# creditcase: Mutual Fund Loans — Loan on MFs & Stocks > Loan against mutual funds and stocks with fast disbursal and competitive rates. (iPhone/iPad app by Smallcase Technologies Private Limited.) - Source: https://appshunter.io/ios/app/creditcase-mutual-fund-loans/id6752245760 (this page in markdown: same URL + `.md`) - Developer: [Smallcase Technologies Private Limited](https://appshunter.io/developer/1345309436) - Category: Finance, Utilities - Price: Free - Rating: 5.00/5 from 12 App Store ratings · 7 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 131 MB - Languages: American English - Released: 2025-10-15 - Data updated: 2026-08-09 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/creditcase-mutual-fund-loans/id6752245760/reviews.md ## What is creditcase? Get loan against MFs & stocks at 10.25% p.a. without breaking your investments! creditcase, offers a simple and secure way to get a loan against your mutual fund and stock investments. Whether you’re looking for a flexible line of credit, a lower-cost secured loan, or just quick cash, creditcase helps you access funds instantly while your portfolio continues to grow. WHY CREDITCASE? - Fast disbursal – get loans on MFs in as little as 2 hours - Pay just interest on what you borrow – starting at 10.25% p.a. - Stay invested – no need to sell your MFs or shares to access cash - Save capital gains tax - avoid paying any tax on exiting your investments - Flexible credit line – borrow, repay, and borrow again anytime - No foreclosure charges – close your loan early without penalties - Check safely – checking your credit limit doesn’t affect your credit score - Trusted lending – loans are provided by RBI-regulated NBFC and Bank partners - Fully digital & secure – 100% paperless with best in class encryption LOAN AGAINST MUTUAL FUNDS Turn your mutual funds into a source of instant liquidity without redeeming them. With creditcase, your mutual fund units remain invested and continue to earn returns, while you unlock a loan against them. - Borrow against equity mutual funds (up to 50% of fund value) or debt funds (up to 80% of fund value). - Loan tenure up to 36 months. - Get cash within 2 working hours - Continue investing in SIPs while your pledged funds remain secure. LOAN AGAINST STOCKS Your shares are valuable — you don’t need to sell them for cash flow. With creditcase, you can pledge your listed stocks or ETFs to access a secured loan while keeping ownership intact. - Borrow up to ₹5 crore against approved stocks & ETFs. - Loan-to-value up to 50% of eligible securities. - Get cash within 24 hours - Keep enjoying dividends, bonuses, and rights issues on pledged shares. Tenure: 36 months Maximum Annual Percentage Rate (APR): 13% RBI Registered Lending Partners : - Bajaj Finance Ltd Example: Interest Rate: 10.4% p.a. Tenure: 36 months Cash to be credited: ₹48,821 Processing Fee: ₹999 GST: ₹180 Total Loan Amount: ₹50,000 EMI: ₹433 Total Repayment Amount: ₹65,600 APR:11.33% GET STARTED IN 4 SIMPLE STEPS: 1. Calculate your credit limit with PAN & investment details. 2. Confirm details digitally – no paperwork. 3. Link your bank account. 4. Pledge eligible MFs or stocks securely. Funds are credited directly to your bank account once approved. DISCLAIMER: Loans are subject to eligibility and lender approval. All loans are facilitated via Essential Investment Managers Pvt Ltd through its DLAs - digital lending apps (smallcase.com), registered with the partner lenders. Registered Address: #51, 3rd Floor, Le Parc Richmonde, Richmond Road, Shanthala Nagar, Richmond Town, Bangalore - 560025 ## Key features - Loans against mutual funds and stocks - Fast disbursal within hours - Competitive interest rates starting at 10.25% p.a. - Stay invested, avoid selling assets - Flexible credit line with no foreclosure charges - Fully digital and secure process ## Recent user reviews (7 of 7) All indexed reviews: https://appshunter.io/ios/app/creditcase-mutual-fund-loans/id6752245760/reviews.md ### 5/5 — Best place to take loan *2026-01-07* It’s so smooth and fast ### 5/5 — Best app for Loans *2026-01-06* It is a really good App. In simple process and best ever interest rate I got my loan against Mutual Fund. Process was very smooth. ### 5/5 — Best app for loans *2025-12-15* Very fast and seamless process of application ### 5/5 — Flawless UX *2025-12-10* Easy sync of holdings and flawless UX ### 5/5 — Great app *2025-12-10* Smooth & quick process to get a loan ### 5/5 — Best app for loans against investments *2025-12-10* Superb app ### 5/5 — Loan against mutual funds *2025-10-17* Best app for loan against mutual funds ## Frequently asked questions about creditcase ### What is creditcase? creditcase is a digital lending app that allows users to obtain loans against their mutual fund and stock investments. It offers a way to access funds without selling your assets, with loans disbursed quickly and securely. ### How fast can I get a loan with creditcase? Loans against mutual funds can be disbursed in as little as 2 hours, while loans against stocks can be disbursed within 24 hours. The process is fully digital and aims for rapid approval and fund transfer. ### What are the interest rates for creditcase loans? Interest rates start at 10.25% per annum for loans against mutual funds. The maximum Annual Percentage Rate (APR) is 13%. An example shows an APR of 11.33% for a specific loan scenario. ### Can I continue investing while taking a loan? Yes, creditcase allows you to stay invested. Your mutual fund units remain invested and continue to earn returns, and you can continue investing in SIPs. For stocks, you retain ownership and can still receive dividends and bonuses. ### Are there any hidden charges with creditcase? creditcase advertises no foreclosure charges, meaning you can close your loan early without penalties. The example provided shows a processing fee and GST, but no other hidden charges are mentioned. ### Is creditcase secure? The app is described as fully digital and secure, utilizing best-in-class encryption. Checking your credit limit does not affect your credit score, and loans are provided by RBI-regulated NBFC and Bank partners. ### Does creditcase have ads? Yes, creditcase contains advertisements. As a free-to-download app, it utilizes ads to support its services. ### What is the loan tenure and maximum loan amount? The loan tenure is up to 36 months for both mutual fund and stock loans. You can borrow up to ₹5 crore against approved stocks and ETFs, with loan-to-value ratios of up to 50% for stocks and up to 80% for debt mutual funds. ## Version history (last 5 releases) ### 7.56.2 — 2026-06-11 This update includes performance improvements, bug fixes, and stability enhancements for a smoother app experience. ### 7.56.1 — 2026-06-09 This version includes minor improvements, bug fixes, and performance enhancements to provide a smoother app experience. ### 7.56.0 — 2026-06-04 Stability improvements Minor SDK integration updates Bug fixes for smoother user journeys Performance improvements across key flows Internal fixes to support upcoming releases ### 7.48.0 — 2026-03-27 This update focuses on improved performance across the board, making your experience faster, smoother, and more reliable. We’ve also streamlined our core services to help you manage your wealth better: Loan Against Stocks: Unlock instant liquidity without selling your portfolio. Experience faster processing and real-time limits. Loan Against Mutual Funds: Get the credit you need while your investments continue to grow. Our updated flow makes borrowing against your units more seamless than ever. Love the app? Please leave us a rating! Your feedback helps us keep the updates coming. ### 7.45.0 — 2026-02-21 Improved Performance: We’ve updated our core engine to make the app feel faster and more responsive. Enhanced Security: Upgraded how we store your login info to keep your account safer. Bug Fixes: Smoothed out the loan top-up flow and cleaned up the profile view. ## More apps by Smallcase Technologies Private Limited - [smallcase - Save & Invest](https://appshunter.io/ios/app/smallcase-save-and-invest/id1345309437) All apps by Smallcase Technologies Private Limited: https://appshunter.io/developer/1345309436 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-09.*