# Credit Wallet > Employee loan provider offering flexible repayment and secure financial management. (iPhone/iPad app by Princeps Credit Systems Limited.) - Source: https://appshunter.io/ios/app/credit-wallet/id1539492474 (this page in markdown: same URL + `.md`) - Developer: [Princeps Credit Systems Limited](https://appshunter.io/developer/1539492477) - Category: Finance - Price: Free - Rating: 2.14/5 from 7 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 12.0 · 44 MB - Languages: English - Released: 2022-04-21 - Data updated: 2026-07-07 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/credit-wallet/id1539492474/reviews.md ## What is Credit Wallet? Credit Wallet is a product of Princeps Credit Systems Limited, a leading innovation-driven financial services company based in Lagos, Nigeria with branches spread across the country. We partner with employers to provide friendly innovative loan products to their employees (our customers). Our flexible repayment options give our customers the freedom and confidence to enjoy their lives. Since we commenced operations in 2018, we have disbursed N10 billion to over 40,000 customers helping them take control of their finances. Download the Credit Wallet app today and you too can begin to take control of your finances. Our loans are from N30,000 to N1,500,000, with repayment arrangements ranging between 2 to 12 months. Our interest rates range from 2% - 7.5% per month. Representative Example of Credit Wallet Loans: • Loan amount: ₦100,000 • Loan Tenure: 12 months • Annual Interest Rate: 24% (90% max) • Monthly Repayment: N10,333 (N15,833 max) Customer information security and privacy: Princeps Credit Systems Limited is committed to protecting the privacy of your personal information as we provide you the very best user experience. The Credit Wallet app is safe to use, and we will not share your information with any third party without your consent. The App has been developed using the best information security and privacy standards to ensure absolute data security. It’s very easy to reach us • Our website is www.creditwallet.ng • You can call us on +2347085698828 or email support@creditwallet.ng or Chat with us on WhatsApp 09070309430 ## Key features - Employee loan access - Flexible repayment terms - Competitive interest rates - Secure data protection - Loan amounts up to N1,500,000 ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/credit-wallet/id1539492474/reviews.md ### 1/5 — Is like you guys don chop craze sha *2025-01-15* Which kind foolish app be this? Before I open eye! Make Una delete this app asapu! ### 2/5 — Never received the loan I applied for!! *2024-09-28* I applied for a loan for the past hours and haven’t received any payment from you guys!! If this is not gonna work, nothing should happen to my details oo abeg ## Frequently asked questions about Credit Wallet ### What is the minimum and maximum loan amount offered by Credit Wallet? Credit Wallet offers loans ranging from N30,000 to N1,500,000. This provides a broad spectrum for users to borrow based on their needs. ### What are the repayment terms for loans from Credit Wallet? Repayment arrangements for loans from Credit Wallet range between 2 to 12 months. This flexibility allows users to choose a tenure that best suits their financial situation. ### What is the interest rate range for Credit Wallet loans? The interest rates for loans from Credit Wallet range from 2% to 7.5% per month. A representative example shows an annual interest rate of 24% for a 12-month loan. ### How secure is my personal information with Credit Wallet? Credit Wallet is committed to protecting your personal information and has been developed using the best information security and privacy standards to ensure absolute data security. Your information will not be shared with any third party without your consent. ### When was Credit Wallet first released and how often is it updated? Credit Wallet was first released on April 21, 2022, with its latest version, 2.0, updated on April 22, 2022. This indicates a recent update shortly after its release. ### What is the user rating for Credit Wallet? Credit Wallet has a rating of 2.6 stars from 5 ratings. This suggests that user satisfaction may be mixed. ### Does Credit Wallet have ads? No, Credit Wallet does not contain advertisements. The app is free to download and use without any ad interruptions. ### On which devices can I use Credit Wallet? Credit Wallet is available on iPhone, iPad, and iPod. It is designed for Apple's iOS ecosystem. ## Version history (last 1 release) ### 2.0 — 2022-04-22 No release notes. ## Apps similar to Credit Wallet | App | Rating | Price | Category | | --- | --- | --- | --- | | [Neocash Mobile](https://appshunter.io/ios/app/neocash-mobile/id6444277601) | 5.0 (1) | Free | Finance | | [Nirra](https://appshunter.io/ios/app/nirra/id1566928276) | 2.2 (17) | Free | Finance | | [moninow](https://appshunter.io/ios/app/moninow/id1466746236) | 1.4 (5) | Free | Finance | | [Kwikee - Credit and Savings](https://appshunter.io/ios/app/kwikee-credit-and-savings/id1616164575) | 2.0 (10) | Free | Finance | | [Blinkcash NG](https://appshunter.io/ios/app/blinkcash-ng/id1500351592) | 2.3 (9) | Free | Finance | | [Vale Personal](https://appshunter.io/ios/app/vale-personal/id1546241596) | 3.3 (20) | Free | Finance | ## Related topics [fast loan app in nigeria](https://appshunter.io/ios/topics/fast-loan-app-in-nigeria) · [nigeria loan app](https://appshunter.io/ios/topics/nigeria-loan-app) · [instant naira loan](https://appshunter.io/ios/topics/instant-naira-loan) · [nigeria loan](https://appshunter.io/ios/topics/nigeria-loan) · [instant loan app in nigeria](https://appshunter.io/ios/topics/instant-loan-app-in-nigeria) · [best loan app in nigeria](https://appshunter.io/ios/topics/best-loan-app-in-nigeria) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-07.*