apps by Felicia Gandy

- [Debt Interest Calculator](https://appshunter.io/ios/app/debt-interest-calculator/id1600069510)

All apps by Felicia Gandy: https://appshunter.io/developer/1567804496

## Related topics

[felicia](https://appshunter.io/ios/topics/felicia)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-15.*